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interest rate
News updates related to interest rates
Bank interest rates on July 14, 2026: The highest rate for a 36-month term reached 7.3% per year.
As of July 14, 2026, the deposit market saw four banks offering deposit interest rates starting from 7.0%/year for a 36-month term, with OCB leading the way with a tiered interest rate of up to 7.3%/year.
Market
Bank interest rates today, July 13th: Bac A Bank increases interest rate to 7.1%/year.
Bac A Bank became the first bank to increase deposit interest rates in July, raising them by 0.2 percentage points to 7.1% per annum for 12-month deposits.
Foreign bank interest rates on July 10, 2026: Highest quoted rate reaches 7.8%/year.
A survey conducted on July 10, 2026, revealed a clear divergence among foreign banks, with the highest deposit interest rate reaching 7.8% per year, accompanied by specific deposit conditions.
Bank interest rates on July 9, 2026: 6-month term reaches 7.1%/year.
The deposit market witnessed new fluctuations as four banks listed interest rates for 6-month terms at 7% per annum or higher, with the highest actual rate reaching 7.35% per annum.
Bank interest rates on July 8th: NCB lists the highest deposit interest rate at 9.2%/year.
National Commercial Bank (NCB) has just announced a new savings product with interest rates up to 9.2% per year, the highest rate publicly offered on the market as of July 8, 2026.
Bank interest rates on July 7, 2026: Special offers reaching 8.9% during the sale event.
On July 7th, banks simultaneously offered preferential deposit interest rates, reaching a high of 8.9% per year. Many banks also implemented policies that added a margin and offered SJC gold to depositors.
Bank interest rates as of July 6, 2026: Techcombank reduces its premium, PVcomBank maintains the 10% mark.
On the morning of July 6th, Techcombank lowered the additional interest rate for online deposits to 0.8%. Meanwhile, special interest rates in the market remained high at around 10% per year.
Fixed interest rates for 5 years and a 3 trillion VND infrastructure investment are providing impetus for the real estate market.
July 5, 2026 10:48
Long-term fixed-interest loan packages are becoming a tool to protect investors' profits against the wave of 3 trillion VND disbursed into transportation infrastructure during the 2026-2030 period.
Deposit interest rates exceed 9%/year: Pressure from system capital imbalance.
July 5, 2026 06:50
Many banks are pushing deposit interest rates above 9% per year to attract capital as credit growth (7.41%) is far outpacing deposit growth (4.3%) in the first six months of 2026.
Bank interest rates on July 3, 2026: Actual rates exceeded 9.2%/year.
July 3, 2026 09:24
The market has seen a surge in real deposit interest rates, reaching up to 9.2% per year for long-term maturities, even though the publicly listed rates at many banks only fluctuate around 6% per year.
Bank interest rates as of July 2nd, 2026: Many attractive offers with actual returns of up to 8.9% per year.
July 2, 2026 09:25
The market is witnessing a new wave of promotional offers to raise capital, pushing the effective interest rate after the promotion up to 8.0-9.0%/year for terms from 6 to 36 months at many banks.
Bank interest rates on July 1, 2026: The group offering rates above 7%/year is gradually shrinking.
July 1, 2026 09:22
The downward trend in deposit interest rates, which began in April, has made it increasingly difficult for banks to maintain interest rates of 7% per year or higher, mainly concentrated in longer-term maturities.
Bank interest rates as of June 30, 2026: 4 banks slightly reduce rates, Saigonbank surges to 7.9%.
June 30, 2026 10:21
The interest rate market in June 2026 showed a clear divergence. While the Big 4 and some large banks slightly reduced their rates, ACB and Saigonbank significantly increased their deposit interest rates.
Bank interest rates as of June 29, 2026: Many institutions are adding interest rates of up to 1.3% per year.
June 29, 2026 08:58
The deposit market is witnessing a new wave of incentives as commercial banks aggressively add interest rates ranging from 0.8% to 1.3% per year. Techcombank currently leads with the highest effective interest rate...
MB reduces interest rates on certificates of deposit by up to 1.8%, with the highest rate now at 7.1% per year.
June 26, 2026 10:03
Military Commercial Joint Stock Bank (MB) applies a new interest rate schedule for certificates of deposit from June 26, 2026, with the sharpest reduction of up to 1.8 percentage points, while interest rates for direct savings...
Bank interest rates on June 25, 2026: The trend of adding interest rates is gradually cooling down.
June 25, 2026 10:24
As of June 25, 2026, the number of banks offering additional interest rate programs has decreased significantly compared to the beginning of the year. Currently, the highest effective interest rate in the market has reached 7.7% per year.
Bank interest rates today, June 24, 2026: The Big 4 banks list the highest rate at 6.8% per year.
June 24, 2026 10:18
On June 24, 2026, four state-owned commercial banks, including Agribank, Vietcombank, VietinBank, and BIDV, simultaneously implemented online deposit interest rates with a maximum of 6.8% per year for long-term deposits.
Bank interest rates as of June 23, 2026: 18 banks listed a ceiling rate of 4.75%/year for terms under 6 months.
June 23, 2026 10:49
Eighteen banks, including the Big 4, have simultaneously applied the maximum deposit interest rate of 4.75% per annum for short-term deposits, as stipulated by the State Bank of Vietnam.
Bank interest rates on June 22, 2026: NCB reduces rates by 0.1 percentage point for medium-term maturities.
June 22, 2026 13:16
National Commercial Bank (NCB) has just adjusted down deposit interest rates for terms from 6 to 12 months, becoming the fourth bank in the system to lower interest rates since the beginning of June 2026.
Bank interest rates today, June 19, 2026: VPBank reduces long-term deposit interest rates.
June 19, 2026 09:11
In the trading session on June 19, 2026, VPBank adjusted down savings interest rates by 0.2-0.3 percentage points for terms from 12-24 months, bringing the listed rate to 6%/year.
Bank interest rates as of June 18, 2026: Saigonbank increases interest rate to 7.2% per year.
June 18, 2026 15:47
The deposit interest rate market continues to fluctuate sharply as Saigonbank adjusted its rates upwards by another 0.5 percentage points, bringing the 12-month term interest rate to 7.2% per annum.
Bank interest rates today, June 15, 2026: VIB and ACB reduce short-term deposit interest rates.
June 15, 2026 12:30
The market saw a cooling trend in maturities under 6 months, with decreases of up to 0.4 percentage points. VIB and ACB were two typical examples of banks that adjusted their rates on June 15th.
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