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deposit savings
News updates related to saving money
Bank interest rates on July 16, 2026: 6-month term reaches 8.5%/year.
The market recorded the highest deposit interest rates at 8.5%/year for a 6-month term and 9%/year for a 12-month term. Meanwhile, VND interbank interest rates tended to decrease across most terms...
Market
Bank interest rates on July 15th: 15 banks listed the maximum rate of 4.75% for a 1-month term.
Interest rates on 1-month term deposits at 15 commercial banks have reached the regulated ceiling of 4.75%/year. To maximize profits, investors tend to switch to certificates of deposit with...
Bank interest rates on July 14, 2026: The highest rate for a 36-month term reached 7.3% per year.
As of July 14, 2026, the deposit market saw four banks offering deposit interest rates starting from 7.0%/year for a 36-month term, with OCB leading the way with a tiered interest rate of up to 7.3%/year.
Bank interest rates on July 7, 2026: Special offers reaching 8.9% during the sale event.
On July 7th, banks simultaneously offered preferential deposit interest rates, reaching a high of 8.9% per year. Many banks also implemented policies that added a margin and offered SJC gold to depositors.
Bank interest rates as of July 2nd, 2026: Many attractive offers with actual returns of up to 8.9% per year.
The market is witnessing a new wave of promotional offers to raise capital, pushing the effective interest rate after the promotion up to 8.0-9.0%/year for terms from 6 to 36 months at many banks.
Agribank Nghe An awards prizes to customers who deposited savings in the "Deposit instantly - Win a luxury car" program.
On the morning of June 23rd, Agribank Nghe An Branch held an awards ceremony for the "Deposit Now - Win a Luxury Car" savings lottery program.
Bank interest rates on June 22, 2026: NCB reduces rates by 0.1 percentage point for medium-term maturities.
National Commercial Bank (NCB) has just adjusted down deposit interest rates for terms from 6 to 12 months, becoming the fourth bank in the system to lower interest rates since the beginning of June 2026.
Agribank's Nghe An branch held a draw for the "Deposit Instantly - Win a Luxury Car" program.
June 16, 2026 17:57
At 3 PM on June 16, 2026, Agribank Nghe An branch held the draw for the "Deposit Instantly - Win a Luxury Car" savings program. The ceremony took place at the branch office...
Bank interest rates as of June 5, 2026: Actual rates exceed 8% per year despite listed rates of only 7%.
June 5, 2026 11:00
Many banks, such as MB, CIMB, and Woori Bank, are paying effective deposit interest rates of 8% to 8.8% per year through special promotional codes, which are significantly higher than the listed rates.
Bank interest rates today, May 25, 2026: Nam A Bank sharply increases its rate to 6.9%/year.
May 25, 2026 12:31
Nam A Bank has just significantly increased deposit interest rates across many maturities, with the highest increase reaching 0.6 percentage points, while the State Bank of Vietnam has called for stricter supervision.
Bank interest rates today, May 22, 2026: Actual rates at the counter are up to 2% higher than listed rates.
May 22, 2026 10:31
Surveys show that many banks are quietly offering actual deposit interest rates of up to 8.6% per year, significantly higher than the interest rates published on their websites.
Bank interest rates today, May 15, 2026: The highest rate reaches 8%/year at Sacombank.
May 15, 2026 13:01
Sacombank is offering an interest rate of 8% per year for a 36-month term with deposits starting from 1 billion VND. OCB and MBV banks also maintain interest rates above 7% per year for longer terms.
VPBank interest rates on May 11, 2026: Long-term rates uniformly fall below 6% per year.
May 11, 2026 13:31
VPBank has just significantly reduced online deposit interest rates across most maturities. Currently, all deposit interest rates from 6 to 36 months at this bank have officially been lowered...
Bank interest rates on May 5, 2026: Short-term rates remain at the ceiling of 4.75% per year.
May 5, 2026 14:32
Although deposit interest rates tended to decrease in April, short-term rates from 1-5 months remained high, with many banks applying a ceiling of 4.75%/year.
Savings interest rates in May 2026: Online deposits reach a high of 7.7% per year.
May 4, 2026 16:31
A survey of 27 banks on May 4, 2026, showed that online interest rates maintained their advantage, reaching a high of 7.7% per year, a difference of up to 3.1 percentage points compared to deposits made at the counter.
Highest savings interest rates in April 2026: List of banks still maintaining rates above 7%.
April 27, 2026 05:28
The wave of interest rate reductions has caused rates above 7% per year to gradually disappear. Currently, only about 10 banks, such as ACB, MB, and LPBank, maintain this level, with the highest interest rate reaching 7.3% per year.
Bank interest rates today, April 8, 2026: VCB Neo unexpectedly lowers interest rates.
April 8, 2026 14:38
Bank interest rates today, April 8, 2026: VCB Neo Bank has just adjusted deposit interest rates down by 0.2 - 0.3% across all maturities, contrary to the upward trend of many other banks since the beginning of the month...
Bank interest rates today, April 6, 2026: ACB raises deposit interest rate to 7.3%/year.
April 6, 2026 13:01
The deposit market witnessed a major adjustment as ACB, BaoViet Bank, and Nam A Bank all simultaneously increased interest rates. Notably, interest rates at ACB exceeded 7% per year.
Bank interest rates today, March 31st: 20 banks increased interest rates, with the highest rate reaching 7.7%/year.
March 31, 2026 12:31
Statistics from the end of March 2026 show that 20 banks adjusted their deposit interest rates upwards. Notably, some institutions increased deposit interest rates up to four times in that month.
Bank interest rates as of March 30, 2026: Many banks are offering actual deposit rates above 9% per year.
March 30, 2026 10:00
On March 30th, the interest rate market recorded actual rates exceeding 9% per annum at some banks, thanks to large-scale promotional programs offering additional interest rates.
Bank interest rates today, March 26, 2026: Agribank and a series of other banks sharply increase rates to 7.2%.
March 26, 2026 12:59
On the morning of March 26th, the market witnessed a wave of deposit interest rate increases from 18 banks. Notably, Agribank raised its rate for the second consecutive day to 7%, and VCBNeo reached 7.2%.
Bank interest rates today, February 5th: The highest rate is approximately 10% per year for large deposits.
February 5, 2026 13:10
As of February 5, 2026, special interest rates at some banks remained high, ranging from 8.1% to 9.65% per year, applicable to deposits worth hundreds of billions of VND.
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