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interest rate
News updates related to interest rates
Bank interest rates on August 7, 2026: Certificates of deposit compete with interest rates up to 9% per year.
The banking market on August 7, 2026 witnessed a race to raise capital through certificates of deposit, with OCB offering 8.5%/year for foreign customers and VPBank reaching 9%/year.
Market
Bank interest rates on August 6, 2026: BIDV withdraws increase, reverts to old rates.
BIDV has just adjusted online deposit interest rates down by 0.4 - 0.6 percentage points, bringing the deposit rates back into balance with the Big4 banks.
Bank interest rates on August 5, 2026: SeABank reduced interest rates by 0.3%, interbank market rates edged up to 6.3%.
On August 5, 2026, SeABank reduced deposit interest rates by 0.3% for terms of 6 months or more. In the interbank market, the overnight interest rate edged up to 6.3% per annum.
Bank interest rates on August 4, 2026: BIDV raises deposit interest rate to 7.4%/year.
BIDV has just adjusted and increased online deposit interest rates across various terms, bringing the highest rate to 7.4%/year and leading the Big4 banking group.
LPBank adjusted deposit interest rates upwards from August 3, 2026, with the highest rate reaching 7.3% per year.
On August 3, 2026, LPBank adjusted deposit interest rates upwards by 0.1 to 0.3 percentage points, raising the highest online interest rate to 7.3% per year.
Bank interest rates on July 31, 2026: ACB adjusts rates upwards by 0.5%, the market remains stable.
Deposit interest rates in July 2026 remained stable at most banks, except for upward adjustments from ACB and Bac A Bank, and a decrease at BaoViet Bank.
The Fed continues to keep interest rates unchanged, with significant internal disagreements emerging.
The US Federal Reserve (Fed) decided to keep interest rates unchanged at 3.50% - 3.75%, marking the fifth consecutive time the agency has not adjusted its monetary policy. The decision was made...
Interest rates for 3-month term savings accounts are at 4.5 - 4.75% per year: Suitable target groups and optimal considerations.
July 30, 2026 09:39
Interest rates on term deposits of 1 to 3 months currently range from 4.5% to 4.75% per year. This is a flexible solution that helps optimize liquidity and manage short-term interest rate risk.
Interest rates on certificates of deposit as of July 29, 2026: The highest rate recorded reached 9% per annum at VPBank.
July 29, 2026 14:57
On July 29, 2026, competition for capital mobilization through certificates of deposit intensified when VPBank listed interest rates of up to 9% per year, far exceeding the ceiling interest rate for regular savings accounts.
Should you choose a fixed or flexible savings account to minimize the risk of losing interest if you withdraw before maturity?
July 29, 2026 06:05
Fixed-term savings accounts typically offer better interest rates when held until maturity, but early withdrawals may result in the entire deposit being recalculated at the non-term interest rate.
A home loan of 1.5 billion VND could result in monthly payments of approximately 25 million VND after interest rate incentives.
July 29, 2026 05:31
Interest rates on home loans at many banks can reach 14-15% per year even after preferential periods, making a loan of 1.5 billion VND a significant burden for households with incomes below 40 million VND per month.
Bank interest rates on July 28, 2026: BaoViet Bank reduced rates by 0.2% for terms of 6 months or more.
July 28, 2026 10:05
BaoViet Bank was the first bank to adjust deposit interest rates downward in July 2026, with a reduction of 0.2 percentage points across terms from 6 to 36 months.
Household deposits reached over 10.82 million billion VND, with deposit interest rates exceeding 9% in some places.
July 27, 2026 11:33
Household deposits in the credit system reached VND 10.82 million billion by the end of May 2026, an increase of 4.76% compared to the end of 2025, thanks to the sustained high deposit interest rates.
ACB adjusted deposit interest rates upwards by 0.5 percentage points, reaching a maximum of 7.8% per year on July 27, 2026.
July 27, 2026 10:05
ACB adjusted interest rates upwards by 0.5 percentage points for 6-12 month terms on July 27, 2026. With a deposit of 500 million VND, depositors will earn a maximum of 39 million VND in interest after one year.
Bank interest rates as of July 24, 2026: Up to 10% per year with special deposit conditions.
July 24, 2026 09:35
The market recorded the highest deposit interest rate at 10%/year at PVcomBank. Commercial banks maintained special interest rate policies ranging from 7%/year to 9%/year with conditions regarding terms and conditions...
Bank interest rates on July 23, 2026: Long-term rates reach 7.8%/year, interbank market cools down.
July 23, 2026 11:16
As of July 23, 2026, interest rates on savings deposits with maturities exceeding 24 months remained high at 7.8% per year. Simultaneously, interbank interest rates decreased significantly due to abundant system liquidity.
The survey shows that 81% of people are willing to take out a mortgage if the interest rate is below 9% per year.
July 22, 2026 16:39
The 9% interest rate threshold is identified as a crucial psychological point to boost real estate transactions, while regulators are committed to maintaining stable interest rates to meet genuine demand.
Bank interest rates as of July 22, 2026: BVBank launches certificates of deposit at 8.2% per year.
July 22, 2026 11:11
BVBank is offering interest rates of up to 8.2% per year on certificates of deposit and an additional 1.9% for new customers, bringing the effective savings interest rate to 8.6% per year on July 22nd.
Interest rates at Big4 banks on July 21st: Deposit 100 million VND and receive the highest interest rate of 6.8% per year.
July 21, 2026 10:44
The state-owned banks Agribank, Vietcombank, VietinBank, and BIDV are currently offering the highest deposit interest rate at 6.8% per year. For a deposit of 100 million VND with a 12-month term, customers...
ACB's interest rate increased to 7.8%/year, the highest in the market on July 20, 2026.
July 20, 2026 10:20
ACB Bank has just adjusted its savings interest rates upwards by 0.5 percentage points for terms of 6-12 months, bringing the highest rate to 7.8%/year, leading the banking system as of July 20, 2026.
Deposit interest rates reach 9% per year: Depositors weigh the pros and cons of withdrawing funds early.
July 20, 2026 06:18
The upward trend in deposit interest rates in the first half of 2026 is forcing many customers to choose to withdraw their deposits early to enjoy higher yields, even if it means accepting lower non-term interest rates.
The average lending interest rate at 8 banks exceeded 10% per year.
July 19, 2026 06:48
Data from June 2026 shows a strong divergence in the credit market, with 8 banks maintaining lending interest rates above 10% per year, even though the Big4 group is beginning to show signs of cooling down.
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