An opportunity to own a T&T Victoria apartment with attractive offers.

Mortgage loans should not be viewed as a burden.

According to a recent survey by a real estate company, the percentage of people borrowing to buy houses in major cities has increased sharply. While previously this figure was below 50%, it has now exceeded 65% in terms of utilizing financial support to realize their dream of owning an ideal home.

This is seen as a positive sign, indicating that customers are beginning to recognize the real value of taking advantage of preferential loan packages to buy a house. However, this figure still doesn't represent the full value, as some segments of the population remain hesitant to utilize these loan packages. This is particularly evident among those with incomes of 20 million VND/month or less.

Experts explain this by suggesting it's a common mindset stemming from a lack of understanding of financial allocation strategies, coupled with the advantages of utilizing loan packages. On one hand, this is true; on the other hand, rising material costs further exacerbate this mindset.

For example, in 2010, bank lending interest rates were around 17-18%. But now, banks have made certain adjustments, bringing home loan interest rates to typically range from 4.99%/year to 8.99%/year (as of June 2022). Even earlier, in March 2022, some banks offered loans with interest rates as low as 3.9%/year.

To put it simply, with an income of 20 million VND for a single person, borrowing 70% of the house value and enjoying a 0% interest rate in the first year is entirely feasible."It's easy to see that young single people or young couples often have a desire to own a home to assert their independence. This often stems from the long-standing Vietnamese concept of wanting to settle down before pursuing a career. Some will rent, while others choose to receive support from loan packages to buy. However, given the rising prices of various types of apartments and housing, the decision to buy a home should not be hesitated.""This was stated by a representative of Saigon Hanoi Commercial Joint Stock Bank (SHB) - a branch in Nghe An."

Show apartment of the T&T Victoria project.

Flexible offers when buying an apartment at T&T Victoria

As a rare project located right in the heart of the bustling Vinh Market intersection, T&T Victoria is bordered by four major arterial roads: Quang Trung, Nguyen Canh Chan, Dang Thai Than, and Phan Dinh Phung... establishing strong regional connectivity.

The T&T Victoria project is invested by T&T Group - one of the leading multi-sector economic groups in Vietnam - and its development is advised by T&T Homes - a member of the group.

Offering 420 apartments with 1-3 bedrooms and 18 shophouses, T&T Victoria embodies a "Dynamic Luxury" lifestyle with all amenities right at your doorstep. Notably, the project also integrates a shopping mall spanning approximately 10,000 m2 at the base, featuring renowned domestic and international brands.

Aiming to help customers realize their ideal home ownership opportunity, the developer is implementing a preferential policy for purchasing apartments at the T&T Victoria project. Customers will receive a discount of up to 9% if they choose the quick payment option. For customers choosing the installment payment option, the discount will range from 1-6%.

To optimize the financial aspects of buying a home, customers only need to pay 30% of the property value, with the remaining 70% financed by Saigon Hanoi Commercial Joint Stock Bank (SHB) through a long-term loan. In addition, customers benefit from a grace period for principal repayment and exemption from early repayment fees during the interest subsidy period.

Furthermore, customers also receive other support policies when settling in. This includes a management service fee subsidy of 2,300 VND/m2 (net usable area) for one year from the date of handover. In addition, the developer offers a complimentary interior design package worth 30 million VND to customers."The highlight of using the T&T Victoria apartment loan package is that customers benefit from many preferential policies from the developer, and don't have to worry about finances for the first year. This policy allows my wife and I to confidently accumulate finances for other purposes within a year."According to NMT customers who received their houses in February 2022.

T&T Victoria is currently marketed and distributed by Khai Hoan Land Group. To quickly deliver the highest quality products and services from T&T Victoria to customers, Khai Hoan Land has established strong distribution partnerships with agencies such as Dat Xanh Bac Trung Bo, Euro Group, Sacoland, S-Real Vietnam, and Tan Long Land.