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bank interest rates
Latest news regarding bank interest rates.
Bank interest rates as of July 6, 2026: Techcombank reduces its premium, PVcomBank maintains the 10% mark.
On the morning of July 6th, Techcombank lowered the additional interest rate for online deposits to 0.8%. Meanwhile, special interest rates in the market remained high at around 10% per year.
Market
Bank interest rates on July 3, 2026: Actual rates exceeded 9.2%/year.
The market has seen a surge in real deposit interest rates, reaching up to 9.2% per year for long-term maturities, even though the publicly listed rates at many banks only fluctuate around 6% per year.
Bank interest rates as of July 2nd, 2026: Many attractive offers with actual returns of up to 8.9% per year.
The market is witnessing a new wave of promotional offers to raise capital, pushing the effective interest rate after the promotion up to 8.0-9.0%/year for terms from 6 to 36 months at many banks.
Bank interest rates on July 1, 2026: The group offering rates above 7%/year is gradually shrinking.
The downward trend in deposit interest rates, which began in April, has made it increasingly difficult for banks to maintain interest rates of 7% per year or higher, mainly concentrated in longer-term maturities.
Bank interest rates as of June 30, 2026: 4 banks slightly reduce rates, Saigonbank surges to 7.9%.
The interest rate market in June 2026 showed a clear divergence. While the Big 4 and some large banks slightly reduced their rates, ACB and Saigonbank significantly increased their deposit interest rates.
Bank interest rates as of June 29, 2026: Many institutions are adding interest rates of up to 1.3% per year.
The deposit market is witnessing a new wave of incentives as commercial banks aggressively add interest rates ranging from 0.8% to 1.3% per year. Techcombank currently leads with the highest effective interest rate...
MB reduces interest rates on certificates of deposit by up to 1.8%, with the highest rate now at 7.1% per year.
Military Commercial Joint Stock Bank (MB) applies a new interest rate schedule for certificates of deposit from June 26, 2026, with the sharpest reduction of up to 1.8 percentage points, while interest rates for direct savings...
Bank interest rates on June 25, 2026: The trend of adding interest rates is gradually cooling down.
June 25, 2026 10:24
As of June 25, 2026, the number of banks offering additional interest rate programs has decreased significantly compared to the beginning of the year. Currently, the highest effective interest rate in the market has reached 7.7% per year.
Bank interest rates today, June 24, 2026: The Big 4 banks list the highest rate at 6.8% per year.
June 24, 2026 10:18
On June 24, 2026, four state-owned commercial banks, including Agribank, Vietcombank, VietinBank, and BIDV, simultaneously implemented online deposit interest rates with a maximum of 6.8% per year for long-term maturities.
Bank interest rates as of June 23, 2026: 18 banks listed a ceiling rate of 4.75%/year for terms under 6 months.
June 23, 2026 10:49
Eighteen banks, including the Big 4, have simultaneously applied the maximum deposit interest rate of 4.75% per annum for short-term deposits, as stipulated by the State Bank of Vietnam.
Bank interest rates on June 22, 2026: NCB reduces rates by 0.1 percentage point for medium-term maturities.
June 22, 2026 13:16
National Commercial Bank (NCB) has just adjusted down deposit interest rates for terms from 6 to 12 months, becoming the fourth bank in the system to lower interest rates since the beginning of June 2026.
Bank interest rates today, June 19, 2026: VPBank reduces long-term deposit interest rates.
June 19, 2026 09:11
In the trading session on June 19, 2026, VPBank adjusted down savings interest rates by 0.2-0.3 percentage points for terms from 12-24 months, bringing the listed rate to 6%/year.
Bank interest rates as of June 18, 2026: Saigonbank increases interest rate to 7.2% per year.
June 18, 2026 15:47
The deposit interest rate market continues to fluctuate sharply as Saigonbank adjusted its rates upwards by another 0.5 percentage points, bringing the 12-month term interest rate to 7.2% per annum.
Bank interest rates today, June 15, 2026: VIB and ACB reduce short-term deposit interest rates.
June 15, 2026 12:30
The market saw a cooling trend in maturities under 6 months, with decreases of up to 0.4 percentage points. VIB and ACB were two typical examples of banks that adjusted their rates on June 15th.
ACB's interest rates surged to 2.2% per year, reaching the ceiling for many maturities on June 12, 2026.
June 12, 2026 10:01
On June 12, 2026, ACB Bank significantly increased its online deposit interest rates by up to 2.2% per year. Simultaneously, the State Bank of Vietnam continued to conduct a net withdrawal of over 4,600 billion VND.
VCBNeo interest rates surged to 7% across all online terms on June 11, 2026.
June 11, 2026 10:02
Vietcombank Digital Technology (VCBNeo) has just implemented a new interest rate schedule, increasing rates across many maturities, with the highest rate reaching 7.0%/year. This is the third bank to adjust its rates...
Interest rates on short-term certificates of deposit reached up to 8.7% per year, far exceeding the savings ceiling.
June 11, 2026 05:32
Many banks are raising capital through certificates of deposit with interest rates ranging from 7% to over 8.7% per year for short-term deposits, while the ceiling interest rate for savings deposits under 6 months is only 4.75%.
Bank interest rates today, June 10th: Big4 banks offer the highest rate at 6.8% per year.
June 10, 2026 10:32
Online deposit interest rates at the four state-owned commercial banks have become consistent across most maturities following a recent move by BIDV, reaching a high of 6.8% per year.
Bank interest rates today, June 9th: BIDV unexpectedly reduces deposit interest rates by up to 0.8%.
June 9, 2026 14:24
After a sharp increase yesterday, BIDV suddenly adjusted its online deposit interest rates downwards by 0.4-0.8 percentage points, bringing the listed rates back to their previous levels.
BIDV Bank interest rates on June 8, 2026: Increased for the second time, reaching 7.4%/year.
June 8, 2026 11:08
Following two consecutive adjustments since the beginning of June 2026, BIDV's deposit interest rates have risen to lead the Big4 group, with the highest rate reaching 7.4% per year for a 12-month term.
Bank interest rates as of June 5, 2026: Actual rates exceed 8% per year despite listed rates of only 7%.
June 5, 2026 11:00
Many banks, such as MB, CIMB, and Woori Bank, are paying effective deposit interest rates of 8% to 8.8% per year through special promotional codes, which are significantly higher than the listed rates.
Bank interest rates on June 4, 2026: TPBank increases rates to the ceiling of 4.75% per year.
June 4, 2026 10:03
TPBank has just adjusted its short-term deposit interest rates upwards to a maximum of 4.75% per year. This move comes amidst technical fluctuations in the system's liquidity...
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