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bad debt
News updates related to bad debt
North Asia Commercial Joint Stock Bank: Pre-tax profit of over 1,000 billion VND, bad debt ratio at low level
(Baonghean.vn) - BAC A BANK announced positive business results for 2023 with consolidated revenue continuing to grow, positive non-interest income and bad debt ratio maintained at the lowest level in the industry.
Economy
Banking industry focuses on handling bad debt, improving credit quality
(Baonghean.vn) - The difficulties from bad debt and credit growth are somewhat being cooled down by the continuously decreasing interest rate level. In 2024, bad debt continues to be of concern to Nghe An's banking sector and many solutions will be proactively proposed to deal with it.
State Audit names a series of banks that exceed credit ceilings and have high bad debts
The results of the comprehensive audit recently sent by the State Audit to the National Assembly show many problems in the operations of banking and financial institutions.
Strengthening the legal system and ensuring the safe operations of credit institutions
(Baonghean.vn) - Commenting on the draft Law on Credit Institutions (amended), credit institutions in Nghe An contributed many important opinions, focusing on strengthening the legal system and ensuring the safety of the banking system.
Nghe An has over 57% of fishing boats 67 in bad debt
(Baonghean.vn) - Nghe An has 104 fishing boats built under the support policy of Decree 67/CP. However, up to now, 60 of them (accounting for 57.69%) are in bad debt due to ineffective operations.
Nghe An controls and handles to reduce bad debt
(Baonghean) - In recent years, along with other capital investment channels into the economy, credit activities of banks in Nghe An have been quite active. However, these activities and transactions always go hand in hand with the risk of bad debt.
Removing difficulties and obstacles in implementing credit for building new fishing vessels according to Decree No. 67 of the Government
(Baonghean.vn) - According to bank representatives, when lending to build new fishing vessels under Decree 67, many vessels are operating inefficiently, including many steel-hulled fishing vessel owners who are unable to repay their debts. Commercial banks have discussed with departments, sectors, localities and vessel owners, but have yet to find an effective solution.
Solving the problem for 'ship 67' - Last article: Need a common voice to find a solution soon
DNUM_AEZAHZCACB 06:29
(Baonghean.vn) - The current situation of ship owners building under Decree 67/2014/ND-CP with increasing bank loans has caused some ships to be seized and auctioned. The State and relevant agencies need to find a solution to resolve the "67 ship" situation. This is truly the ultimate wish of many ship owners today, in order to develop the people's fishing industry sustainably.
Solving the problems for 'ship 67' - Part 2: Identifying problems
DNUM_ADZAHZCACB 07:22
(Baonghean.vn) - Owning a large-capacity 67/CP ship with modern fishing equipment is a great dream come true and a source of pride for fishermen in their desire to go offshore. However, after more than 6 years of operation, this offshore fishing fleet has revealed many shortcomings due to ineffective fishing leading to increasing bank debt.
Credit growth in 2020 skyrocketed to 12.13%
DNUM_AHZABZCACB 16:22
This is the figure announced by Deputy Governor Dao Minh Tu at the recent conference summarizing VietinBank's 2020 business activities. Thus, in just the last 10 days of the year, outstanding credit in the entire economy increased sharply by nearly 2 percentage points.
Need to strengthen internal audit and supervision of people's credit fund activities
DNUM_AGZABZCACB 17:15
(Baonghean.vn) - That was the direction of the Standing Vice Chairman of the Provincial People's Committee Le Hong Vinh at the 2020 People's Credit Fund symposium organized by the State Bank of Vietnam, Nghe An branch on the afternoon of January 6 in Vinh city.
Experts advise caution when taking out consumer loans through Zalo Bank
DNUM_DAZAGZCACA 08:32
Economists say that easy procedures for loan approval, loan limit granting, and no collateral required... will potentially increase the risk of bad debt.
Party Committee of Nghe An Joint Stock Commercial Bank for Investment and Development held congress for the term 2020 - 2025
DNUM_BFZADZCACA 13:20
(Baonghean.vn) - The Party Committee of Nghe An Joint Stock Commercial Bank for Investment and Development held a Congress for the 2020-2025 term to determine the direction, goals, tasks and solutions for the next 5 years; at the same time, elect a new Executive Committee with sufficient leadership capacity to develop the unit in the new situation and context.
Ship 67 in Nghe An incurred more than 163 billion VND in bad debt
DNUM_CDZAEZCABJ 06:31
(Baonghean.vn) - After nearly 5 years of lending for offshore shipbuilding under Decree 67/2014/ND-CP of the Government on a number of policies for fisheries development, banks in Nghe An are facing more than 163 billion VND in bad debt.
Nghe An: 32 "ships 67" have overdue debts
DNUM_BJZAJZCABI 10:59
(Baonghean.vn) - Implementing Decree 67/ND-CP and the province's policy according to Decision 87/QD-UBND, up to now, Nghe An has had 104 credit contracts disbursed, ranking 3rd in the country in terms of the number of newly built 67 ships. However, overdue debts arising and at risk of spreading rapidly are causing difficulties for banks.
Interest rates rise, home buyers face difficulties
DNUM_BGZAHZCABI 07:07
In recent days, the announcement by commercial banks of increased interest rates for real estate loans has caused homebuyers to worry about the interest rate being higher than originally planned.
Nghe An: Risk of bad debt when borrowing to build "ship 67"
DNUM_BDZAGZCABI 11:00
(Baonghean.vn) - Up to this point, commercial banks in Nghe An have disbursed VND860 billion in loans to fishermen to build ships according to Decree 67. However, overdue debt has now arisen at more than VND8 billion and is expected to increase in the coming time.
Nghe An: Bad debt in the area is still 1,745 billion VND
DNUM_AEZAGZCABI 16:29
(Baonghean.vn) - According to the State Bank's report, by early May 2018, mobilized capital in the area reached 113,190 billion VND (an increase of 57,086 billion VND compared to 5 years ago), outstanding loans in the area reached 177,008 billion VND.
10 new policies effective from May 2018
DNUM_DAZAEZCABI 10:06
(Baonghean.vn) - State-owned enterprises must also go through bidding to buy cars; Multi-level market sellers can return goods within 30 days; Asset valuation in criminal proceedings must be based on market prices... are new policies in the socio-economic fields that will officially take effect from May 2018.
Need to "blow the whistle" on cooperatives that operate internal credit against regulations
DNUM_BCZAEZCABI 18:54
(Baonghean.vn) - That was the issue raised at the meeting of the Standing Committee of the Provincial People's Council with the State Bank of Vietnam, Nghe An branch on the afternoon of April 12 under the program to monitor the operational efficiency of cooperatives in the province.
Banks are allowed to lend beyond the limit to many subjects.
DNUM_AGZAEZCABI 13:44
This mechanism focuses on the fields of electricity, coal, oil and gas, gasoline, transportation, public transport...
Tighten lending to stop housing bubble
DNUM_CDZACZCABI 08:22
Closely monitor the use of consumer loans for real estate investment and business.
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