For the success of our customers
(Baonghean) - Last year, despite many fluctuations in the economy due to the impact of recession and inflation, the Vietnam Joint Stock Commercial Bank for Industry and Trade (VietinBank) made great efforts to overcome difficulties and challenges, successfully completing all assigned tasks, and becoming a leading unit in the Vietnamese banking system. The bank's operations have contributed to stabilizing the macro economy, curbing inflation and ensuring social security.
(Baonghean) - Last year, although the economy had many fluctuations due to the impact of recession and inflation, the Vietnam Joint Stock Commercial Bank for Industry and Trade (VietinBank) made efforts to overcome difficulties and challenges, excellently completing all assigned tasks, deserving to be the leading unit in the Vietnamese banking system.
VietinBank is known as one of the large commercial banks, playing an important role as a pillar of the Vietnamese banking industry.
With strong growth targets, business activities ensuring quality, safety and efficiency, total assets currently reach over 460,000 billion VND (up 25%); mobilized capital reaches 423,000 billion VND (up 24%); outstanding debt is over 430,000 billion VND (up 25%); bad debt accounts for only 0.74% of total outstanding debt; corporate income tax payment is over 2,000 billion VND; charter capital increased to over 20,000 billion VND.
VietinBank Ben Thuy branch awarded special prize of FORTESXAT car to the winning customer
VietinBank has officially become the second largest commercial bank in the banking system in Vietnam and is considered the bank with the healthiest finances and the best credit quality in the country. Notably, in early September 2011, VietinBank was the first Vietnamese bank to open a branch in Frankfurt (Germany), and on February 9, 2011, it continued to open a branch in Laos, marking a new development step for VietinBank in particular and the Vietnamese banking system in general in strongly integrating with the international community.
In addition, VietinBank is also a leading enterprise, which has been sponsoring and supporting social security and gratitude activities nationwide (with a total accumulated amount of more than 1,500 billion VND, 660 billion VND in 2011 alone). With its prestigious brand and achievements, at the 2011 Vietnam Golden Star Awards, VietinBank was the only bank to be honored twice with the TOP 10 Vietnamese Brands and TOP 10 Outstanding Enterprises with Social Responsibility awards.
For VietinBank - Ben Thuy Branch, after 17 years of construction and development, it has continuously grown strongly, growing in both scale and quality of operations, affirming its position and brand as a large commercial bank in Nghe An; actively contributing to the implementation of monetary policy, local economic development; effectively serving the production and business activities of enterprises and residents in the province.
In particular, in the difficult context of the financial and monetary market in 2011, with high inflation, fluctuating foreign exchange rates, real estate and securities falling,... VietinBank - Ben Thuy Branch continued to stand firm, demonstrating its position and mettle in business operations, striving to successfully complete all assigned targets. Mobilized capital reached 1,443 billion VND (up 37%), of which residential deposits accounted for 85% of the total mobilized capital; investment in lending to the economy reached 1,594 billion VND (up 22%), of which: lending to large enterprises was 778 billion VND, lending to small and medium enterprises was 410 billion VND, lending to individual customers was 406 billion VND; Service revenue increased by 84%, remittance revenue increased by 71%, issued more than 11,000 ATM cards and 400 credit cards (up 30%), installed 12 new POS machines...
Regarding capital mobilization, VietinBank Ben Thuy especially focuses on implementing a variety of products with attractive interest rates, rich reward programs and a wide network that has attracted a large number of customers to deposit money.
In 2011, the Branch continuously paid out many valuable prizes to lucky customers when depositing money. In October 2011, 1 customer won the Special Prize worth 15 taels of SJC gold. To continue diversifying products and promoting the exploitation of idle money in organizations and residents, at the end of 2011, the Branch launched the Promotion Program "Deposit Now - Win Big" with many attractive prizes, to show gratitude to customers - loyal friends of VietinBank - Ben Thuy Branch in the past time. As a result, after more than 2 months of implementation, VietinBank - Ben Thuy Branch mobilized more than 218 billion VND, reaching 130% of the assigned plan, with 22,400 numbers participating in the prize.
In the first and second lottery draws, at Ben Thuy Branch, there were 94 lucky customers who won 100 prizes. On February 14, the Bank held an award ceremony for the lucky customers. In which, the special prize of 1 FORTESXAT car belonged to customer Nguyen Thi Hong - Le Loi Ward, Vinh City.
With the strategy of becoming a strong and highly competitive banking and financial group in the period of integration and development, VietinBank in general and Ben Thuy Branch in particular are committed to continue to grow strongly, ready to provide a full range of modern banking products and services such as: money transfer, accounts, savings, loans, trade finance, guarantees, cards, e-banking,... with the most advanced technology to serve "for the success of all customers and businesses" in the area.
Quynh Lan