MSB's over-the-counter and online deposit interest rates for May 2025.
What are the interest rates at MSB Bank in May 2025? Check the latest updated interest rate table for savings deposits at MSB branches and online.
In May 2025, Vietnam Maritime Commercial Bank (MSB) continued to maintain the deposit interest rates announced on February 25th, applicable to both over-the-counter and online savings deposits. Below is detailed information on the current interest rates:
MSB Bank over-the-counter deposit interest rates in May 2025
MSB maintains the same interest rates as in previous months, ranging from 3.6% to 5.3% per year, depending on the term:
From 1 to 5 months: 3.6%/year
From 6 to 11 months: 4.7%/year
From 12 to 36 months: 5.3%/year (highest)
All deposits earn interest at the end of the term. It's important to note that if a customer withdraws before maturity, the entire deposit will not receive any interest.

MSB Bank online deposit interest rates in May 2025
Online savings accounts at MSB currently offer more favorable interest rates compared to in-person deposits, ranging from 3.9% to 5.6% per year.
From 1 to 5 months: 3.9%/year
From 6 to 11 months: 5.0%/year
From 12 to 36 months: 5.6%/year (highest rate)
The difference between online and in-person deposits ranges from 0.3 to 0.4 percentage points, indicating that MSB is prioritizing and promoting online deposit methods.
Other savings products at MSB
In addition to the two popular deposit methods mentioned above, MSB also offers many flexible savings products such as: Immediate Interest Payment, Partial Principal Withdrawal, Deposit Contracts, Periodic Interest, Young Saplings and Golden Bees, aiming to diversify options for customers with attractive interest rates depending on the characteristics of each product.