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Big4 interest rates

News update regarding Big4 interest rates

Lãi suất ngân hàng ngày 8/1/2026: Nhóm Big4 đồng loạt tăng mạnh kỳ hạn ngắn

Bank interest rates on January 8, 2026: The Big 4 banks all significantly increased short-term rates.

Vietcombank, BIDV, VietinBank, and Agribank unexpectedly increased deposit interest rates for terms under 12 months, with the highest adjustment reaching 1.3% per year, in order to attract deposits at the beginning of the year.

Bank interest rates today, January 7, 2026: Big 4 banks see sharp increases, short-term rates rise to 5%/year.

As of January 7, 2026, the four largest banks in the system simultaneously adjusted their deposit interest rates upwards, with the highest increase being 1.3% per year for short-term maturities.
Interest rates as of December 19th: PVcomBank leads with 9%/year, Big4 remain stable.

The interest rate market on December 19, 2025 showed clear divergence, with PVcomBank maintaining the highest rate of 9%/year for a 12-month term, while the Big4 banks kept a record low of 1.6%/year.

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