HDBank interest rates in March 2025
HDBank's highest interest rate in March 2025 is currently 6.1% per annum for a 36-month term. If a customer deposits 70 million VND, they can earn up to 12.81 million VND in interest.
HDBank's deposit interest rates remained stable in March 2025.
Entering March 2025, deposit interest rates at HDBank remain unchanged compared to the previous month. The interest rate range for terms from 1 month to 36 months fluctuates between 3.35 - 8.1% per year for the option of receiving interest at the end of the term.
For short-term deposits, interest rates for 1-month and 2-month terms are at 3.35%/year, while terms from 3 to 5 months are offered at 3.45%/year. For the 6-month term, HDBank maintains an interest rate of 3.45%/year, unchanged from the previous month. Terms from 7 to 11 months remain at 4.6%/year.
High interest rates for deposits of 500 billion VND or more.
HDBank applies different interest rates depending on the deposit amount. For a 12-month term, customers depositing 500 billion VND or more will receive a Class 1 interest rate of 7.7% per year, while deposits under 500 billion VND will receive an interest rate of 5.5% per year.
For a 13-month term, customers depositing 500 billion VND or more will receive an interest rate of 8.1% per year, while deposits below this amount will be subject to an interest rate of 5.7% per year.
Interest rates for deposits with terms of 15 months and 18 months are 5.9%/year and 6%/year respectively. Longer terms such as 24 months and 36 months maintain an interest rate of 5.4%/year.
Flexible interest rates based on the method of interest payment.
HDBank offers various interest payment methods with flexible interest rates:
Interest paid in advance: 3.25% - 5.4% per year
Monthly interest rate: 3.35% - 5.7% per year
Quarterly interest payments: 4.5% - 5.7% per year
Interest rate for six months: 5.1% - 5.8%/year
Annual interest rate: 5.2% - 5.3% per year
Short-term deposits ranging from 1 day to 3 weeks maintain an interest rate of 0.5% per annum.
Online savings interest rates at HDBank
Online savings interest rates at HDBank remain unchanged this month. The interest rate range for terms from 1 month to 36 months is between 3.85% and 6.1% per year, with interest paid at the end of the term.
Online interest rates for 1-2 month terms are 3.85% per year, while 3-5 month terms reach 3.95% per year. The 6-month term remains unchanged at 5.3% per year, while deposits with terms of 7-11 months apply an interest rate of 4.7% per year.
For a 12-month term, the interest rate is 5.6%/year, and for a 13-month term, it is 5.8%/year, unchanged from before. Meanwhile, the interest rate for a 15-month term is 6%/year, and for an 18-month term it is 6.1%/year.
The two longer terms, 24 months and 36 months, remain unchanged at 5.5% per annum. Shorter terms, from 1 week to 3 weeks, maintain an interest rate of 0.5% per annum.