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bank interest rates
Latest news regarding bank interest rates.
Bank interest rates as of September 4, 2026: Up to 2.5% more per year, plus a bonus of 10 million VND for deposits.
The deposit market on September 4, 2026 witnessed a race for incentives as many banks added interest rates of up to 2.5% per year and offered cash bonuses for referring new customers.
Market
Bank interest rates as of August 28, 2026: Offers reaching 8.8%/year for online deposit packages.
Hong Leong Bank is offering an interest rate of 8.8% per year during the National Day holiday, while a number of other banks such as VPBank and Vikki are launching promotions with additional interest rates on deposits on August 28, 2026.
Bank interest rates on August 27, 2026: Competition for deposit incentives and fluctuations in interbank interest rates.
The money market is witnessing large-value deposit incentive programs at NCB amidst pressure to maintain long-term interbank liquidity.
Interest rates on real estate loans have reached 13% per year, while floating rates are close to 17% per year.
Interest rates for home loans at many banks are currently commonly above 10% per year, in some cases reaching 13% per year, and could even hit 16.8% per year when floating.
Bank interest rates today, August 26, 2026: Foreign banks list the highest rate at 7%/year.
A survey conducted on August 26, 2026, showed that deposit interest rates at foreign and joint-venture banks reached a peak of 7% per year, directly competing with domestic banks.
Bank interest rates today, August 25, 2026: MB Bank adds 1.5%/year, bringing the 6-month term to 7.3%/year.
MB Bank is implementing a program that adds 1.5% per year to the interest rate for terms of 1-6 months starting from August 25th, bringing the interest rate for 6-month deposits to 7.3% per year.
Interest rates on 6-month term deposit certificates at VPBank reached 9% per annum on August 24, 2026.
Interest rates on 6-month certificates of deposit at many banks remain at 7% per year, higher than regular deposits, with the highest rate of 9% per year recorded at VPBank.
Bank interest rates on August 21, 2026: SCB increases interest rate on 13-month term deposits to 8.7%/year.
August 21, 2026 09:51
The market witnessed a rare interest rate adjustment at SCB on August 21, 2026, when the bank increased the deposit interest rate for the 13-month term by 4.8% to 8.7% per year.
Bank interest rates on August 20, 2026: Cake by VPBank reached 9.4%/year for a 12-month term.
August 20, 2026 09:50
The market recorded deposit interest rates as high as 9.4%/year at Cake by VPBank thanks to its preferential policies. Commercial banks maintained stable rates.
Bank interest rates on August 19, 2026: Many banks are listing rates of 7-7.9% per year for savings deposits.
August 19, 2026 10:23
The market is seeing a continued increase in VND deposit interest rates. Saigonbank leads with 7.9%/year for a 13-month term, while many other banks are listing rates above 7%/year.
Bank interest rates on August 18, 2026: Actual deposit interest rates increased by up to 2 percentage points.
August 18, 2026 08:52
A survey conducted on August 18, 2026, recorded listed interest rates for 6-month terms reaching 7.6% per annum, while actual interest rates were 1 to 2 percentage points higher.
Bank interest rates today, August 17, 2026: VCB Neo reduces rates by up to 0.8 percentage points for long-term maturities.
August 17, 2026 09:31
The deposit interest rate schedule at VCBNeo recorded a downward adjustment of up to 0.8 percentage points for deposit terms from 12 to 60 months on August 17, 2026.
Methods for optimizing savings deposit returns and cash flow management strategies.
August 15, 2026 09:02
The allocation of online savings deposits, combined with splitting deposits into shorter terms and leveraging compound interest, helps individuals maximize their profit margin safely.
Bank interest rates on August 14, 2026: Nam A Bank adjusts interest rates downwards across many maturities.
August 14, 2026 12:16
The market noted that Nam A Bank adjusted deposit interest rates down by 0.05-0.3% across some maturities, while VCBNeo withdrew its online listing of the 7.8%/year interest rate.
Bank interest rates on August 13, 2026: 6-month term deposit interest rates reach 8% per year thanks to promotional offers.
August 13, 2026 10:03
Many commercial banks have added preferential interest rate programs for online deposits, raising the interest rate for 6-month terms to a maximum of 8% per year on August 13, 2026.
Bank interest rates on August 12, 2026: VCBNeo raises interest rate to 7.8%/year, LPBank reduces rates across the board.
August 12, 2026 10:03
The interest rate market on August 12, 2026, saw mixed movements as VCBNeo increased its interest rate to 7.8%/year, while LPBank adjusted its rates downwards across many maturities.
Bank interest rates on August 11, 2026: MBV adds up to 1.2% interest rate, reaching a maximum of 8.2%/year.
August 11, 2026 09:49
The market noted that MBV added up to 1.2 percentage points to deposit interest rates, bringing the real savings deposit interest rate to a high of 8.2%/year on August 11, 2026.
Bank interest rates on August 10, 2026: VPBank adjusted interest rates upwards for terms of 6 to 13 months to 6.2%/year.
August 10, 2026 10:24
VPBank adjusted interest rates upwards by 0.2 percentage points for 6-13 month terms to 6.2%/year, while decreasing them by 1.4 percentage points for 36-month terms on August 10, 2026.
The proportion of demand deposits has decreased, with over 47.5 trillion VND of CASA (Current Account Savings Account) leaving the banking system.
August 10, 2026 06:23
The average CASA ratio at 27 commercial banks decreased to 17.19% in the first six months of 2026, due to a wave of deposits shifting to higher-interest-rate maturities.
Bank interest rates on August 7, 2026: Certificates of deposit compete with interest rates up to 9% per year.
August 7, 2026 10:53
The banking market on August 7, 2026 witnessed a race to raise capital through certificates of deposit, with OCB offering 8.5%/year for foreign customers and VPBank reaching 9%/year.
Bank interest rates on August 6, 2026: BIDV withdraws increase, reverts to old rates.
August 6, 2026 10:13
BIDV has just adjusted online deposit interest rates down by 0.4 - 0.6 percentage points, bringing the deposit rates back into balance with the Big4 banks.
Bank interest rates on August 5, 2026: SeABank reduced interest rates by 0.3%, interbank market rates edged up to 6.3%.
August 5, 2026 10:11
On August 5, 2026, SeABank reduced deposit interest rates by 0.3% for terms of 6 months or more. In the interbank market, the overnight interest rate edged up to 6.3% per annum.
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