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bank interest rates
Latest news regarding bank interest rates.
Bank interest rates as of July 24, 2026: Up to 10% per year with special deposit conditions.
The market recorded the highest deposit interest rate at 10%/year at PVcomBank. Commercial banks maintained special interest rate policies ranging from 7%/year to 9%/year with conditions regarding terms and conditions...
Market
Bank interest rates on July 23, 2026: Long-term rates reach 7.8%/year, interbank market cools down.
As of July 23, 2026, interest rates on savings deposits with maturities exceeding 24 months remained high at 7.8% per year. Simultaneously, interbank interest rates decreased significantly due to abundant system liquidity.
Bank interest rates as of July 22, 2026: BVBank launches certificates of deposit at 8.2% per year.
BVBank is offering interest rates of up to 8.2% per year on certificates of deposit and an additional 1.9% for new customers, bringing the effective savings interest rate to 8.6% per year on July 22nd.
Interest rates at Big4 banks on July 21st: Deposit 100 million VND and receive the highest interest rate of 6.8% per year.
The state-owned banks Agribank, Vietcombank, VietinBank, and BIDV are currently offering the highest deposit interest rate at 6.8% per year. For a deposit of 100 million VND with a 12-month term, customers...
ACB's interest rate increased to 7.8%/year, the highest in the market on July 20, 2026.
ACB Bank has just adjusted its savings interest rates upwards by 0.5 percentage points for terms of 6-12 months, bringing the highest rate to 7.8%/year, leading the banking system as of July 20, 2026.
Bank interest rates today, July 17, 2026: MB applies a rate of 8.0% for a 6-month term.
Military Commercial Joint Stock Bank (MB) has just launched a promotional program offering online deposit interest rates of up to 8.0%/year for a 6-month term, the highest rate in the market for the same term as of now...
Interest rates unlikely to fall significantly, real estate market expected to recover by the end of 2026.
With credit growth reaching 7.7% while deposits only increased by 5.5%, liquidity pressure makes it difficult for interest rates to fall sharply, affecting the recovery of the real estate market.
Bank interest rates on July 16, 2026: 6-month term reaches 8.5%/year.
July 16, 2026 10:01
The market recorded the highest deposit interest rates at 8.5%/year for a 6-month term and 9%/year for a 12-month term. Meanwhile, VND interbank interest rates tended to decrease across most terms...
Bank interest rates on July 15th: 15 banks listed the maximum rate of 4.75% for a 1-month term.
July 15, 2026 09:52
Interest rates on 1-month term deposits at 15 commercial banks have reached the regulated ceiling of 4.75%/year. To maximize profits, investors tend to switch to certificates of deposit with...
Bank interest rates on July 14, 2026: The highest rate for a 36-month term reached 7.3% per year.
July 14, 2026 09:22
As of July 14, 2026, the deposit market saw four banks offering deposit interest rates starting from 7.0%/year for a 36-month term, with OCB leading the way with a tiered interest rate of up to 7.3%/year.
Bank interest rates today, July 13th: Bac A Bank increases interest rate to 7.1%/year.
July 13, 2026 09:53
Bac A Bank became the first bank to increase deposit interest rates in July, raising them by 0.2 percentage points to 7.1% per annum for 12-month deposits.
Foreign bank interest rates on July 10, 2026: Highest quoted rate reaches 7.8%/year.
July 10, 2026 10:23
A survey conducted on July 10, 2026, revealed a clear divergence among foreign banks, with the highest deposit interest rate reaching 7.8% per year, accompanied by specific deposit conditions.
Bank interest rates on July 9, 2026: 6-month term reaches 7.1%/year.
July 9, 2026 10:08
The deposit market witnessed new fluctuations as four banks listed interest rates for 6-month terms at 7% per annum or higher, with the highest actual rate reaching 7.35% per annum.
Bank interest rates on July 8th: NCB lists the highest deposit interest rate at 9.2%/year.
July 8, 2026 09:36
National Commercial Bank (NCB) has just announced a new savings product with interest rates up to 9.2% per year, the highest rate publicly offered on the market as of July 8, 2026.
Bank interest rates on July 7, 2026: Special offers reaching 8.9% during the sale event.
July 7, 2026 14:34
On July 7th, banks simultaneously offered preferential deposit interest rates, reaching a high of 8.9% per year. Many banks also implemented policies that added a margin and offered SJC gold to depositors.
Bank interest rates as of July 6, 2026: Techcombank reduces its premium, PVcomBank maintains the 10% mark.
July 6, 2026 10:55
On the morning of July 6th, Techcombank lowered the additional interest rate for online deposits to 0.8%. Meanwhile, special interest rates in the market remained high at around 10% per year.
Bank interest rates on July 3, 2026: Actual rates exceeded 9.2%/year.
July 3, 2026 09:24
The market has seen a surge in real deposit interest rates, reaching up to 9.2% per year for long-term maturities, even though the publicly listed rates at many banks only fluctuate around 6% per year.
Bank interest rates as of July 2nd, 2026: Many attractive offers with actual returns of up to 8.9% per year.
July 2, 2026 09:25
The market is witnessing a new wave of promotional offers to raise capital, pushing the effective interest rate after the promotion up to 8.0-9.0%/year for terms from 6 to 36 months at many banks.
Bank interest rates on July 1, 2026: The group offering rates above 7%/year is gradually shrinking.
July 1, 2026 09:22
The downward trend in deposit interest rates, which began in April, has made it increasingly difficult for banks to maintain interest rates of 7% per year or higher, mainly concentrated in longer-term maturities.
Bank interest rates as of June 30, 2026: 4 banks slightly reduce rates, Saigonbank surges to 7.9%.
June 30, 2026 10:21
The interest rate market in June 2026 showed a clear divergence. While the Big 4 and some large banks slightly reduced their rates, ACB and Saigonbank significantly increased their deposit interest rates.
Bank interest rates as of June 29, 2026: Many institutions are adding interest rates of up to 1.3% per year.
June 29, 2026 08:58
The deposit market is witnessing a new wave of incentives as commercial banks aggressively add interest rates ranging from 0.8% to 1.3% per year. Techcombank currently leads with the highest effective interest rate...
MB reduces interest rates on certificates of deposit by up to 1.8%, with the highest rate now at 7.1% per year.
June 26, 2026 10:03
Military Commercial Joint Stock Bank (MB) applies a new interest rate schedule for certificates of deposit from June 26, 2026, with the sharpest reduction of up to 1.8 percentage points, while interest rates for direct savings...
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