Home loan interest rates at MB bank October 2025
MB home loan interest rates in October 2025 are diversely deployed, from packages under 5 billion and up, helping customers optimize costs and proactively plan their finances.
According to the latest update, MB Bank is implementing many preferential loan packages for customers who want to buy a house, buy land or invest in real estate.
Each loan package is designed with different interest rates and application periods, helping borrowers proactively balance their finances and choose solutions that suit their needs.
Interest rates for home loans under 5 billion VND
Customers can choose from fixed rates:
- 7.0%/year for the first 6 months with a minimum term of 36 months
- 7.9%/year for the first 12 months with a minimum term of 42 months
- 8.3%/year for the first 18 months with a minimum term of 48 months
- 9.0%/year for the first 24 months with a minimum term of 60 months.
Interest rate for home loans from 5 billion VND or more
MB Bank applies a fixed interest rate of 7.0%/year for the first 6 months, 7.5%/year for the first 12 months, 7.8%/year for the first 18 months and 8.5%/year for the first 24 months. These loan packages all require a minimum term of 36 to 60 months depending on the case.
Real estate business loan interest rate
The bank offers 8.0%/year for the first 6 months, 8.5%/year for 12 months, 9.0%/year for 18 months and 9.5%/year for 24 months, with a minimum term of 36 to 60 months.
Interest rate for home loan project
Customers enjoy more attractive incentives with interest rates of only 6.5%/year fixed for the first 6 to 12 months, 7.3%/year for the first 18 months and 7.8%/year for the first 24 months. This is a choice worth considering for young people looking for a loan to buy an apartment or a house in the future.
Interest rate after promotion at MB Bank
After the preferential period, MB home loan interest rates are applied according to the formula:
- First year after the end of the fixed period = Reference interest rate + 1.5% margin
- Subsequent years = Reference interest rate + 3.5% margin
With competitive interest rates and diverse terms, MB Bank is currently one of the banks with attractive real estate loan policies on the market.