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savings interest rate
News updates related to savings interest rates
Bank interest rates as of September 8, 2026: Actual returns up to 9.4%/year after additional incentives.
Many commercial banks are implementing policies that add an interest rate margin of up to 2.5 percentage points, bringing the effective interest rate received by depositors to 9.4% per year.
Market
Bank interest rate survey on September 7, 2026: Sacombank adjusts its rate to a maximum of 7.8%/year.
Sacombank has adjusted its online deposit interest rate to a maximum of 7.8% per year for long-term deposits, and is also launching a program offering apartments to customers who deposit money.
With over 1 billion VND: Should you pay off a mortgage with a 6% interest rate, put it in a savings account, or buy gold for accumulation?
With over 1 billion VND in cash and an existing mortgage, financial experts advise borrowers to carefully consider the variable interest rate costs before investing in gold.
Bank interest rates as of August 28, 2026: Offers reaching 8.8%/year for online deposit packages.
Hong Leong Bank is offering an interest rate of 8.8% per year during the National Day holiday, while a number of other banks such as VPBank and Vikki are launching promotions with additional interest rates on deposits on August 28, 2026.
Bank interest rates today, August 26, 2026: Foreign banks list the highest rate at 7%/year.
A survey conducted on August 26, 2026, showed that deposit interest rates at foreign and joint-venture banks reached a peak of 7% per year, directly competing with domestic banks.
Bank interest rates today, August 25, 2026: MB Bank adds 1.5%/year, bringing the 6-month term to 7.3%/year.
MB Bank is implementing a program that adds 1.5% per year to the interest rate for terms of 1-6 months starting from August 25th, bringing the interest rate for 6-month deposits to 7.3% per year.
Interest rates on 6-month term deposit certificates at VPBank reached 9% per annum on August 24, 2026.
Interest rates on 6-month certificates of deposit at many banks remain at 7% per year, higher than regular deposits, with the highest rate of 9% per year recorded at VPBank.
Bank interest rates on August 20, 2026: Cake by VPBank reached 9.4%/year for a 12-month term.
August 20, 2026 09:50
The market recorded deposit interest rates as high as 9.4%/year at Cake by VPBank thanks to its preferential policies. Commercial banks maintained stable rates.
Bank interest rates on August 19, 2026: Many banks are listing rates of 7-7.9% per year for savings deposits.
August 19, 2026 10:23
The market is seeing a continued increase in VND deposit interest rates. Saigonbank leads with 7.9%/year for a 13-month term, while many other banks are listing rates above 7%/year.
Bank interest rates on August 13, 2026: 6-month term deposit interest rates reach 8% per year thanks to promotional offers.
August 13, 2026 10:03
Many commercial banks have added preferential interest rate programs for online deposits, raising the interest rate for 6-month terms to a maximum of 8% per year on August 13, 2026.
Bank interest rates on August 10, 2026: VPBank adjusted interest rates upwards for terms of 6 to 13 months to 6.2%/year.
August 10, 2026 10:24
VPBank adjusted interest rates upwards by 0.2 percentage points for 6-13 month terms to 6.2%/year, while decreasing them by 1.4 percentage points for 36-month terms on August 10, 2026.
Bank interest rates on August 6, 2026: BIDV withdraws increase, reverts to old rates.
August 6, 2026 10:13
BIDV has just adjusted online deposit interest rates down by 0.4 - 0.6 percentage points, bringing the deposit rates back into balance with the Big4 banks.
Bank interest rates on August 4, 2026: BIDV raises deposit interest rate to 7.4%/year.
August 4, 2026 10:09
BIDV has just adjusted and increased online deposit interest rates across various terms, bringing the highest rate to 7.4% per year and leading the Big4 group of banks.
LPBank adjusted deposit interest rates upwards from August 3, 2026, with the highest rate reaching 7.3% per year.
August 3, 2026 10:07
On August 3, 2026, LPBank adjusted deposit interest rates upwards by 0.1 to 0.3 percentage points, raising the highest online interest rate to 7.3% per year.
Interest rates for 3-month term savings accounts are at 4.5 - 4.75% per year: Suitable target groups and optimal considerations.
July 30, 2026 09:39
Interest rates on term deposits of 1 to 3 months currently range from 4.5% to 4.75% per year. This is a flexible solution that helps optimize liquidity and manage short-term interest rate risk.
Interest rates on certificates of deposit as of July 29, 2026: The highest rate recorded reached 9% per annum at VPBank.
July 29, 2026 14:57
On July 29, 2026, competition for capital mobilization through certificates of deposit intensified when VPBank listed interest rates of up to 9% per year, far exceeding the ceiling interest rate for regular savings accounts.
Bank interest rates on July 28, 2026: BaoViet Bank reduced rates by 0.2% for terms of 6 months or more.
July 28, 2026 10:05
BaoViet Bank was the first bank to adjust deposit interest rates downward in July 2026, with a reduction of 0.2 percentage points across terms from 6 to 36 months.
Bank interest rates as of July 24, 2026: Up to 10% per year with special deposit conditions.
July 24, 2026 09:35
The market recorded the highest deposit interest rate at 10%/year at PVcomBank. Commercial banks maintained special interest rate policies ranging from 7%/year to 9%/year with conditions regarding terms and conditions...
ACB's interest rate increased to 7.8%/year, the highest in the market on July 20, 2026.
July 20, 2026 10:20
ACB Bank has just adjusted its savings interest rates upwards by 0.5 percentage points for terms of 6-12 months, bringing the highest rate to 7.8%/year, leading the banking system as of July 20, 2026.
Bank interest rates today, July 13th: Bac A Bank increases interest rate to 7.1%/year.
July 13, 2026 09:53
Bac A Bank became the first bank to increase deposit interest rates in July, raising them by 0.2 percentage points to 7.1% per annum for 12-month deposits.
Bank interest rates on July 9, 2026: 6-month term reaches 7.1%/year.
July 9, 2026 10:08
The deposit market witnessed new fluctuations as four banks listed interest rates for 6-month terms at 7% per annum or higher, with the highest actual rate reaching 7.35% per annum.
Bank interest rates as of July 6, 2026: Techcombank reduces its premium, PVcomBank maintains the 10% mark.
July 6, 2026 10:55
On the morning of July 6th, Techcombank lowered the additional interest rate for online deposits to 0.8%. Meanwhile, special interest rates in the market remained high at around 10% per year.
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