Tổng dư nợ các chương trình tín dụng chính sách đạt gần 143.000 tỷ đồng

(Baonghean.vn) - Assessing the performance in 2015, the entire system of the Vietnam Bank for Social Policies (VBSP) has actively and promptly transferred preferential capital from the Government to poor households and other policy beneficiaries with a total source of over 147,000 billion VND. The total outstanding balance of policy credit programs reached nearly 143,000 billion VND, an increase of over 13,000 billion VND compared to 2014.

Farmers in Huong Son and Tan Ky borrow capital from the Policy Bank to effectively raise cows. Photo: NHCS Nghe An.

Of which, outstanding loans of credit programs according to the growth target assigned by the Prime Minister reached nearly 129,000 billion VND, an increase of nearly 12,000 billion VND (+9.9%) compared to 2014, completing 99.4% of the plan assigned by the Prime Minister.

Some credit programs have high outstanding loan growth compared to 2014 such as: loans for near-poor households (+10,340 billion), loans for clean water and rural environmental sanitation (+4,710 billion), loans for newly escaped poverty households (+3,504 billion) and loans for production and business households in difficult areas (+1,522 billion);

Regarding credit quality, in 2015, the Social Policy Bank has synchronously implemented many solutions to consolidate and improve credit quality. Of the total outstanding debt of more than 143,000 billion VND, overdue debt and frozen debt nationwide is 1,107 billion VND, accounting for only 0.78% of the total outstanding debt, a decrease of 32 billion VND compared to 2014.

In 2015, nearly 2.4 million poor households, near-poor households, newly escaped poverty households and other policy beneficiaries received loans from the Vietnam Bank for Social Policies. Policy credit capital has contributed to helping over 400,000 households overcome the poverty line; attracting and creating jobs for over 180,000 workers from the job creation loan program, over 2.4 thousand workers working abroad for a limited period; helping over 102,000 students in difficult circumstances borrow capital (for the first time) to study during the year; building nearly 1.36 million clean water and sanitation works in rural areas; over 5.3 thousand houses to prevent storms and floods for poor households in the Central provinces and nearly 2.5 thousand houses in flooded areas of the Mekong Delta...

PV