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interest rate
News updates related to interest rates
Bank interest rates as of September 4, 2026: Up to 2.5% more per year, plus a bonus of 10 million VND for deposits.
The deposit market on September 4, 2026 witnessed a race for incentives as many banks added interest rates of up to 2.5% per year and offered cash bonuses for referring new customers.
Market
With over 1 billion VND: Should you pay off a mortgage with a 6% interest rate, put it in a savings account, or buy gold for accumulation?
With over 1 billion VND in cash and an existing mortgage, financial experts advise borrowers to carefully consider the variable interest rate costs before investing in gold.
With rising bank deposits, how can we unlock the flow of capital?
By the end of June 2026, the total amount of deposits from the public into the credit system had reached 11.07 million billion VND, recording high growth for the banking sector in recent years. The flow...
Bank interest rates as of August 28, 2026: Offers reaching 8.8%/year for online deposit packages.
Hong Leong Bank is offering an interest rate of 8.8% per year during the National Day holiday, while a number of other banks such as VPBank and Vikki are launching promotions with additional interest rates on deposits on August 28, 2026.
Bank interest rates on August 27, 2026: Competition for deposit incentives and fluctuations in interbank interest rates.
The money market is witnessing large-value deposit incentive programs at NCB amidst pressure to maintain long-term interbank liquidity.
Interest rates on real estate loans have reached 13% per year, while floating rates are close to 17% per year.
Interest rates for home loans at many banks are currently commonly above 10% per year, in some cases reaching 13% per year, and could even hit 16.8% per year when floating.
Bank interest rates today, August 26, 2026: Foreign banks list the highest rate at 7%/year.
A survey conducted on August 26, 2026, showed that deposit interest rates at foreign and joint-venture banks reached a peak of 7% per year, directly competing with domestic banks.
Bank interest rates today, August 25, 2026: MB Bank adds 1.5%/year, bringing the 6-month term to 7.3%/year.
August 25, 2026 10:06
MB Bank is implementing a program that adds 1.5%/year to the interest rate for terms of 1-6 months starting from August 25th, bringing the interest rate for 6-month deposits to 7.3%/year.
Interest rates on 6-month term deposit certificates at VPBank reached 9% per annum on August 24, 2026.
August 24, 2026 11:09
Interest rates on 6-month certificates of deposit at many banks remain at 7% per year, higher than regular deposits, with the highest rate of 9% per year recorded at VPBank.
Lower interest rates: Businesses anticipate new capital inflows.
August 21, 2026 12:52
This August, many commercial banks have implemented preferential credit programs as directed by the Government and the State Bank of Vietnam, with interest rates lower than the minimum...
Bank interest rates on August 21, 2026: SCB increases interest rate on 13-month term deposits to 8.7%/year.
August 21, 2026 09:51
The market witnessed a rare interest rate adjustment at SCB on August 21, 2026, when the bank increased the interest rate on 13-month deposits by 4.8% to 8.7% per year.
Bank interest rates as of August 20, 2026: Cake by VPBank offers 9.4% per annum for a 12-month term.
August 20, 2026 09:50
The market recorded deposit interest rates as high as 9.4%/year at Cake by VPBank thanks to its preferential policies. Commercial banks maintained stable rates.
Average lending interest rates in July 2026: No banks reduced rates, the highest was 11.34%/year.
August 20, 2026 05:54
Of the 19 commercial banks that have released data for July 2026, none have reduced their average lending interest rates, with increases ranging from 0.02 to 1.37 percentage points.
Bank interest rates on August 19, 2026: Many banks are listing rates of 7-7.9% per year for savings deposits.
August 19, 2026 10:23
The market is seeing a continued increase in VND deposit interest rates. Saigonbank leads with 7.9%/year for a 13-month term, while many other banks are listing rates above 7%/year.
SHB is allocating VND 47,000 billion in preferential credit, reducing loan interest rates by up to 2% for businesses and household businesses.
August 19, 2026 08:25
SHB Bank expands its preferential credit package to VND 47,000 billion, reducing interest rates by up to 2% per year, while its profit for the first half of 2026 is projected to reach VND 9,092 billion.
Bank interest rates on August 18, 2026: Actual deposit interest rates increased by up to 2 percentage points.
August 18, 2026 08:52
A survey conducted on August 18, 2026, recorded listed interest rates for 6-month terms reaching 7.6% per annum, while actual interest rates were 1 to 2 percentage points higher.
Bank interest rates today, August 17, 2026: VCB Neo reduces rates by up to 0.8 percentage points for long-term maturities.
August 17, 2026 09:31
The deposit interest rate schedule at VCBNeo recorded a downward adjustment of up to 0.8 percentage points for deposit terms from 12 to 60 months on August 17, 2026.
Conclusions of Prime Minister Le Minh Hung at the working session with the State Bank of Vietnam and the system of credit institutions.
August 16, 2026 07:50
The Government Office has just issued Notice No. 428/TB-VPCP summarizing the conclusions of Prime Minister Le Minh Hung at the working session with the State Bank of Vietnam and the system of credit institutions...
Methods for optimizing savings deposit returns and cash flow management strategies.
August 15, 2026 09:02
The allocation of online savings deposits, combined with splitting deposits into shorter terms and leveraging compound interest, helps individuals maximize their profit margin safely.
Interest expenses on deposits at 30 banks increased by 41.54%, reaching nearly 390,000 billion VND.
August 15, 2026 05:36
The total interest expense on deposits in the first six months of 2026 for 30 commercial banks increased by 41.54% compared to the same period in 2025, reflecting the pressure of rising capital costs.
Bank interest rates on August 14, 2026: Nam A Bank adjusts interest rates downwards across many maturities.
August 14, 2026 12:16
The market noted that Nam A Bank adjusted deposit interest rates down by 0.05-0.3% across some maturities, while VCBNeo withdrew its online listing of the 7.8%/year interest rate.
The Prime Minister instructed banks to substantially reduce lending interest rates and increase credit growth.
August 13, 2026 18:01
The Prime Minister instructed the State Bank of Vietnam to maintain the policy interest rate, stabilize the market, reduce capital costs, and channel credit into production sectors.
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