Opportunity to own T&T Victoria apartment with attractive incentives

Don't consider home loans as a burden.

According to a recent survey by a real estate company, the rate of people borrowing to buy houses in big cities has increased dramatically. If previously this number was under 50%, now it has exceeded 65% in using supporting capital sources to soon realize the desire to have an ideal place to live.

This is considered a positive sign that customers are beginning to realize the real value of taking advantage of preferential loan packages to buy houses. However, this number has not yet brought about complete value when some groups are still hesitant to take advantage of loan packages. This is clearly shown in the group of people with income from 20 million VND/month or less.

Explaining this, experts say that it is a common mentality when they do not really understand the problem of financial allocation, along with the advantage of taking advantage of loan packages. On the one hand, it is like that, on the other hand, when factors of material prices escalate, this mentality becomes even more burdened.

For example, in 2010, bank lending interest rates were around 17-18%. But now, banks have made certain adjustments when offering home loan interest rates that usually range from 4.99%/year to 8.99%/year (as of June 2022). Even before that, in March 2022, there were banks that supported loans with an applicable interest rate of only 3.9%/year.

Let's do a simple math problem: with an income of 20 million VND for a single person, borrowing 70% of the house value and enjoying a 0% interest rate incentive package in the first year, this is completely feasible."It is easy to see that young singles or young couples often have the mentality of owning a house to affirm their independence. This often comes from the concept that Vietnamese people want to settle down and then make a living. Some will rent, some choose to receive support from loan packages to buy. However, with the price increase of all types of apartments, the decision to buy a house should not be delayed.", representative of Saigon Hanoi Commercial Joint Stock Bank (SHB) - a branch in Nghe An said.

Model apartment of T&T Victoria project.

Flexible incentives when buying T&T Victoria apartment

As a rare project located right at the bustling commercial center of Vinh market intersection, T&T Victoria is adjacent to 4 main roads Quang Trung, Nguyen Canh Chan, Dang Thai Than, Phan Dinh Phung... establishing a strong regional connectivity factor.

T&T Victoria project is invested by T&T Group - one of the leading multi-industry economic groups in Vietnam and developed by T&T Homes - a member of the group.

Offering 420 apartments with areas ranging from 1-3 bedrooms and 18 shophouses, T&T Victoria brings the “Dynamic Luxury” lifestyle with all the utilities right at your doorstep. In particular, the project also integrates a commercial center of about 10,000 m2 right in the center of the base block with famous domestic and foreign brands gathered.

With the desire to help customers realize their ideal housing opportunity, the investor has implemented a preferential policy when buying an apartment at the T&T Victoria project. Customers will enjoy a discount of up to 9% in case of choosing the quick payment option. For customers choosing the installment payment option, the discount will range from 1-6%.

Optimizing the financial problem of buying a house, customers only need to pay 30% of the product value, the remaining 70% will be supported by long-term loans from Saigon Hanoi Commercial Joint Stock Bank (SHB). In addition, customers also enjoy the terms of principal grace period and free early repayment during the interest support period.

Not only that, customers also receive other support policies when settling down. Support for management service fee of 2,300 VND/m2 of clear area within 1 year from the date the customer receives the apartment. In addition, the investor gives the customer a furniture package worth 30 million VND."The highlight of using the loan package to buy T&T Victoria apartment is that customers enjoy many preferential policies from the investor, and do not worry about financial problems within the first year. This policy creates conditions for my wife and I to confidently accumulate finances within 1 year for other purposes,"NMT customer - receiving house handover in February 2022 said.

T&T Victoria is currently marketed and distributed by Khai Hoan Land Group. In order to bring the best quality products and services from T&T Victoria to customers quickly, Khai Hoan Land has established strong distribution links with agents Dat Xanh Bac Trung Bo, Euro Group, Sacoland, S-Real Vietnam and Tan Long Land.