5 tips to help save money when buying a car
A car is an asset, a companion that affects the owner's life. Therefore, you should learn some tips to help save more when buying a car.
Here's what you need to know to get the right car at the right price.
Production version
Versions of the same car model can have many differences in design or function. If a few years ago, high-end features such as anti-collision systems, navigation, rear cameras, etc. were expensive options only available in luxury cars, now these features are gradually becoming popular. Knowing the information about the differences between car models will help you avoid buying an old model or can negotiate to lower the price more appropriately.
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You need to know clearly the production version information to avoid regret after bringing your "beloved car" home. |
Insurance costs
Many car buyers are surprised when they ask different insurance agents and receive very different prices for the same car. The reason for this is because there are differences in insurance coverage, garage options, free towing services, time and procedures for settling compensation… The cheapest package is not necessarily the most economical solution. Therefore, you need to understand clearly before deciding to choose car insurance.
Warranty policy
When meeting new buyers, many untrustworthy car dealers will be vague about the warranty policy to take advantage. Therefore, you need to clearly understand the information about the warranty period, details and cases covered by the warranty... to avoid losing legitimate benefits.
Manufacturers usually offer warranties ranging from 3 years/60,000 km to 10 years/160,000 km. A good warranty will cover all the car's problems, so ask the seller to make sure that all parts and components are covered by the warranty with clear repair conditions...
Manufacturer's discount
As with the warranty, many dealers may lack information about promotions. Therefore, checking the official website for promotions is a small action but can help you save a lot of money. Common incentives from car manufacturers are support for registration procedures, gifts, lucky programs or discounts.
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Toyota Vios is considered one of the most durable cars in the Vietnamese market. |
Prepare optimal financial plan
The final but very important factor is finance. Planning your payment wisely will bring many benefits to your car choice decision and your financial situation after buying a car. Paying the entire cost of buying a car at once is not necessarily an optimal financial decision.
Borrowing from a bank or paying in installments will help you avoid spending a large amount of money on transportation, while stabilizing your capital to continue your business. If you have a good understanding of the information, you can easily find a large preferential loan package from the bank.
According to Zing
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