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banking system

News updates related to the banking system.

Tỷ lệ tiền gửi không kỳ hạn sụt giảm, hơn 47.500 tỷ đồng CASA rời khỏi hệ thống ngân hàng

The proportion of demand deposits has decreased, with over 47.5 trillion VND of CASA (Current Account Savings Account) leaving the banking system.

The average CASA ratio at 27 commercial banks decreased to 17.19% in the first six months of 2026, due to a wave of deposits shifting to higher-interest-rate maturities.

BIDV reports record profit of over 36,000 billion VND, total assets lead the banking system.

By the end of 2025, BIDV recorded its highest-ever profit, exceeding 36,000 billion VND. The bank's total assets surpassed 3.25 million billion VND, and the non-performing loan ratio decreased to 1.2%.
The banking system faces risks when burdened with growth targets.

With outstanding credit exceeding 18.2 million billion VND, the Vietnamese banking system is facing significant pressure as it shoulders the burden of high economic growth targets, leading to warnings about systemic risk.

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