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deposit interest rates
News updates related to deposit interest rates.
Deposit interest rates exceed 9%/year: Pressure from system capital imbalance.
Many banks are pushing deposit interest rates above 9% per year to attract capital as credit growth (7.41%) is far outpacing deposit growth (4.3%) in the first six months of 2026.
Market
Bank interest rates on July 3, 2026: Actual rates exceeded 9.2%/year.
The market has seen a surge in real deposit interest rates, reaching up to 9.2% per year for long-term maturities, even though the publicly listed rates at many banks only fluctuate around 6% per year.
Bank interest rates as of June 23, 2026: 18 banks listed a ceiling rate of 4.75%/year for terms under 6 months.
Eighteen banks, including the Big 4, have simultaneously applied the maximum deposit interest rate of 4.75% per annum for short-term deposits, as stipulated by the State Bank of Vietnam.
Bank interest rates today, June 19, 2026: VPBank reduces long-term deposit interest rates.
In the trading session on June 19, 2026, VPBank adjusted down savings interest rates by 0.2-0.3 percentage points for terms from 12-24 months, bringing the listed rate to 6%/year.
Bank interest rates as of June 18, 2026: Saigonbank increases interest rate to 7.2% per year.
The deposit interest rate market continues to fluctuate sharply as Saigonbank adjusted its rates upwards by another 0.5 percentage points, bringing the 12-month term interest rate to 7.2% per annum.
Bank interest rates today, June 15, 2026: VIB and ACB reduce short-term deposit interest rates.
The market saw a cooling trend in maturities under 6 months, with decreases of up to 0.4 percentage points. VIB and ACB were two typical examples of banks that adjusted their rates on June 15th.
ACB's interest rates surged to 2.2% per year, reaching the ceiling for many maturities on June 12, 2026.
On June 12, 2026, ACB Bank significantly increased its online deposit interest rates by up to 2.2% per year. Simultaneously, the State Bank of Vietnam continued to conduct a net withdrawal of over 4,600 billion VND.
Bank interest rates today, June 9th: BIDV unexpectedly reduces deposit interest rates by up to 0.8%.
June 9, 2026 14:24
After a sharp increase yesterday, BIDV suddenly adjusted its online deposit interest rates downwards by 0.4-0.8 percentage points, bringing the listed rates back to their previous levels.
Bank interest rates on June 4, 2026: TPBank increases rates to the ceiling of 4.75% per year.
June 4, 2026 10:03
TPBank has just adjusted its short-term deposit interest rates upwards to a maximum of 4.75% per year. This move comes amidst technical fluctuations in the system's liquidity...
Bank interest rates as of May 30, 2026: The downward trend has slowed, with only 7 banks making adjustments.
May 30, 2026 08:02
In May 2026, only 7 commercial banks reduced deposit interest rates, contrary to the previous widespread reduction. Liquidity pressure and the credit-deposit ratio are...
Bank interest rates today, May 27, 2026: LPBank reduces short-term deposit interest rates.
May 27, 2026 11:30
Interest rates in the market recorded a downward trend across maturities of 1-5 months on May 27, 2026. LPBank was the latest institution to adjust its interest rates downwards, following a series of other major banks in May.
Bank interest rates today, May 22, 2026: Actual rates at the counter are up to 2% higher than listed rates.
May 22, 2026 10:31
Surveys show that many banks are quietly offering actual deposit interest rates of up to 8.6% per year, significantly higher than the interest rates published on their websites.
Bank interest rates on May 19th: Up to 10% per year for extremely large deposits.
May 19, 2026 17:00
Many banks maintain special interest rates ranging from 8.5% to 10% per year for exceptionally large deposits, while the highest interest rate for regular deposits reaches around 7.3% per year.
VPBank interest rates on May 11, 2026: Long-term rates uniformly fall below 6% per year.
May 11, 2026 13:31
VPBank has just significantly reduced online deposit interest rates across most maturities. Currently, all deposit interest rates from 6 to 36 months at this bank have officially been lowered...
Bank interest rates today, May 7, 2026: Deposit rates cool down, system liquidity remains under pressure.
May 7, 2026 12:59
Deposit interest rates at more than 30 banks uniformly decreased by 0.1-0.5% per year in April; however, liquidity pressure remains due to new safety regulations approaching Basel III.
Savings interest rates in May 2026: Online deposits reach a high of 7.7% per year.
May 4, 2026 16:31
A survey of 27 banks on May 4, 2026, showed that online interest rates maintained their advantage, reaching a high of 7.7% per year, a difference of up to 3.1 percentage points compared to deposits made at the counter.
Bank interest rates today, April 28, 2026: GPBank reduces rates across all maturities.
April 28, 2026 16:30
In the adjustment on April 28, 2026, GPBank reduced interest rates by 0.3 percentage points across all deposit terms, becoming the 33rd bank to implement such a reduction this month.
Bank interest rates today, April 24, 2026: VCB Neo sharply drops to 6.5% before the holiday.
April 24, 2026 14:31
Deposit interest rates at VCBNeo have uniformly decreased by 0.5 percentage points across all terms of 6 months or more. This is the 32nd institution to adjust interest rates downward in the latest wave of reductions in the market.
Bank interest rates today, April 21, 2026: VPBank continues to lower interest rates, 30 banks reduce deposit rates.
April 21, 2026 12:01
The market is witnessing an ongoing downward trend in deposit interest rates, with VPBank recently adjusting rates down by another 0.1% per year across several key maturities, marking a wave of interest rate reductions by 30 banks.
Bank interest rates today, April 17, 2026: 29 banks simultaneously lower deposit interest rates.
April 17, 2026 17:31
As of April 17, 2026, the wave of interest rate reductions had spread, with 29 banks participating in the adjustments following directives from the State Bank of Vietnam, recording the deepest reduction of up to 1.0%/year.
Agribank's interest rates have been reduced for the second time in a week, with the highest rate now at 6.8% per year.
April 16, 2026 17:01
Following BIDV, Agribank also adjusted deposit interest rates down by another 0.2-0.4% per year across many maturities, bringing interest rates to the lowest level among the Big4 banks on the morning of April 16, 2026.
Seventeen banks reduced deposit interest rates in two days, with cuts of up to 1% per year.
April 11, 2026 10:00
A wave of interest rate cuts has spread across 17 banks, with the highest reduction being 1% per year, following a commitment between the State Bank of Vietnam and credit institutions to support the economy.
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