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State Bank
News updates related to the State Bank.
Credit growth in the first 7 months of the year and room for economic development in Nghe An.
Despite facing numerous difficulties and challenges due to the global and domestic situation, the credit market in Nghe An province still achieved good results in the first months of the year with...
Economy
Average lending interest rates in July 2026: No banks reduced rates, the highest was 11.34%/year.
Of the 19 commercial banks that have released data for July 2026, none have reduced their average lending interest rates, with increases ranging from 0.02 to 1.37 percentage points.
Conclusions of Prime Minister Le Minh Hung at the working session with the State Bank of Vietnam and the system of credit institutions.
The Government Office has just issued Notice No. 428/TB-VPCP summarizing the conclusions of Prime Minister Le Minh Hung at the working session with the State Bank of Vietnam and the system of credit institutions...
The Prime Minister instructed banks to substantially reduce lending interest rates and increase credit growth.
The Prime Minister instructed the State Bank of Vietnam to maintain the policy interest rate, stabilize the market, reduce capital costs, and channel credit into production sectors.
Lowering lending interest rates is a challenge when the economy needs 38.5 million billion VND in medium and long-term capital.
Total outstanding loans in the economy reached nearly 20.3 million billion VND, but deposit growth lagged behind credit growth, putting pressure on interest rates and long-term liquidity.
The State Bank of Vietnam has requested a minimum 1% reduction in lending interest rates for small and medium-sized enterprises.
The State Bank of Vietnam requires banks to apply preferential lending interest rates that are at least 1.0% lower per year from August 2026, for small and medium-sized enterprises and priority sectors.
Raising awareness about deposit insurance and protecting the rights of depositors.
On August 4th, in Con Cuong commune, the Vietnam Deposit Insurance Corporation's North Central Region Branch, in coordination with the Bong Khe People's Credit Fund, organized a conference to disseminate policies and laws...
Household deposits reached over 10.82 million billion VND, with deposit interest rates exceeding 9% in some places.
July 27, 2026 11:33
Household deposits in the credit system reached VND 10.82 million billion by the end of May 2026, an increase of 4.76% compared to the end of 2025, thanks to the sustained high deposit interest rates.
The survey shows that 81% of people are willing to take out a mortgage if the interest rate is below 9% per year.
July 22, 2026 16:39
The 9% interest rate threshold is identified as a crucial psychological point to boost real estate transactions, while regulators are committed to maintaining stable interest rates to meet genuine demand.
The deposit insurance limit has been officially increased to 350 million VND.
July 17, 2026 07:06
According to a new circular from the State Bank of Vietnam, the maximum amount that the Vietnam Deposit Insurance Corporation will pay to an individual at each participating deposit insurance institution has increased from 125 million VND to 350 million VND.
Bank interest rates on July 16, 2026: 6-month term reaches 8.5%/year.
July 16, 2026 10:01
The market recorded the highest deposit interest rates at 8.5%/year for a 6-month term and 9%/year for a 12-month term. Meanwhile, VND interbank interest rates tended to decrease across most terms...
The Governor of the State Bank of Vietnam offered incense in commemoration of President Ho Chi Minh and the heroic martyrs.
July 11, 2026 20:34
To commemorate the 79th anniversary of the War Invalids and Martyrs Day on July 27th, on the afternoon of July 11th, the State Bank of Vietnam organized the program "Returning to the Roots - A Journey of Gratitude" in Nghe An province.
Deposit interest rates exceed 9%/year: Pressure from system capital imbalance.
July 5, 2026 06:50
Many banks are pushing deposit interest rates above 9% per year to attract capital as credit growth (7.41%) is far outpacing deposit growth (4.3%) in the first six months of 2026.
Bank stocks surge thanks to policy boost.
June 29, 2026 12:17
Cash flow continued to pour into banking stocks in Monday morning's trading session, helping many stocks rise positively following new policy information from the State Bank of Vietnam. However, pressure from the ministry...
Bank interest rates as of June 23, 2026: 18 banks listed a ceiling rate of 4.75%/year for terms under 6 months.
June 23, 2026 10:49
Eighteen banks, including the Big 4, have simultaneously applied the maximum deposit interest rate of 4.75% per annum for short-term deposits, as stipulated by the State Bank of Vietnam.
Van Dien People's Credit Fund announces information
June 22, 2026 15:11
Van Dien People's Credit Fund hereby announces the following changes in accordance with Decision No. 323/QD-KV8 of the State Bank of Vietnam, Region 8 Branch:
ACB's interest rates surged to 2.2% per year, reaching the ceiling for many maturities on June 12, 2026.
June 12, 2026 10:01
On June 12, 2026, ACB Bank significantly increased its online deposit interest rates by up to 2.2% per year. Simultaneously, the State Bank of Vietnam continued to conduct a net withdrawal of over 4,600 billion VND.
The new organizational structure of the State Bank of Vietnam from July 1, 2026.
June 9, 2026 11:51
The government has just issued Decree No. 198/2026/ND-CP amending and supplementing a number of articles of Decree No. 26/2025/ND-CP dated February 24, 2025, stipulating the functions, tasks, powers, and organizational structure...
Bank interest rates as of May 30, 2026: The downward trend has slowed, with only 7 banks making adjustments.
May 30, 2026 08:02
In May 2026, only 7 commercial banks reduced deposit interest rates, contrary to the previous widespread reduction. Liquidity pressure and the credit-deposit ratio are...
Nghia Dan People's Credit Fund announces information
May 26, 2026 16:15
Nghia Dan People's Credit Fund hereby announces the changes in accordance with Decision No. 277/QD-KV8 dated May 21, 2026, of the State Bank of Vietnam, Region 8, regarding the amendment and supplementation of the License...
Bank interest rates today, May 25, 2026: Nam A Bank sharply increases its rate to 6.9%/year.
May 25, 2026 12:31
Nam A Bank has just significantly increased deposit interest rates across many maturities, with the highest increase reaching 0.6 percentage points, while the State Bank of Vietnam has called for stricter supervision.
The State Bank of Vietnam is inspecting the interest rate reduction process and demanding strict handling of banks that violate the regulations.
May 22, 2026 15:03
The State Bank of Vietnam has directed an investigation into interest rate reductions at commercial banks following reports of some institutions secretly increasing interest rates.
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