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savings interest rate
News updates related to savings interest rates
Bank interest rates on August 10, 2026: VPBank adjusted interest rates upwards for terms of 6 to 13 months to 6.2%/year.
VPBank adjusted interest rates upwards by 0.2 percentage points for 6-13 month terms to 6.2%/year, while decreasing them by 1.4 percentage points for 36-month terms on August 10, 2026.
Market
Bank interest rates on August 6, 2026: BIDV withdraws increase, reverts to old rates.
BIDV has just adjusted online deposit interest rates down by 0.4 - 0.6 percentage points, bringing the deposit rates back into balance with the Big4 banks.
Bank interest rates on August 4, 2026: BIDV raises deposit interest rate to 7.4%/year.
BIDV has just adjusted and increased online deposit interest rates across various terms, bringing the highest rate to 7.4%/year and leading the Big4 banking group.
LPBank adjusted deposit interest rates upwards from August 3, 2026, with the highest rate reaching 7.3% per year.
On August 3, 2026, LPBank adjusted deposit interest rates upwards by 0.1 to 0.3 percentage points, raising the highest online interest rate to 7.3% per year.
Interest rates for 3-month term savings accounts are at 4.5 - 4.75% per year: Suitable target groups and optimal considerations.
Interest rates on term deposits of 1 to 3 months currently range from 4.5% to 4.75% per year. This is a flexible solution that helps optimize liquidity and manage short-term interest rate risk.
Interest rates on certificates of deposit as of July 29, 2026: The highest rate recorded reached 9% per annum at VPBank.
On July 29, 2026, competition for capital mobilization through certificates of deposit intensified when VPBank listed interest rates of up to 9% per year, far exceeding the ceiling interest rate for regular savings accounts.
Bank interest rates on July 28, 2026: BaoViet Bank reduced rates by 0.2% for terms of 6 months or more.
BaoViet Bank was the first bank to adjust deposit interest rates downward in July 2026, with a reduction of 0.2 percentage points across terms from 6 to 36 months.
Bank interest rates as of July 24, 2026: Up to 10% per year with special deposit conditions.
July 24, 2026 09:35
The market recorded the highest deposit interest rate at 10%/year at PVcomBank. Commercial banks maintained special interest rate policies ranging from 7%/year to 9%/year with conditions regarding terms and conditions...
ACB's interest rate increased to 7.8%/year, the highest in the market on July 20, 2026.
July 20, 2026 10:20
ACB Bank has just adjusted its savings interest rates upwards by 0.5 percentage points for terms of 6-12 months, bringing the highest rate to 7.8%/year, leading the banking system as of July 20, 2026.
Bank interest rates today, July 13th: Bac A Bank increases interest rate to 7.1%/year.
July 13, 2026 09:53
Bac A Bank became the first bank to increase deposit interest rates in July, raising them by 0.2 percentage points to 7.1% per annum for 12-month deposits.
Bank interest rates on July 9, 2026: 6-month term reaches 7.1%/year.
July 9, 2026 10:08
The deposit market witnessed new fluctuations as four banks listed interest rates for 6-month terms at 7% per annum or higher, with the highest actual rate reaching 7.35% per annum.
Bank interest rates as of July 6, 2026: Techcombank reduces its premium, PVcomBank maintains the 10% mark.
July 6, 2026 10:55
On the morning of July 6th, Techcombank lowered the additional interest rate for online deposits to 0.8%. Meanwhile, special interest rates in the market remained high at around 10% per year.
Bank interest rates on July 1, 2026: The group offering rates above 7%/year is gradually shrinking.
July 1, 2026 09:22
The downward trend in deposit interest rates, which began in April, has made it increasingly difficult for banks to maintain interest rates of 7% per year or higher, mainly concentrated in longer-term maturities.
Bank interest rates as of June 30, 2026: 4 banks slightly reduce rates, Saigonbank surges to 7.9%.
June 30, 2026 10:21
The interest rate market in June 2026 showed a clear divergence. While the Big 4 and some large banks slightly reduced their rates, ACB and Saigonbank significantly increased their deposit interest rates.
MB reduces interest rates on certificates of deposit by up to 1.8%, with the highest rate now at 7.1% per year.
June 26, 2026 10:03
Military Commercial Joint Stock Bank (MB) applies a new interest rate schedule for certificates of deposit from June 26, 2026, with the sharpest reduction of up to 1.8 percentage points, while interest rates for direct savings...
Bank interest rates today, June 24, 2026: The Big 4 banks list the highest rate at 6.8% per year.
June 24, 2026 10:18
On June 24, 2026, four state-owned commercial banks, including Agribank, Vietcombank, VietinBank, and BIDV, simultaneously implemented online deposit interest rates with a maximum of 6.8% per year for long-term deposits.
Bank interest rates today, June 19, 2026: VPBank reduces long-term deposit interest rates.
June 19, 2026 09:11
In the trading session on June 19, 2026, VPBank adjusted down savings interest rates by 0.2-0.3 percentage points for terms from 12-24 months, bringing the listed rate to 6%/year.
VCBNeo interest rates surged to 7% across all online terms on June 11, 2026.
June 11, 2026 10:02
Vietcombank Digital Technology (VCBNeo) has just implemented a new interest rate schedule, increasing rates across many maturities, with the highest rate reaching 7.0%/year. This is the third bank to adjust its rates...
Bank interest rates today, June 10th: Big4 banks offer the highest rate at 6.8% per year.
June 10, 2026 10:32
Online deposit interest rates at the four state-owned commercial banks have become consistent across most maturities following a recent move by BIDV, reaching a high of 6.8% per year.
Bank interest rates today, June 9th: BIDV unexpectedly reduces deposit interest rates by up to 0.8%.
June 9, 2026 14:24
After a sharp increase yesterday, BIDV suddenly adjusted its online deposit interest rates downwards by 0.4-0.8 percentage points, bringing the listed rates back to their previous levels.
BIDV Bank interest rates on June 8, 2026: Increased for the second time, reaching 7.4%/year.
June 8, 2026 11:08
Following two consecutive adjustments since the beginning of June 2026, BIDV's deposit interest rates have risen to lead the Big4 group, with the highest rate reaching 7.4% per year for a 12-month term.
Bank interest rates today, June 3, 2026: LPBank simultaneously reduces interest rates across many maturities.
June 3, 2026 10:02
LPBank has just adjusted its deposit interest rates downwards by 0.05 - 0.2 percentage points, applicable to both regular and priority individual customers, effective from June 3, 2026.
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