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deposit
News updates related to deposits
Bank interest rates as of September 4, 2026: Up to 2.5% more per year, plus a bonus of 10 million VND for deposits.
The deposit market on September 4, 2026 witnessed a race for incentives as many banks added interest rates of up to 2.5% per year and offered cash bonuses for referring new customers.
Market
With rising bank deposits, how can we unlock the flow of capital?
By the end of June 2026, the total amount of deposits from the public into the credit system had reached 11.07 million billion VND, recording high growth for the banking sector in recent years. The flow...
Bank interest rates as of August 28, 2026: Offers reaching 8.8%/year for online deposit packages.
Hong Leong Bank is offering an interest rate of 8.8% per year during the National Day holiday, while a number of other banks such as VPBank and Vikki are launching promotions with additional interest rates on deposits on August 28, 2026.
Bank interest rates on August 27, 2026: Competition for deposit incentives and fluctuations in interbank interest rates.
The money market is witnessing large-value deposit incentive programs at NCB amidst pressure to maintain long-term interbank liquidity.
Interest rates on 6-month term deposit certificates at VPBank reached 9% per annum on August 24, 2026.
Interest rates on 6-month certificates of deposit at many banks remain at 7% per year, higher than regular deposits, with the highest rate of 9% per year recorded at VPBank.
Bank interest rates on August 21, 2026: SCB increases interest rate on 13-month term deposits to 8.7%/year.
The market witnessed a rare interest rate adjustment at SCB on August 21, 2026, when the bank increased the interest rate on 13-month deposits by 4.8% to 8.7% per year.
Bank interest rates as of August 20, 2026: Cake by VPBank offers 9.4% per annum for a 12-month term.
The market recorded deposit interest rates as high as 9.4%/year at Cake by VPBank thanks to its preferential policies. Commercial banks maintained stable rates.
Bank interest rates on August 19, 2026: Many banks are listing rates of 7-7.9% per year for savings deposits.
August 19, 2026 10:23
The market is seeing a continued increase in VND deposit interest rates. Saigonbank leads with 7.9%/year for a 13-month term, while many other banks are listing rates above 7%/year.
Bank interest rates today, August 17, 2026: VCB Neo reduces rates by up to 0.8 percentage points for long-term maturities.
August 17, 2026 09:31
The deposit interest rate schedule at VCBNeo recorded a downward adjustment of up to 0.8 percentage points for deposit terms from 12 to 60 months on August 17, 2026.
Methods for optimizing savings deposit returns and cash flow management strategies.
August 15, 2026 09:02
The allocation of online savings deposits, combined with splitting deposits into shorter terms and leveraging compound interest, helps individuals maximize their profit margin safely.
Interest expenses on deposits at 30 banks increased by 41.54%, reaching nearly 390,000 billion VND.
August 15, 2026 05:36
The total interest expense on deposits in the first six months of 2026 for 30 commercial banks increased by 41.54% compared to the same period in 2025, reflecting the pressure of rising capital costs.
Bank interest rates on August 13, 2026: 6-month term deposit interest rates reach 8% per year thanks to promotional offers.
August 13, 2026 10:03
Many commercial banks have added preferential interest rate programs for online deposits, raising the interest rate for 6-month terms to a maximum of 8% per year on August 13, 2026.
The proportion of demand deposits has decreased, with over 47.5 trillion VND of CASA (Current Account Savings Account) leaving the banking system.
August 10, 2026 06:23
The average CASA ratio at 27 commercial banks decreased to 17.19% in the first six months of 2026, due to a wave of deposits shifting to higher-interest-rate maturities.
Bank interest rates on August 7, 2026: Certificates of deposit compete with interest rates up to 9% per year.
August 7, 2026 10:53
The banking market on August 7, 2026 witnessed a race to raise capital through certificates of deposit, with OCB offering 8.5%/year for foreign customers and VPBank reaching 9%/year.
Bank interest rates on August 6, 2026: BIDV withdraws increase, reverts to old rates.
August 6, 2026 10:13
BIDV has just adjusted online deposit interest rates down by 0.4 - 0.6 percentage points, bringing the deposit rates back into balance with the Big4 banks.
Raising awareness about deposit insurance and protecting the rights of depositors.
August 4, 2026 15:58
On August 4th, in Con Cuong commune, the Vietnam Deposit Insurance Corporation's North Central Region Branch, in coordination with the Bong Khe People's Credit Fund, organized a conference to disseminate policies and laws...
Interest rates on certificates of deposit as of July 29, 2026: The highest rate recorded reached 9% per annum at VPBank.
July 29, 2026 14:57
On July 29, 2026, competition for capital mobilization through certificates of deposit intensified when VPBank listed interest rates of up to 9% per year, far exceeding the ceiling interest rate for regular savings accounts.
Bank interest rates on July 28, 2026: BaoViet Bank reduced rates by 0.2% for terms of 6 months or more.
July 28, 2026 10:05
BaoViet Bank was the first bank to adjust deposit interest rates downward in July 2026, with a reduction of 0.2 percentage points across terms from 6 to 36 months.
Household deposits reached over 10.82 million billion VND, with deposit interest rates exceeding 9% in some places.
July 27, 2026 11:33
Household deposits in the credit system reached VND 10.82 million billion by the end of May 2026, an increase of 4.76% compared to the end of 2025, thanks to the sustained high deposit interest rates.
ACB adjusted deposit interest rates upwards by 0.5 percentage points, reaching a maximum of 7.8% per year on July 27, 2026.
July 27, 2026 10:05
ACB adjusted interest rates upwards by 0.5 percentage points for 6-12 month terms on July 27, 2026. With a deposit of 500 million VND, depositors will earn a maximum of 39 million VND in interest after one year.
Bank interest rates as of July 24, 2026: Up to 10% per year with special deposit conditions.
July 24, 2026 09:35
The market recorded the highest deposit interest rate at 10%/year at PVcomBank. Commercial banks maintained special interest rate policies ranging from 7%/year to 9%/year with conditions regarding terms and conditions...
Bank interest rates as of July 22, 2026: BVBank launches certificates of deposit at 8.2% per year.
July 22, 2026 11:11
BVBank is offering interest rates of up to 8.2% per year on certificates of deposit and an additional 1.9% for new customers, bringing the effective savings interest rate to 8.6% per year on July 22nd.
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