Do Thanh People's Credit Fund announces information

Unit:PEOPLE'S CREDIT FUNDCITY

Headquarters address: Kim Chi Hamlet, Dong Thanh Commune, Nghe An Province.

Today it is Phu Vinh hamlet, Dong Thanh commune, Nghe An province.

Tax ID: 2900585531, Phone: 0971.557.468

E-mail:[email protected]

Person responsible for disclosing information: Mr.Dam Trung– Chairman of the Board of Directors – Legal representative of Do Thanh People's Credit Fund.

Information Disclosure Content: Do Thanh People's Credit Fund hereby announces the following changes in accordance with Decision No. 317/QD-KV8 dated May 28, 2026:

1. Name of the People's Credit Fund:

- Current name of the People's Credit Fund as stated in the license: Do Thanh Commune People's Credit Fund

- Name of the People's Credit Fund approved for change: Do Thanh People's Credit Fund

2. Registered capital level:

- The registered capital amount has been licensed: VND 10,621,640,000 (In words: Ten billion, six hundred and twenty-one million, six hundred and forty thousand dong).

- Approved change in charter capital: VND 14,473,830,000 (In words: Fourteen billion, four hundred seventy-three million, eight hundred thirty thousand dong).

3. Head office address:

- Licensed head office address: Kim Chi Hamlet, Do Thanh Commune, Yen Thanh District, Nghe An Province.

- The approved change of head office address is: Kim Chi Hamlet, Dong Thanh Commune, Nghe An Province.

4. Area of ​​operation:

- Licensed operating area: Within the administrative boundaries of 2 communes: Do Thanh commune and Duc Thanh commune, Yen Thanh district, Nghe An province.

- Approved change of operating area: Within the administrative boundaries of 14 hamlets of Dong Thanh commune and 10 hamlets of Binh Minh commune, Nghe An province, including:

+ Dong Thanh Commune includes:Kim Chi hamlet, Yen Hoi hamlet, Dong Thi hamlet, Gia My hamlet, Ngoc Son hamlet, Bac Vuc hamlet, Nam Vuc hamlet, Hoang Lo hamlet, Hac Linh hamlet, Phu Vinh hamlet, Sung Yen hamlet, Xuan Lai hamlet, Da Son hamlet, Phu Xuan hamlet.

+ Binh Minh Commune includes:Hamlet 1, Hamlet 2, Hamlet 3, Hamlet 4, Hamlet 5, Hamlet 6, Hamlet 7, Hamlet 8, Hamlet 9, Hamlet 10.

5. Activity content:

* Licensed activities:

a. Accepting deposits in Vietnamese Dong:

- Receive member deposits;

- Accepting deposits from organizations and individuals that are not members as stipulated by the State Bank of Vietnam.

b. Loans in Vietnamese Dong are granted in the following cases:

- Providing loans to customers who are members;

- Lending to non-member customers as regulated by the State Bank of Vietnam.

- Together with cooperative banks, provide syndicated loans to members of people's credit funds in accordance with the law.

c. Other activities, including:

- Participate in contributing capital to establish a cooperative bank;

- Open a deposit account at the State Bank or the Cooperative Bank;

- Open a payment account at a commercial bank or a branch of a foreign bank;

- To receive mandates and act as an agent in certain areas related to banking operations and asset management as regulated by the State Bank of Vietnam;

- Providing money transfer services and performing collection and payment services for members.

- Receiving entrusted loan funds from the Government, organizations, and individuals;

- Borrowing capital from credit institutions and other financial institutions in accordance with the regulations of the State Bank of Vietnam;

* Content of the approved activity to be changed:

a. Raising capital in Vietnamese Dong

- Accepting demand deposits, time deposits, and savings deposits from members, organizations, and other individuals in Vietnamese Dong;

- Borrowing from cooperative banks; borrowing from credit institutions, branches of foreign banks;

b. Lending activities in Vietnamese Dong

- Providing loans to customers who are members;

- Providing loans to members of poor households who are registered as permanent residents within the operating area of ​​the People's Credit Fund, in cases where the poor household is not a member of the People's Credit Fund;

- Lending to members that are legal entities, customers that are legal entities, and individuals who are not members but have deposits at the People's Credit Fund, based on collateral in the form of deposit balances at the People's Credit Fund itself, as stipulated by the State Bank of Vietnam;

- Providing syndicated loans in conjunction with the Cooperative Bank to members of the People's Credit Fund in accordance with the law;

c. Other activities

- Providing money transfer services for members and customers of the People's Credit Fund (excluding opening payment accounts for customers);

- Acting as an agent providing payment services for cooperative banks to members and customers of credit unions:

+ Receive payment account opening applications; perform checks on legality and validity; verify and ensure the accuracy and consistency of documents, information, and data provided by customers; verify customer identification information according to the instructions of the cooperative bank before submitting it to the cooperative bank and instructing customers on how to use their payment account.

+ Receive bank card issuance applications; check their legality and validity; verify and ensure the accuracy and consistency of documents, information, and data provided by customers; verify customer identification information according to the cooperative bank's instructions before sending it to the cooperative bank and instructing customers on how to use the bank card.

+ Receiving customer requests for payment services, preparing, signing, or applying electronic confirmation methods, controlling and processing customer payment documents, transferring customer transaction information to the cooperative bank, and disbursing cash to customers to facilitate cash withdrawals from customer-identified debit and prepaid cards issued by the cooperative bank.

- Participate in capital contribution at the cooperative bank;

- Open a payment account at the State Bank of Vietnam, commercial banks, cooperative banks, or branches of foreign banks;

- Deposit money at the cooperative bank to regulate capital.

Therefore, the Do Thanh People's Credit Fund would like to inform its members, customers, and partners.

We hereby declare that the information published above is true and accurate, and we assume full legal responsibility for the accuracy of this information.