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deposit interest rates
News updates related to deposit interest rates
Bank interest rates on August 21, 2026: SCB increases interest rate on 13-month term deposits to 8.7%/year.
The market witnessed a rare interest rate adjustment at SCB on August 21, 2026, when the bank increased the interest rate on 13-month deposits by 4.8% to 8.7% per year.
Market
Bank interest rates on August 19, 2026: Many banks are listing rates of 7-7.9% per year for savings deposits.
The market is seeing a continued increase in VND deposit interest rates. Saigonbank leads with 7.9%/year for a 13-month term, while many other banks are listing rates above 7%/year.
Bank interest rates on August 18, 2026: Actual deposit interest rates increased by up to 2 percentage points.
A survey conducted on August 18, 2026, recorded listed interest rates for 6-month terms reaching 7.6% per annum, while actual interest rates were 1 to 2 percentage points higher.
Bank interest rates today, August 17, 2026: VCB Neo reduces rates by up to 0.8 percentage points for long-term maturities.
The deposit interest rate schedule at VCBNeo recorded a downward adjustment of up to 0.8 percentage points for deposit terms from 12 to 60 months on August 17, 2026.
Bank interest rates on August 13, 2026: 6-month term deposit interest rates reach 8% per year thanks to promotional offers.
Many commercial banks have added preferential interest rate programs for online deposits, raising the interest rate for 6-month terms to a maximum of 8% per year on August 13, 2026.
Bank interest rates on August 10, 2026: VPBank adjusted interest rates upwards for terms of 6 to 13 months to 6.2%/year.
VPBank adjusted interest rates upwards by 0.2 percentage points for 6-13 month terms to 6.2%/year, while decreasing them by 1.4 percentage points for 36-month terms on August 10, 2026.
Bank interest rates on August 4, 2026: BIDV raises deposit interest rate to 7.4%/year.
BIDV has just adjusted and increased online deposit interest rates across various terms, bringing the highest rate to 7.4%/year and leading the Big4 banking group.
LPBank adjusted deposit interest rates upwards from August 3, 2026, with the highest rate reaching 7.3% per year.
August 3, 2026 10:07
On August 3, 2026, LPBank adjusted deposit interest rates upwards by 0.1 to 0.3 percentage points, raising the highest online interest rate to 7.3% per year.
Bank interest rates on July 31, 2026: ACB adjusts rates upwards by 0.5%, the market remains stable.
July 31, 2026 10:57
Deposit interest rates in July 2026 remained stable at most banks, except for upward adjustments from ACB and Bac A Bank, and a decrease at BaoViet Bank.
Household deposits reached over 10.82 million billion VND, with deposit interest rates exceeding 9% in some places.
July 27, 2026 11:33
Household deposits in the credit system reached VND 10.82 million billion by the end of May 2026, an increase of 4.76% compared to the end of 2025, thanks to the sustained high deposit interest rates.
ACB adjusted deposit interest rates upwards by 0.5 percentage points, reaching a maximum of 7.8% per year on July 27, 2026.
July 27, 2026 10:05
ACB adjusted interest rates upwards by 0.5 percentage points for 6-12 month terms on July 27, 2026. With a deposit of 500 million VND, depositors will earn a maximum of 39 million VND in interest after one year.
Deposit interest rates reach 9% per year: Depositors weigh the pros and cons of withdrawing funds early.
July 20, 2026 06:18
The upward trend in deposit interest rates in the first half of 2026 is forcing many customers to choose to withdraw their deposits early to enjoy higher yields, even if it means accepting lower non-term interest rates.
Bank interest rates on July 9, 2026: 6-month term reaches 7.1%/year.
July 9, 2026 10:08
The deposit market witnessed new fluctuations as four banks listed interest rates for 6-month terms at 7% per annum or higher, with the highest actual rate reaching 7.35% per annum.
Bank interest rates on July 8th: NCB lists the highest deposit interest rate at 9.2%/year.
July 8, 2026 09:36
National Commercial Bank (NCB) has just announced a new savings product with interest rates up to 9.2% per year, the highest rate publicly offered on the market as of July 8, 2026.
Deposit interest rates exceed 9%/year: Pressure from system capital imbalance.
July 5, 2026 06:50
Many banks are pushing deposit interest rates above 9% per year to attract capital as credit growth (7.41%) is far outpacing deposit growth (4.3%) in the first six months of 2026.
Bank interest rates on July 3, 2026: Actual rates exceeded 9.2%/year.
July 3, 2026 09:24
The market has seen a surge in real deposit interest rates, reaching up to 9.2% per year for long-term maturities, even though the publicly listed rates at many banks only fluctuate around 6% per year.
Bank interest rates as of June 23, 2026: 18 banks listed a ceiling rate of 4.75%/year for terms under 6 months.
June 23, 2026 10:49
Eighteen banks, including the Big 4, have simultaneously applied the maximum deposit interest rate of 4.75% per annum for short-term deposits, as stipulated by the State Bank of Vietnam.
Bank interest rates today, June 19, 2026: VPBank reduces long-term deposit interest rates.
June 19, 2026 09:11
In the trading session on June 19, 2026, VPBank adjusted down savings interest rates by 0.2-0.3 percentage points for terms from 12-24 months, bringing the listed rate to 6%/year.
Bank interest rates as of June 18, 2026: Saigonbank increases interest rate to 7.2% per year.
June 18, 2026 15:47
The deposit interest rate market continues to fluctuate sharply as Saigonbank adjusted its rates upwards by another 0.5 percentage points, bringing the 12-month term interest rate to 7.2% per annum.
Bank interest rates today, June 15, 2026: VIB and ACB reduce short-term deposit interest rates.
June 15, 2026 12:30
The market saw a cooling trend in maturities under 6 months, with decreases of up to 0.4 percentage points. VIB and ACB were two typical examples of banks that adjusted their rates on June 15th.
ACB's interest rates surged to 2.2% per year, reaching the ceiling for many maturities on June 12, 2026.
June 12, 2026 10:01
On June 12, 2026, ACB Bank significantly increased its online deposit interest rates by up to 2.2% per year. Simultaneously, the State Bank of Vietnam continued to conduct a net withdrawal of over 4,600 billion VND.
Bank interest rates today, June 9th: BIDV unexpectedly reduces deposit interest rates by up to 0.8%.
June 9, 2026 14:24
After a sharp increase yesterday, BIDV suddenly adjusted its online deposit interest rates downwards by 0.4-0.8 percentage points, bringing the listed rates back to their previous levels.
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