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Big4 interest rates
News update regarding Big4 interest rates
Bank interest rates on January 8, 2026: The Big 4 banks all significantly increased short-term rates.
Vietcombank, BIDV, VietinBank, and Agribank unexpectedly increased deposit interest rates for terms under 12 months, with the highest adjustment reaching 1.3% per year, in order to attract deposits at the beginning of the year.
Market
Bank interest rates today, January 7, 2026: Big 4 banks see sharp increases, short-term rates rise to 5%/year.
As of January 7, 2026, the four largest banks in the system simultaneously adjusted their deposit interest rates upwards, with the highest increase being 1.3% per year for short-term maturities.
Interest rates as of December 19th: PVcomBank leads with 9%/year, Big4 remain stable.
The interest rate market on December 19, 2025 showed clear divergence, with PVcomBank maintaining the highest rate of 9%/year for a 12-month term, while the Big4 banks kept a record low of 1.6%/year.
Bank interest rates in December 2025: 25 banks accelerate their growth.
The market witnessed a strong wave of deposit interest rate increases, with the participation of the Big4 firms. The highest interest rate offered reached 9% per year.
Big4 interest rates on December 17th: Vietcombank significantly increases rates, order changes.
The Big4 banks simultaneously increased deposit interest rates on December 17th. Vietcombank attracted attention by significantly raising rates for longer terms, rising to the highest-paying group with 5.3% per year.
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