Reducing loan interest rates, BAC A BANK 'supports' individual customers to develop their businesses

PV July 13, 2023 14:00

(Baonghean.vn) - In order to contribute to meeting the need for capital access and investment in the last two quarters of the year of individual customers, BAC A BANK continues to adjust the interest rate down - applied to short-term loans for production and business.

According to BAC A BANK's latest personal credit program "Fast promotion - Prosperous business", loan interest rates are reduced from0.6%/yeararrive1.5%/yeardepending on the debt agreement. With simple application procedures, specifically designed to suit the characteristics of individual production and business, the preferential package has a limit of up to3,000 billion VNDThe program lasts from now until December 31, 2023 and applies to short-term loans to supplement capital for production and business for individual customers.

Customers can flexibly choose forms of collateral such as: balance in Deposit account, Savings book, Online deposit, Deposit contract, Deposit certificate issued by BAC A BANK and (or) real estate and (or) car.

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This preferential loan interest rate program is one of BAC A BANK's actions to respond to the direction of the State Bank of Vietnam (SBV) in supporting the promotion of production activities, creating conditions for individual customers to easily access loans for business, optimizing investment opportunities for development, and recovering the economy after Covid-19. At the same time, the "Fast Promotion - Prosperous Business" program also demonstrates BAC A BANK's efforts to always accompany customers, realizing the operating philosophy: always prioritizing the interests of customers towards long-term, sustainable goals.

In addition to preferential interest rates, BAC A BANK's loan packages are also favored by many customers because of their simplified procedures, high loan-to-secured asset ratio, flexible disbursement and repayment methods, making the journey to access "cheap" capital sources simpler and more convenient.

Currently, the network of Bac A Commercial Joint Stock Bank has reached 166 business units in 39 provinces and cities nationwide, with a variety of products and services, meeting all financial needs of local people. With a team of dedicated, thoughtful, experienced transaction officers and a reputation built over 29 years of development, BAC A BANK has been and is a bank trusted by many customers.

For more information about the program, please visit the Websitewww.baca-bank.vn, contact BAC A BANK branches/transaction offices nationwide or Customer Care Center1800 588 828.

PV