Bank interest rates on February 27, 2026: Numerous institutions list rates above 7.0% per year.

As of February 27, 2026, it has become common for banks to raise deposit interest rates to 7.0% per year or higher. According to statistics, a number of banks are listing deposit interest rates of 7.0% per year, including Bac A Bank, BVBank, LPBank, MBV, OCB, and PGBank. This is a significantly higher rate compared to six months ago.

The banks listed offer the highest interest rates in the market.

Orient Commercial Bank (OCB) currently offers the highest publicly listed interest rate on the market, at 7.3% per annum. This rate applies to deposits with a 36-month term of 500 million VND or more. For smaller amounts, OCB applies a rate of 7.1% per annum (under 100 million VND) and 7.2% per annum (from 100 million to under 500 million VND) for the same 36-month term.

At MBV Bank, deposit interest rates for terms from 12 to 36 months are being maintained at 7.2% per year. Notably, for customers depositing large sums of money directly at the counter, the bank also allows for further negotiation to achieve a higher actual interest rate than the listed rate.

LPBank also recorded a maximum interest rate of 7.2%/year for long-term deposits from 24 to 60 months. Shorter terms such as 15-18 months are listed at 7.1%/year, while terms of 12-13 months reach 7.0%/year.

Details of interest rates at joint-stock commercial banks.

PGBank currently lists savings interest rates for 12-13 month terms at 7.2% per year. For shorter terms from 6 to 9 months, the bank applies a relatively high interest rate of 7.1% per year.

Bac A Bank lists interest rates of 7.0%/year for terms of 6-11 months and 7.05%/year for terms of 12-15 months. The highest interest rate here is 7.1%/year for terms of 24-36 months. Similarly, BVBank also applies interest rates of 7.0%/year and 7.1%/year for terms of 18 and 24 months, respectively.

Besides the publicly listed interest rates, many banks are now applying a policy of adding extra interest depending on the deposit amount, with some places recording an additional rate of up to 2.5% per year compared to the regular interest rate.

Table of deposit interest rates at some banks (Unit: %/year)

Thanh Vinh