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bank interest rates
Latest news regarding bank interest rates.
Bank interest rates today, August 17, 2026: VCB Neo reduces rates by up to 0.8 percentage points for long-term maturities.
The deposit interest rate schedule at VCBNeo recorded a downward adjustment of up to 0.8 percentage points for deposit terms from 12 to 60 months on August 17, 2026.
Market
Methods for optimizing savings deposit returns and cash flow management strategies.
The allocation of online savings deposits, combined with splitting deposits into shorter terms and leveraging compound interest, helps individuals maximize their profit margin safely.
Bank interest rates on August 14, 2026: Nam A Bank adjusts interest rates downwards across many maturities.
The market noted that Nam A Bank adjusted deposit interest rates down by 0.05-0.3% across some maturities, while VCBNeo withdrew its online listing of the 7.8%/year interest rate.
Bank interest rates on August 13, 2026: 6-month term deposit interest rates reach 8% per year thanks to promotional offers.
Many commercial banks have added preferential interest rate programs for online deposits, raising the interest rate for 6-month terms to a maximum of 8% per year on August 13, 2026.
Bank interest rates on August 12, 2026: VCBNeo raises interest rate to 7.8%/year, LPBank reduces rates across the board.
The interest rate market on August 12, 2026, saw mixed movements as VCBNeo increased its interest rate to 7.8%/year, while LPBank adjusted its rates downwards across many maturities.
Bank interest rates on August 11, 2026: MBV adds up to 1.2% interest rate, reaching a maximum of 8.2%/year.
The market noted that MBV added up to 1.2 percentage points to deposit interest rates, bringing the real savings deposit interest rate to a high of 8.2%/year on August 11, 2026.
Bank interest rates on August 10, 2026: VPBank adjusted interest rates upwards for terms of 6 to 13 months to 6.2%/year.
VPBank adjusted interest rates upwards by 0.2 percentage points for 6-13 month terms to 6.2%/year, while decreasing them by 1.4 percentage points for 36-month terms on August 10, 2026.
The proportion of demand deposits has decreased, with over 47.5 trillion VND of CASA (Current Account Savings Account) leaving the banking system.
August 10, 2026 06:23
The average CASA ratio at 27 commercial banks decreased to 17.19% in the first six months of 2026, due to a wave of deposits shifting to higher-interest-rate maturities.
Bank interest rates on August 7, 2026: Certificates of deposit compete with interest rates up to 9% per year.
August 7, 2026 10:53
The banking market on August 7, 2026 witnessed a race to raise capital through certificates of deposit, with OCB offering 8.5%/year for foreign customers and VPBank reaching 9%/year.
Bank interest rates on August 6, 2026: BIDV withdraws increase, reverts to old rates.
August 6, 2026 10:13
BIDV has just adjusted online deposit interest rates down by 0.4 - 0.6 percentage points, bringing the deposit rates back into balance with the Big4 banks.
Bank interest rates on August 5, 2026: SeABank reduced interest rates by 0.3%, interbank market rates edged up to 6.3%.
August 5, 2026 10:11
On August 5, 2026, SeABank reduced deposit interest rates by 0.3% for terms of 6 months or more. In the interbank market, the overnight interest rate edged up to 6.3% per annum.
Bank interest rates on August 4, 2026: BIDV raises deposit interest rate to 7.4%/year.
August 4, 2026 10:09
BIDV has just adjusted and increased online deposit interest rates across various terms, bringing the highest rate to 7.4%/year and leading the Big4 banking group.
LPBank adjusted deposit interest rates upwards from August 3, 2026, with the highest rate reaching 7.3% per year.
August 3, 2026 10:07
On August 3, 2026, LPBank adjusted deposit interest rates upwards by 0.1 to 0.3 percentage points, raising the highest online interest rate to 7.3% per year.
Bank interest rates on July 31, 2026: ACB adjusts rates upwards by 0.5%, the market remains stable.
July 31, 2026 10:57
Deposit interest rates in July 2026 remained stable at most banks, except for upward adjustments from ACB and Bac A Bank, and a decrease at BaoViet Bank.
Interest rates on certificates of deposit as of July 29, 2026: The highest rate recorded reached 9% per annum at VPBank.
July 29, 2026 14:57
On July 29, 2026, competition for capital mobilization through certificates of deposit intensified when VPBank listed interest rates of up to 9% per year, far exceeding the ceiling interest rate for regular savings accounts.
Bank interest rates on July 28, 2026: BaoViet Bank reduced rates by 0.2% for terms of 6 months or more.
July 28, 2026 10:05
BaoViet Bank was the first bank to adjust deposit interest rates downward in July 2026, with a reduction of 0.2 percentage points across terms from 6 to 36 months.
ACB adjusted deposit interest rates upwards by 0.5 percentage points, reaching a maximum of 7.8% per year on July 27, 2026.
July 27, 2026 10:05
ACB adjusted interest rates upwards by 0.5 percentage points for 6-12 month terms on July 27, 2026. With a deposit of 500 million VND, depositors will earn a maximum of 39 million VND in interest after one year.
Bank interest rates as of July 24, 2026: Up to 10% per year with special deposit conditions.
July 24, 2026 09:35
The market recorded the highest deposit interest rate at 10%/year at PVcomBank. Commercial banks maintained special interest rate policies ranging from 7%/year to 9%/year with conditions regarding terms and conditions...
Bank interest rates on July 23, 2026: Long-term rates reach 7.8%/year, interbank market cools down.
July 23, 2026 11:16
As of July 23, 2026, interest rates on savings deposits with maturities exceeding 24 months remained high at 7.8% per year. Simultaneously, interbank interest rates decreased significantly due to abundant system liquidity.
Bank interest rates as of July 22, 2026: BVBank launches certificates of deposit at 8.2% per year.
July 22, 2026 11:11
BVBank is offering interest rates of up to 8.2% per year on certificates of deposit and an additional 1.9% for new customers, bringing the effective savings interest rate to 8.6% per year on July 22nd.
Interest rates at Big4 banks on July 21st: Deposit 100 million VND and receive the highest interest rate of 6.8% per year.
July 21, 2026 10:44
The state-owned banks Agribank, Vietcombank, VietinBank, and BIDV are currently offering the highest deposit interest rate at 6.8% per year. For a deposit of 100 million VND with a 12-month term, customers...
ACB's interest rate increased to 7.8%/year, the highest in the market on July 20, 2026.
July 20, 2026 10:20
ACB Bank has just adjusted its savings interest rates upwards by 0.5 percentage points for terms of 6-12 months, bringing the highest rate to 7.8%/year, leading the banking system as of July 20, 2026.
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