Vietcombank interest rates for October 2025
Vietcombank's deposit interest rates in October 2025 remain stable, ranging from 0.2% to 4.7% per year, applicable to both individual and corporate customers across the entire system.
Savings interest rates applicable to individual customers as of October 2025.
According to the latest information updated in early October 2025, Vietnam Foreign Trade Commercial Bank (Vietcombank) has adjusted its interest rates for over-the-counter savings deposits for individual customers, ranging from 0.2% to 4.7% per year, with interest paid at the end of the term.
In the short-term group, deposits from 7 to 14 days are subject to an interest rate of 0.2%/year. Deposits with terms of 1 to 2 months earn an interest rate of 1.6%/year, while 3-month deposits reach 1.9%/year. In the medium-term segment, 6-month and 9-month terms both maintain a rate of 2.9%/year, suitable for depositors who need flexibility in terms of time.
For longer terms, Vietcombank currently offers an interest rate of 4.6% per year for a 12-month term. The highest interest rate of 4.7% per year is applied to deposits with terms from 24 to 60 months.
Vietcombank's deposit interest rate table for individual customers.
| Term | Interest rate |
| No term | 0.10% |
| 7 days | 0.20% |
| 14 days | 0.20% |
| 1 month | 1.60% |
| 2 months | 1.60% |
| 3 months | 1.90% |
| 6 months | 2.90% |
| 9 months | 2.90% |
| 12 months | 4.60% |
| 24 months | 4.70% |
| 36 months | 4.70% |
| 48 months | 4.70% |
| 60 months | 4.70% |
Source: Vietcombank
In addition to depositing savings at the counter, Vietcombank also offers online deposit services through its digital banking application. Individual customers who choose this method enjoy the same interest rates as direct deposits, ranging from 0.2% to 4.7% per year depending on the term.
Vietcombank Online Deposit Interest Rate Table
| Term | Interest rate |
| 14 days | 0.20% |
| 1 month | 1.60% |
| 3 months | 1.90% |
| 6 months | 2.90% |
| 9 months | 2.90% |
| 12 months | 4.60% |
| 24 months | 4.70% |
Source: Vietcombank
Vietcombank's deposit interest rates for businesses in October 2025
Entering October 2025, Vietnam Foreign Trade Commercial Bank (Vietcombank) continues to implement its deposit interest rate schedule for corporate customers, with rates ranging from 0.2% to 4.2% per year. The specific interest rate is adjusted according to the deposit term and type of corporate deposit product, including both time deposits and demand deposits.
| Term | VND |
| No term | 0.2% |
| 1 month | 1.5% |
| 2 months | 1.5% |
| 3 months | 1.8% |
| 6 months | 2.8% |
| 9 months | 2.8% |
| 12 months | 4.1% |
| 24 months | 4.2% |
| 36 months | 4.2% |
| 48 months | 4.2% |
| 60 months | 4.2% |
Source: Vietcombank