Agribank Nam Nghe An Branch deploys tasks in 2023
(Baonghean.vn) - In difficult conditions, in 2022, Agribank Nam Nghe An Branch promptly grasped the instructions of superiors to diversify deposit products, promptly issued interest rates to ensure competitiveness in the area and business efficiency.
On the afternoon of January 14, the Bank for Agriculture and Rural Development, Nam Nghe An Branch, held a conference to review business activities in 2022 and deploy tasks in 2023. Attending were comrades: Le Hong Vinh - Member of the Provincial Party Standing Committee, Permanent Vice Chairman of the Provincial People's Committee; Nguyen Thi Thu Thu - Director of the State Bank of Vietnam, Nghe An Branch, and representatives of a number of departments, branches and sectors.
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Comrade Truong Quoc Bao - Director of Agribank Nam Nghe An Branch reported on the operation situation in 2022 and deployed tasks for 2023. Photo: Thu Huyen |
In 2022, closely following the directions of the Government, the State Bank and Agribank, Agribank Nam Nghe An Branch will implement the assigned planning tasks from the beginning of the year in accordance with the set orientation and goals, ensuring the most effective business operations; this is the 5th consecutive year that 6/6 targets assigned by the Head Office have been completed.
Total mobilized capital reached 15,735 billion VND, an increase of 1,178 billion VND (+8.1%) compared to the beginning of the year; reaching 116% of the yearly plan. Total mobilized capital of Agribank Nam Nghe An Branch accounted for 7.8% of total mobilized capital of credit institutions in Nghe An province; and accounted for 34.4% of total mobilized capital of Agribank in Nghe An province.
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Overview of the conference. Photo: Thu Huyen |
Outstanding debt reached 126.9% of the plan; Bad debt ratio accounted for 0.36%. Business operations ensured safety and efficiency.
Along with business activities, social security and charity work are regularly given attention. Total social security expenditure in 2022 is 11.38 billion VND, from Agribank's social security support source and self-reliant resources at the branch.
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Authorized by the provincial leaders, the State Bank of Vietnam, Nghe An Branch, presented the Prime Minister's Certificate of Merit to Agribank, Thanh Chuong Branch, Nam Nghe An. Photo: Thu Huyen |
In 2023, the target is: Mobilized capital grows by 8% - 10% compared to capital as of December 31, 2022. Outstanding loans grow by 9% - 11%. Maximum bad debt ratio is 0.5%/total outstanding loans. Debt collection after processing: Debt collection after processing in 2023 is higher than in 2022 and at least meets the plan assigned by the Head Office. Fulfill obligations to the State budget and deductions according to regulations.
To achieve the 2023 business target towards stable growth, setting safety and quality criteria, speaking at the conference, comrade Nguyen Thi Thu Thu - Director of the State Bank of Nghe An Branch requested Agribank Nam Nghe An Branch to closely follow the direction of the State Bank, Agribank, the direction and tasks of local socio-economic development in each period, and market developments to build and operate the 2023 business plan.
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Standing Vice Chairman of the Provincial People's Committee Le Hong Vinh awarded Certificates of Merit from the Provincial People's Committee to the collectives. Photo: Thu Huyen |
The Director of the State Bank of Vietnam, Nghe An Branch, also requested that Agribank, Nam Nghe An Branch, proactively manage capital mobilization, balance capital in accordance with capital use, and meet credit growth needs; flexibly manage mobilization interest rates and lending interest rates according to market developments and in accordance with the regulations of the State Bank and Agribank to encourage units to grow capital sources and outstanding loans with the highest efficiency and benefits. Regularly conduct surveys on loan demand and the operating situation of credit institutions in the area to propose timely and appropriate solutions and policies to compete to attract customers. Direct credit growth along with controlling credit quality, customer quality according to credit ratings and risk management capabilities, ensuring loan safety and operational safety ratios.
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Awarding Certificates of Merit from the Provincial People's Committee to outstanding individuals. Photo: Thu Huyen |
On this occasion, Agribank Thanh Chuong Branch, Nam Nghe An was honored to receive a Certificate of Merit from the Prime Minister for its outstanding achievements in work, contributing to the cause of building socialism and defending the Fatherland; 2 collectives and 11 individuals were awarded Certificates of Merit by the Chairman of the Provincial People's Committee for their outstanding achievements in work from 2021-2022.
On this occasion, Agribank Nam Nghe An received a Certificate of Merit for the unit winning the First Prize in the North Central region in 2022 from the General Director of Agribank; Agribank Do Luong Branch, Nam Nghe An received a Certificate of Merit for the second-class branch with excellent achievements in 2022 from the General Director of Agribank Vietnam.