Flexible in voluntary social insurance payment methods

When participatingVoluntary social insurance, employees will be supported by the State with a part of the prescribed contribution level and can choose a flexible payment method suitable to their income such as: periodic payment (monthly; once every 3 months; once every 6 months; once every 12 months; many years at a time (no more than 5 years/time); or one-time payment for the missing years (no more than 10 years) to be eligible for pension.

After receiving State support, the lowest contribution level for voluntary social insurance participants is currently: 231,000 VND/month (for poor households); 247,000 VND/month (for near-poor households); 297,000 VND/month (for other subjects).

In particular, in order to facilitate the self-employed to access and enjoy the Social Insurance policy, many provinces now provide additional support from the local budget for voluntary Social Insurance participants beyond the level prescribed by the State. Therefore, the actual amount of money paid by people when participating in voluntary Social Insurance in these localities continues to be lower.

Not only do you enjoy many benefits, regimes, and procedures for registering and paying voluntary social insurance, they are also very convenient and quick, creating convenience for participants. The payment methods are as follows:

1. Direct form

Participants submit documents and pay voluntary social insurance premiums according to regulations at the authorized service organization to collect social insurance, health insurance or the social insurance agency at their place of residence or temporary residence.

In particular, after paying voluntary social insurance premiums to the collection service organization's collection staff, people can look up and control their voluntary social insurance premium payment information. Thanks to that, the information is public, transparent and the rights of participants are always guaranteed according to regulations.

Specifically, participants can look up detailed information on voluntary social insurance payments at the Vietnam Social Insurance Electronic Information Portal at: https://baohiemxahoi.gov.vn/ with the following steps:

Step 1:Participants access the Vietnam Social Security Electronic Information Portal at https://baohiemxahoi.gov.vn/

Step 2:Select the Online Search function

Step 3:Select the function Look up information on Social Insurance and Health Insurance payment records

Step 4:Enter information to look up including: Confirmation code (provided by the collection service organization) and Social Security number/Citizen identification number.

Step 5:Vietnam Social Security provides information to participants according to the Confirmation Code and Social Security Number/Citizen Identification Number.

Information provided includes:Information of participants: Social insurance code, full name, date of birth, gender, citizen identification number, type of participation (voluntary social insurance), payment amount, number of payment months, date of recording; Information of the collection service organization: Collection service organization code, collection service organization name, collection employee code, collection employee name, contracted social insurance agency code, contracted social insurance agency name.

2. Online form

Participants do not need to go directly to the Social Insurance agency or authorized service organization to collect Social Insurance and Health Insurance, but can pay and submit voluntary Social Insurance online through the Vietnam Social Insurance Public Service Portal or the National Public Service Portal with a highly automated process; or on the online application of some banks to ensure quick and convenient transactions. Specifically:

2.1. Through the Vietnam Social Security Public Service Portal or the National Public Service Portal

Participants can perform procedures on the National Public Service Portal (at: https://dichvucong.gov.vn/p/ho...) or the Vietnam Social Security Public Service Portal (at: https://dichvucong.baohiemxaho...). Applicable cases include: Registering to participate in voluntary social insurance for the first time; Continuing to pay voluntary social insurance.

2.2. Through the bank's online application

Currently, Vietnam Social Security has signed bilateral electronic payment agreements with banking systems such as: Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank), Military Commercial Joint Stock Bank (MB); Bank for Investment and Development of Vietnam (BIDV); Vietnam Joint Stock Commercial Bank for Industry and Trade (Viettinbank) ... to create maximum convenience for people and businesses in participating and enjoying Social Insurance and Health Insurance policies in accordance with the Government's direction on promoting non-cash payments. Accordingly, participants can continue to pay voluntary Social Insurance right on the online applications of these banks with simple and easy-to-do operations. The steps are as follows:

Step 1:Log in to the bank application, find and select the Social Insurance section (depending on the application interface, this section may be in the Payment or State Budget section).

Step 2:Select the type of service you want to perform, which is to continue paying voluntary social insurance; select the payment subject for individual or organizational customers; select the province or city where you register to pay voluntary social insurance; enter the social insurance book number or social insurance subject code if the payment subject is an organization; check and confirm payment information.

Step 3:Enter the OTP code sent by the Bank to complete the transaction.

With the advantage of fast and convenient transactions that can be performed anywhere, anytime on devices (computers, smartphones, etc.) with internet connection, registering and paying voluntary social insurance online through the Public Service Portal and online applications of a number of banks has been and is being responded to and highly appreciated by the people. According to statistics, by the end of August 2023, the whole country had about 17.5 million people participating in social insurance, of which nearly 1.5 million people participated in voluntary social insurance; by August 18, there were 3,141 cases of continuing to pay voluntary social insurance through the National Public Service Portal./.

PV