Tips to help women save money when shopping

(Baonghean.vn) - Earning money is difficult but spending money is not easy either. One factor that determines your financial ability is how you spend it. Learn the shopping tips below to always have a smart way of spending, while limiting risks in managing personal and family finances.

Have a specific shopping list

If you know exactly what you need to buy, make a detailed list; when you have determined the necessary things, just buy according to the list. This method saves time, limits money, and avoids unnecessary expenses.

Bring just enough money

This is to control your desires. As a woman, you must have been amazed many times when you saw a beautiful dress, a bottle of perfume or a pair of branded shoes...

If you have listed the quantity of goods you need to buy with a certain amount of money, you only need to bring enough money; avoid bringing your ATM card when shopping because you may inflate the amount of money for this.

Limit shopping in large groups

This is a psychological issue. Women often like to gather in groups when shopping. Although it is fun, when shopping in a group, many people tend to follow the crowd.

When you see your friends wearing expensive dresses, the sales person keeps complimenting them, although you are a bit hesitant, you still want to buy a similar one. So, if you are in the stage of wanting to save money, it is best to temporarily stop shopping with your group of friends.

Avoid the temptation of discounted items

Manufacturers study customer psychology and have a way to “empty your wallet” with “winged” introductions. Buying special promotional products such as “100,000 - 3” or “buy 2 get 1 free” may seem like a good way to save money, but that’s not always the case. 70% of customers will buy more than planned if there is a discount program.

Therefore, it is necessary to calculate the price again and compare it with the remaining shelf life of the product, or with your actual needs before choosing to buy promotional items.

Considerations when buying in bulk

The rule of buying in bulk to stockpile does not apply to fresh produce, frozen food, or grains; these items have a short shelf life and cannot be stored for long. If you buy too much and then throw it away, it will be more expensive to buy.

Compare prices of similar items

Prices may vary slightly between items of the same type, but they can save you a lot of money when you buy multiple items.

And usually, nCheaper products are often sold at the bottom shelves. Meanwhile, consumers tend to buy things from the upper shelves or at eye level. Take a little time to observe, you will find useful items at lower prices. From there, you will save a significant amount of money in monthly living expenses.

Keep the receipts

Keeping receipts helps you know how much money you spend each month on shopping; from there, you remind yourself and know how to spend more economically.

Ngoc Anh

(Synthetic)