Quynh Giang People's Credit Fund announces information

Unit:QUYNH GIANG PEOPLE'S CREDIT FUND

Headquarters address: Village 3, Quynh Giang Commune, Quynh Luu District, Nghe An Province

Tax ID: 2900600589, Phone: 0975.133.273.

E-mail:[email protected]

Person responsible for disclosing information: Ms.Nguyen Thi Nga– Chairman of the Board of Directors – the legal representative of the Quynh Giang People's Credit Fund.

Information Disclosure Content: Quynh Giang People's Credit Fund hereby announces the following changes in accordance with Decision No. 418/QD-KV8 dated July 8, 2026:

1. Change the name:

New name: Quynh Giang People's Credit Fund.

2. Changes to the registered capital:

Registered capital after change: 9,207,450,000 VND (In words: Nine billion, two hundred and seven million, four hundred and fifty thousand dong).

3. Changes to the activity content:

The approved activity content has been changed.:

a. Raising capital in Vietnamese Dong

- Accepting demand deposits, time deposits, and savings deposits from members, organizations, and other individuals in Vietnamese Dong;

- Borrowing from cooperative banks; borrowing from credit institutions, branches of foreign banks;

b. Lending activities in Vietnamese Dong

- Loans for member customers

- Providing loans to members of poor households who are registered as permanent residents within the operating area of ​​the People's Credit Fund, in cases where the poor household is not a member of the People's Credit Fund;

- Lending to members that are legal entities, customers that are legal entities, and individuals who are not members but have deposits at the People's Credit Fund, based on collateral in the form of deposit balances at the People's Credit Fund itself, as stipulated by the State Bank of Vietnam;

- Providing syndicated loans in conjunction with the Cooperative Bank to members of the People's Credit Fund in accordance with the law.

c. Other activities

- Providing money transfer services for members and customers of the People's Credit Fund (excluding opening payment accounts for customers);

- Acting as an agent providing payment services for cooperative banks to members and customers of credit unions:

+ Receive payment account opening applications; perform checks on legality and validity; verify and ensure the accuracy and consistency of documents, information, and data provided by customers; verify customer identification information according to the instructions of the cooperative bank before submitting it to the cooperative bank and instructing customers on how to use their payment account.

+ Receive bank card issuance applications; check their legality and validity; verify and ensure the accuracy and consistency of documents, information, and data provided by customers; verify customer identification information according to the cooperative bank's instructions before sending it to the cooperative bank and instructing customers on how to use the bank card.

+ Receiving customer requests for payment services, preparing, signing, or applying electronic confirmation methods, controlling and processing customer payment documents, transferring customer transaction information to the cooperative bank, and disbursing cash to customers to facilitate cash withdrawals from customer-identified debit and prepaid cards issued by the cooperative bank.

- Participate in capital contribution at the cooperative bank;

- Open a payment account at the State Bank of Vietnam, commercial banks, cooperative banks, or branches of foreign banks;

- Deposit money at the cooperative bank to regulate capital.

4. Legal representative

Full name: Nguyen Thi Nga. Gender: Female; Ethnicity: Kinh

Title: Chairman of the Board

Date of birth: August 22, 1978

Citizen ID number: 040178026526; Issued on: August 9, 2021; Issuing authority: Department of Public Security for Social Order and Security, Ministry of Public Security.

Permanent address: Village 2, Quynh Giang Commune, Quynh Luu District, Nghe An Province.

Therefore, the Quynh Giang People's Credit Fund would like to inform its members, customers, and partners.

We hereby declare that the information published above is true and accurate, and we assume full legal responsibility for the accuracy of this information.