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savings interest rates
News updates related to savings interest rates
3-month savings interest rate: VCBNeo leads, Big4 maintains low level
The 3-month savings interest rate table for July 2025 shows a large difference between banks. While VCBNeo leads with 4.35%/year, the Big4 group only fluctuates between 1.9-2.4%/year.
Market
VietinBank deposit interest rates in July 2025: Interest rate range remains stable, highest at 4.8%/year
VietinBank's deposit interest rates for 7/2025 remain between 1.6% and 4.8%, applicable to terms from 1 month to 36 months for individual customers.
Bank interest rates on June 20: Agribank leads savings interest rates in the Big4 group
Bank interest rates today June 20, 2025: In the Big4 group, Agribank continues to be the bank with the highest savings interest rates in many short and medium terms.
Banks are preparing to increase savings interest rates.
Savings interest rates at some banks are showing signs of reversing and starting to increase again after a long period of staying at low levels.
Savings interest rates hit rock bottom, Nghe An expects credit growth at the end of the year
(Baonghean.vn) - With excess capital and difficulty in lending, banks have simultaneously reduced deposit interest rates. In the context of low credit growth, this is a move to increase capital absorption capacity, creating conditions for businesses to invest in production and business.
Banks simultaneously reduce interest rates, creating favorable conditions to support people and businesses
(Baonghean.vn) - Since the beginning of the year, interest rates have continuously decreased, from over 10%/year to under 8%/year. This move aims to reduce interest rates, support people and businesses to increase access to capital, and contribute to the recovery of production and business.
Banks continue to reduce savings interest rates after the holiday
On the first day after the holiday, a number of banks simultaneously reduced deposit interest rates.
Savings interest rates decrease across the board
April 3, 2023 16:45
On the morning of April 3, some banks adjusted their interest rates for savings in Vietnamese Dong down by 0.3 - 0.8% per year. This is the third consecutive reduction by banks within 1 month.
Banks lower savings interest rates to below 9%/year
March 20, 2023 14:15
After the State Bank reduced operating interest rates since March 15, a new lower deposit interest rate level has been formed among commercial banks.
Four state-owned banks reduce savings interest rates to 7.2%/year
March 15, 2023 16:34
From March 15, the 12-month deposit interest rate at the counter of Vietinbank, Vietcombank, BIDV and Agribank will decrease to 7.2%/year instead of 7.4%/year as before.
Savings interest rate ceiling reduced again
October 1, 2020 07:01
The State Bank has just cut its operating interest rate for the fourth time this year, including reducing the ceiling interest rate on short-term deposits to 4%/year.
Savings interest rates are about to continue to decrease.
September 3, 2020 16:59
After the interest rate cut in mid-August, some banks have now reduced it further, with some paying interest below 3% for a 1-month term.
Savings interest rates continue to fall
March 18, 2020 06:53
Four months ago, customers who deposited savings for 1 month to less than 6 months could enjoy interest rates of up to 5.5%, now they only get paid 3.95 - 4.75%.
Savings interest rate ceiling reduced to 5%
November 19, 2019 10:10
From today (November 19), banks are not allowed to mobilize short-term deposits with interest rates above 5%.
A series of banks lower savings interest rates
April 10, 2018 19:50
Liquidity is abundant, capital mobilization is growing positively while credit shows signs of slowing down; banks are applying new interest rates, thereby reducing about 0.2-0.4 percentage points compared to the time after Tet.
A series of banks increased deposit interest rates to 'follow' U23 Vietnam
January 26, 2018 17:43
A series of banks have increased deposit interest rates to "follow" the heat of U23 Vietnam in the context of a sudden increase in liquidity at the end of the year and the approaching Lunar New Year.
Many women members are concerned about the interest rate of loans from the TYM "charity fund"
January 19, 2018 17:17
(Baonghean.vn) - On the afternoon of January 19, Tinh Thuong Microfinance Organization (TYM) held a conference to summarize activities in 2017 and deploy plans for 2018.
At the end of the year, savings interest rates continue to increase
December 15, 2017 08:11
Some banks have just adjusted their deposit interest rates up by 0.2-0.6% per year depending on the term to attract capital to serve year-end lending needs.
Can customers bargain on loan interest rates?
February 24, 2017 15:16
According to Circular 39/2016/TT-NHNN, from March 15, 2017, loan interest rates will be applied according to the agreement mechanism. This means that borrowers have the right to "bargain" with banks when borrowing money. However, there are still many concerns about this issue.
Banks reduce deposit interest rates
September 26, 2016 15:51
In the past few days, a number of major banks have adjusted their deposit interest rates down for various terms after the market had a slight increase earlier.
Savings interest rate ceiling reduced to 7%
June 27, 2013 20:10
The State Bank also reduced the highest USD deposit interest rate from 2% to 1.25% per year and will remove...
Savings interest rates still "break the barrier"
March 1, 2011 08:44
Although the State Bank has stipulated a maximum savings interest rate of no more than 14% per year, including promotions, some banks still secretly mobilize deposits higher than the allowed ceiling, in many forms.
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