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State Bank
News updates related to the State Bank.
The deposit insurance limit has been officially increased to 350 million VND.
According to a new circular from the State Bank of Vietnam, the maximum amount that the Vietnam Deposit Insurance Corporation will pay to an individual at each participating deposit insurance institution has increased from 125 million VND to 350 million VND.
Economy
Bank interest rates on July 16, 2026: 6-month term reaches 8.5%/year.
The market recorded the highest deposit interest rates at 8.5%/year for a 6-month term and 9%/year for a 12-month term. Meanwhile, VND interbank interest rates tended to decrease across most terms...
The Governor of the State Bank of Vietnam offered incense in commemoration of President Ho Chi Minh and the heroic martyrs.
To commemorate the 79th anniversary of the War Invalids and Martyrs Day on July 27th, on the afternoon of July 11th, the State Bank of Vietnam organized the program "Returning to the Roots - A Journey of Gratitude" in Nghe An province.
Deposit interest rates exceed 9%/year: Pressure from system capital imbalance.
Many banks are pushing deposit interest rates above 9% per year to attract capital as credit growth (7.41%) is far outpacing deposit growth (4.3%) in the first six months of 2026.
Bank stocks surge thanks to policy boost.
Cash flow continued to pour into banking stocks in Monday morning's trading session, helping many stocks rise positively following new policy information from the State Bank of Vietnam. However, pressure from the ministry...
Bank interest rates as of June 23, 2026: 18 banks listed a ceiling rate of 4.75%/year for terms under 6 months.
Eighteen banks, including the Big 4, have simultaneously applied the maximum deposit interest rate of 4.75% per annum for short-term deposits, as stipulated by the State Bank of Vietnam.
Van Dien People's Credit Fund announces information
Van Dien People's Credit Fund hereby announces the following changes in accordance with Decision No. 323/QD-KV8 of the State Bank of Vietnam, Region 8 Branch:
ACB's interest rates surged to 2.2% per year, reaching the ceiling for many maturities on June 12, 2026.
June 12, 2026 10:01
On June 12, 2026, ACB Bank significantly increased its online deposit interest rates by up to 2.2% per year. Simultaneously, the State Bank of Vietnam continued to conduct a net withdrawal of over 4,600 billion VND.
The new organizational structure of the State Bank of Vietnam from July 1, 2026.
June 9, 2026 11:51
The government has just issued Decree No. 198/2026/ND-CP amending and supplementing a number of articles of Decree No. 26/2025/ND-CP dated February 24, 2025, stipulating the functions, tasks, powers, and organizational structure...
Bank interest rates as of May 30, 2026: The downward trend has slowed, with only 7 banks making adjustments.
May 30, 2026 08:02
In May 2026, only 7 commercial banks reduced deposit interest rates, contrary to the previous widespread reduction. Liquidity pressure and the credit-deposit ratio are...
Nghia Dan People's Credit Fund announces information
May 26, 2026 16:15
Nghia Dan People's Credit Fund hereby announces the changes in accordance with Decision No. 277/QD-KV8 dated May 21, 2026, of the State Bank of Vietnam, Region 8, regarding the amendment and supplementation of the License...
Bank interest rates today, May 25, 2026: Nam A Bank sharply increases its rate to 6.9%/year.
May 25, 2026 12:31
Nam A Bank has just significantly increased deposit interest rates across many maturities, with the highest increase reaching 0.6 percentage points, while the State Bank of Vietnam has called for stricter supervision.
The State Bank of Vietnam is inspecting the interest rate reduction process and demanding strict handling of banks that violate the regulations.
May 22, 2026 15:03
The State Bank of Vietnam has directed an investigation into interest rate reductions at commercial banks following reports of some institutions secretly increasing interest rates.
Today's bank interest rates: ACB sharply reduces rates for 6-12 month terms.
May 21, 2026 12:31
Asia Commercial Bank (ACB) has just significantly reduced online deposit interest rates across many maturities, with the highest reduction reaching 2.2 percentage points for the 6-month term.
Hung Tien People's Credit Fund announces information
May 21, 2026 09:27
Changes to business activities are made in accordance with Decision No. 259/QD-KV8, dated May 18, 2026, of the State Bank of Vietnam, Regional Branch 8, regarding the amendment and supplementation of the license for the capital level...
Bank interest rates today, May 7, 2026: Deposit rates cool down, system liquidity remains under pressure.
May 7, 2026 12:59
Deposit interest rates at more than 30 banks uniformly decreased by 0.1-0.5% per year in April; however, liquidity pressure remains due to new safety regulations approaching Basel III.
Bank interest rates on May 5, 2026: Short-term rates remain at the ceiling of 4.75% per year.
May 5, 2026 14:32
Although deposit interest rates tended to decrease in April, short-term rates from 1-5 months remained high, with many banks applying a ceiling of 4.75%/year.
Bank interest rates today, April 21, 2026: VPBank continues to lower interest rates, 30 banks reduce deposit rates.
April 21, 2026 12:01
The market is witnessing an ongoing downward trend in deposit interest rates, with VPBank recently adjusting rates down by another 0.1% per year across several key maturities, marking a wave of interest rate reductions by 30 banks.
Bank interest rates today, April 17, 2026: 29 banks simultaneously lower deposit interest rates.
April 17, 2026 17:31
As of April 17, 2026, the wave of interest rate reductions had spread, with 29 banks participating in the adjustments following directives from the State Bank of Vietnam, recording the deepest reduction of up to 1.0%/year.
Efforts to keep interest rates low and stabilize the market.
April 15, 2026 16:21
With the goal of achieving double-digit growth, the banking sector continues to play a crucial role in the economic landscape of 2026. However, in recent times, inflation and the capital needs of the economy...
Seventeen banks reduced deposit interest rates in two days, with cuts of up to 1% per year.
April 11, 2026 10:00
A wave of interest rate cuts has spread across 17 banks, with the highest reduction being 1% per year, following a commitment between the State Bank of Vietnam and credit institutions to support the economy.
Bank interest rates as of April 10, 2026: VPBank and SeABank both reduce rates by up to 0.5%.
April 10, 2026 14:34
Following their commitment to the State Bank of Vietnam, VPBank and SeABank have taken the lead in reducing deposit interest rates by 0.2-0.5%, while the Big4 banks maintained stable rates.
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