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deposit
News updates related to deposits
Bank interest rates on August 7, 2026: Certificates of deposit compete with interest rates up to 9% per year.
The banking market on August 7, 2026 witnessed a race to raise capital through certificates of deposit, with OCB offering 8.5%/year for foreign customers and VPBank reaching 9%/year.
Market
Bank interest rates on August 6, 2026: BIDV withdraws increase, reverts to old rates.
BIDV has just adjusted online deposit interest rates down by 0.4 - 0.6 percentage points, bringing the deposit rates back into balance with the Big4 banks.
Raising awareness about deposit insurance and protecting the rights of depositors.
On August 4th, in Con Cuong commune, the Vietnam Deposit Insurance Corporation's North Central Region Branch, in coordination with the Bong Khe People's Credit Fund, organized a conference to disseminate policies and laws...
Interest rates on certificates of deposit as of July 29, 2026: The highest rate recorded reached 9% per annum at VPBank.
On July 29, 2026, competition for capital mobilization through certificates of deposit intensified when VPBank listed interest rates of up to 9% per year, far exceeding the ceiling interest rate for regular savings accounts.
Bank interest rates on July 28, 2026: BaoViet Bank reduced rates by 0.2% for terms of 6 months or more.
BaoViet Bank was the first bank to adjust deposit interest rates downward in July 2026, with a reduction of 0.2 percentage points across terms from 6 to 36 months.
Household deposits reached over 10.82 million billion VND, with deposit interest rates exceeding 9% in some places.
Household deposits in the credit system reached VND 10.82 million billion by the end of May 2026, an increase of 4.76% compared to the end of 2025, thanks to the sustained high deposit interest rates.
ACB adjusted deposit interest rates upwards by 0.5 percentage points, reaching a maximum of 7.8% per year on July 27, 2026.
ACB adjusted interest rates upwards by 0.5 percentage points for 6-12 month terms on July 27, 2026. With a deposit of 500 million VND, depositors will earn a maximum of 39 million VND in interest after one year.
Bank interest rates as of July 24, 2026: Up to 10% per year with special deposit conditions.
July 24, 2026 09:35
The market recorded the highest deposit interest rate at 10%/year at PVcomBank. Commercial banks maintained special interest rate policies ranging from 7%/year to 9%/year with conditions regarding terms and conditions...
Bank interest rates as of July 22, 2026: BVBank launches certificates of deposit at 8.2% per year.
July 22, 2026 11:11
BVBank is offering interest rates of up to 8.2% per year on certificates of deposit and an additional 1.9% for new customers, bringing the effective savings interest rate to 8.6% per year on July 22nd.
The deposit insurance limit has been officially increased to 350 million VND.
July 17, 2026 07:06
According to a new circular from the State Bank of Vietnam, the maximum amount that the Vietnam Deposit Insurance Corporation will pay to an individual at each participating deposit insurance institution has increased from 125 million VND to 350 million VND.
Bank interest rates on July 15th: 15 banks listed the maximum rate of 4.75% for a 1-month term.
July 15, 2026 09:52
Interest rates on 1-month term deposits at 15 commercial banks have reached the regulated ceiling of 4.75%/year. To maximize profits, investors tend to switch to certificates of deposit with...
Bank interest rates as of June 29, 2026: Many institutions are adding interest rates of up to 1.3% per year.
June 29, 2026 08:58
The deposit market is witnessing a new wave of incentives as commercial banks aggressively add interest rates ranging from 0.8% to 1.3% per year. Techcombank currently leads with the highest effective interest rate...
MB reduces interest rates on certificates of deposit by up to 1.8%, with the highest rate now at 7.1% per year.
June 26, 2026 10:03
Military Commercial Joint Stock Bank (MB) applies a new interest rate schedule for certificates of deposit from June 26, 2026, with the sharpest reduction of up to 1.8 percentage points, while interest rates for direct savings...
Interest rates on short-term certificates of deposit reached up to 8.7% per year, far exceeding the savings ceiling.
June 11, 2026 05:32
Many banks are raising capital through certificates of deposit with interest rates ranging from 7% to over 8.7% per year for short-term deposits, while the ceiling interest rate for savings deposits under 6 months is only 4.75%.
Bank interest rates on May 19th: Up to 10% per year for extremely large deposits.
May 19, 2026 17:00
Many banks maintain special interest rates ranging from 8.5% to 10% per year for exceptionally large deposits, while the highest interest rate for regular deposits reaches around 7.3% per year.
VPBank interest rates on May 11, 2026: Long-term rates uniformly fall below 6% per year.
May 11, 2026 13:31
VPBank has just significantly reduced online deposit interest rates across most maturities. Currently, all deposit interest rates from 6 to 36 months at this bank have officially been lowered...
Bank interest rates today, March 31st: 20 banks increased interest rates, with the highest rate reaching 7.7%/year.
March 31, 2026 12:31
Statistics from the end of March 2026 show that 20 banks adjusted their deposit interest rates upwards. Notably, some institutions increased deposit interest rates up to four times in that month.
Online savings interest rates are heating up, reaching a high of 7.2% per year on February 24th.
February 24, 2026 16:31
Online interest rate charts from 33 banks on February 24th show a difference of up to 2% per year compared to deposits made at the counter. Private banks continue to maintain their competitive momentum with the highest interest rates...
Bank interest rates today, February 24, 2026: Big4 banks add up to 2.65% to their rates.
February 24, 2026 10:02
The race to raise capital among state-owned banks has intensified as VietinBank, BIDV, and Vietcombank simultaneously offer effective interest rates of up to 6.9% per year.
Bank interest rates today, February 5th: The highest rate is approximately 10% per year for large deposits.
February 5, 2026 13:10
As of February 5, 2026, special interest rates at some banks remained high, ranging from 8.1% to 9.65% per year, applicable to deposits worth hundreds of billions of VND.
Strengthening supervision of deposit insurance in the North Central region.
January 21, 2026 14:40
On January 21st, the Vietnam Deposit Insurance Corporation's North Central Region branch held a conference to summarize Party work in 2025 and implement key tasks for 2026.
Bank interest rates on January 15, 2025: Many terms reach their ceiling, with the highest rate at 10%.
January 15, 2026 07:58
The deposit market on January 15, 2025, witnessed a strong wave of interest rate increases. Short-term rates reached a ceiling of 4.75%, while special interest rate packages reached nearly 10% per year.
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