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deposit savings
News updates related to saving money
Bank interest rates today, May 25, 2026: Nam A Bank sharply increases its rate to 6.9%/year.
Nam A Bank has just significantly increased deposit interest rates across many maturities, with the highest increase reaching 0.6 percentage points, while the State Bank of Vietnam has called for stricter supervision.
Market
Bank interest rates today, May 22, 2026: Actual rates at the counter are up to 2% higher than listed rates.
Surveys show that many banks are quietly offering actual deposit interest rates of up to 8.6% per year, significantly higher than the interest rates published on their websites.
Bank interest rates today, May 15, 2026: The highest rate reaches 8%/year at Sacombank.
Sacombank is offering an interest rate of 8% per year for a 36-month term with deposits starting from 1 billion VND. OCB and MBV banks also maintain interest rates above 7% per year for longer terms.
VPBank interest rates on May 11, 2026: Long-term rates uniformly fall below 6% per year.
VPBank has just significantly reduced online deposit interest rates across most maturities. Currently, all deposit interest rates from 6 to 36 months at this bank have officially been lowered...
Bank interest rates on May 5, 2026: Short-term rates remain at the ceiling of 4.75% per year.
Although deposit interest rates tended to decrease in April, short-term rates from 1-5 months remained high, with many banks applying a ceiling of 4.75%/year.
Savings interest rates in May 2026: Online deposits reach a high of 7.7% per year.
A survey of 27 banks on May 4, 2026, showed that online interest rates maintained their advantage, reaching a high of 7.7% per year, a difference of up to 3.1 percentage points compared to deposits made at the counter.
Highest savings interest rates in April 2026: List of banks still maintaining rates above 7%.
The wave of interest rate reductions has caused rates above 7% per year to gradually disappear. Currently, only about 10 banks, such as ACB, MB, and LPBank, maintain this level, with the highest interest rate reaching 7.3% per year.
Bank interest rates today, April 8, 2026: VCB Neo unexpectedly lowers interest rates.
April 8, 2026 14:38
Bank interest rates today, April 8, 2026: VCB Neo Bank has just adjusted deposit interest rates down by 0.2 - 0.3% across all maturities, contrary to the upward trend of many other banks since the beginning of the month...
Bank interest rates today, April 6, 2026: ACB raises deposit interest rate to 7.3%/year.
April 6, 2026 13:01
The deposit market witnessed a major adjustment as ACB, BaoViet Bank, and Nam A Bank all simultaneously increased interest rates. Notably, interest rates at ACB exceeded 7% per year.
Bank interest rates today, March 31st: 20 banks increased interest rates, with the highest rate reaching 7.7%/year.
March 31, 2026 12:31
Statistics from the end of March 2026 show that 20 banks adjusted their deposit interest rates upwards. Notably, some institutions increased deposit interest rates up to four times in that month.
Bank interest rates as of March 30, 2026: Many banks are offering actual deposit rates above 9% per year.
March 30, 2026 10:00
On March 30th, the interest rate market recorded actual rates exceeding 9% per annum at some banks, thanks to large-scale promotional programs offering additional interest rates.
Bank interest rates today, March 26, 2026: Agribank and a series of other banks sharply increase rates to 7.2%.
March 26, 2026 12:59
On the morning of March 26th, the market witnessed a wave of deposit interest rate increases from 18 banks. Notably, Agribank raised its rate for the second consecutive day to 7%, and VCBNeo reached 7.2%.
Bank interest rates today, February 5th: The highest rate is approximately 10% per year for large deposits.
February 5, 2026 13:10
As of February 5, 2026, special interest rates at some banks remained high, ranging from 8.1% to 9.65% per year, applicable to deposits worth hundreds of billions of VND.
Bank interest rates today, January 26th: Actual interest rates at the counter are up to 1.7% higher than the listed rates.
January 26, 2026 11:51
A survey conducted on January 26, 2026, revealed that actual deposit interest rates at many banks far exceeded the publicly listed rates, with the highest actual payout reaching 8.2% per year.
Bank interest rates on January 22nd: Actual rates surged above 8% at many branches.
January 22, 2026 12:39
On the morning of January 22nd, despite little change in the listed interest rates, many banks were quietly pushing actual interest rates above 8% per year through additional policies and private agreements.
Bank interest rates as of January 16, 2026: MBV sharply increases to 7.2% per year.
January 16, 2026 12:48
MBV Bank has just adjusted its deposit interest rate upwards to 7.2% per year, bringing the over-the-counter interest rate to the same level as online deposit rates and placing it among the highest in the market today.
Bank interest rates as of January 15, 2026: 6-month terms see a sharp increase, with the highest rate exceeding 8% per annum.
January 15, 2026 12:40
The deposit market witnessed a significant interest rate adjustment at the beginning of 2026. Many banks pushed the effective interest rate for 6-month deposits above 8% per annum thanks to various incentives.
Bank interest rates on January 14, 2026: Many banks significantly increased rates, reaching 7.5%.
January 14, 2026 12:18
The wave of deposit interest rate increases continued to spread across many commercial banks on January 14, 2026, with the highest interest rates recorded exceeding 7.5% at some institutions.
Bank interest rates on January 13, 2026: Sharp increase, highest rate reaches 9.65%
January 13, 2026 07:45
The financial market on January 13, 2026 witnessed a strong surge in deposit interest rates, setting a new peak of 9.65% per year as banks aggressively sought to attract capital.
Bank interest rates on January 12, 2026: Many banks exceeded 7.5%, with the highest reaching 9.65%.
January 12, 2026 07:55
The deposit market on January 12, 2026 witnessed a strong wave of interest rate increases, with many banks pushing deposit rates above 7.5% per year to attract capital at the beginning of the year.
Bank interest rates on January 8, 2026: The Big 4 banks all significantly increased short-term rates.
January 8, 2026 12:54
Vietcombank, BIDV, VietinBank, and Agribank unexpectedly increased deposit interest rates for terms under 12 months, with the highest adjustment reaching 1.3% per year, in order to attract deposits at the beginning of the year.
Bank interest rates today, January 7, 2026: Big 4 banks see sharp increases, short-term rates rise to 5%/year.
January 7, 2026 11:53
As of January 7, 2026, the four largest banks in the system simultaneously adjusted their deposit interest rates upwards, with the highest increase being 1.3% per year for short-term maturities.
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