BAC A BANK credit card makes a big move - 100% free foreign currency transaction fees.
To promptly meet the needs of overseas travel as well as cross-border spending and shopping, BAC A BANK offers exclusive privileges to credit card holders by applying a foreign currency transaction fee of only 0% for both BAC A BANK international credit card lines from now until July 1, 2025.
According to the latest promotional program, both existing international credit card lines, the BAC A BANK MasterCard Rewards Gold and the BAC A BANK MasterCardCashback Platinum, will apply a 0% foreign currency transaction fee from July 2nd, 2024 to July 1st, 2025. For one year, customers using these two card lines (both primary and supplementary cards) will enjoy the benefit of free foreign currency transaction fees via POS and ATMs abroad and online transactions on international websites. Customers will save up to 2% - 3% of the total transaction value in foreign currency transaction fees (currency conversion fees).
Furthermore, when using a BAC A BANK credit card to book and pay for accommodations, customers will receive an additional free night's stay at a 5-star hotel/resort worldwide. The BAC A BANK Mastercard international credit card will be a useful companion for customers who frequently make international transactions or travel constantly between countries.

Preparing for a trip to China, Ms. Thu Trang (40 years old, Hanoi) was very excited to learn about the policy of free foreign currency transactions when spending with BAC A BANK credit cards. She shared: “Previously, I was very impressed with the 1% foreign currency transaction fee of BAC A BANK credit cards, but now I'm even more surprised to find it completely free. When I travel soon, I no longer have to worry about exchanging cash or having any spending limits. Just bringing my BAC A BANK credit card, I can enjoy my trip and shopping abroad without any restrictions – it's convenient and safe.”
This offer further enhances the benefits for customers choosing the BAC A BANK Mastercard International Credit Card, alongside many other significant privileges such as: waived annual fees and card issuance fees; cashback program up to VND 6,000,000/year; and a 20% discount, up to VND 350,000/bill, at Golden Gate chain restaurants: Manwah, Shogun, Kichi Kichi, Ashima, Cowboy Jack's Saloon, Daruma, Gogi House, Gogi Steak, Hutong, iSushi…
For families looking to buy fresh and clean food, the BAC A BANK MasterCard International Credit Card is a smart choice when paying at TH truemart chain stores, offering a 10% discount on the total bill.
The unlimited points accumulation and redemption program is also a significant advantage of the two BAC A BANK MasterCard international credit card lines, in addition to global travel insurance benefits up to VND 11.5 billion and many other exclusive privileges. These promotional programs are designed and applied depending on the card type owned by the customer, accurately meeting the customer's needs when using the card for spending and enjoying life.
“The BAC A BANK Mastercard International Credit Card confidently competes with long-established card brands by continuously updating its offer with useful benefits for customers. In particular, we focus on partnering with businesses that can provide the best services, prioritizing health and improving quality of life. Besides these benefits, the BAC A BANK Mastercard International Credit Card ensures smooth functionality, contributing to a perfect experience for customers who choose us,” a BAC A BANK representative stated.
To obtain the BAC A BANK Mastercard International Credit Card, customers can choose from the following options: Register online directly on the BAC A BANK Mobile Banking app, visit the nearest BAC A BANK branch/transaction office, or access the website.www.baca-bank.vnOr call the Customer Service Hotline at 1800588828 for more detailed information.