Falling into the trap of a new 'credit card cancellation' scam.
Following the scammer's instructions, Ms. D provided the OTP code sent to her phone to verify the card cancellation request. In reality, these were OTP codes used by the scammer to transfer money for online orders, with the intention of stealing her money.
On the morning of February 11th, the Criminal Investigation Agency of Mo Duc District Police, Quang Ngai Province, reported on a case where a citizen followed instructions to cancel a credit card (Mcredit) from an individual claiming to be an employee of a financial company, and was subsequently defrauded of nearly 60 million VND from their credit account.
According to the report, on February 3rd, Ms. D, residing in Mo Duc town (Mo Duc district), received a phone call from a man who introduced himself as an employee of Mcredit Financial Company. He informed her that she had registered for a credit account with the company but was not using it, and advised her to cancel the card to avoid monthly fees.
“Last December, I applied for a credit card from Mcredit with a limit of 60 million VND for online shopping, but I haven't used it yet. Hearing the male employee say that if I didn't cancel the card, I would be charged 350,000 VND in fees every month, I followed his instructions to cancel the card,” Ms. D added.
Following the scammer's instructions, Ms. D sent the message "MC MOINTERNET [ID NUMBER] [CREDIT CARD ID NUMBER]" to 8136. Simultaneously, she was asked to provide the OTP code sent to her phone six times to verify the card cancellation request. In reality, these were OTP codes used by the scammer to transfer money for online orders, with the intention of defrauding her.
Ms. D stated that after noticing her credit account being debited six times in a row, totaling 59,532,000 VND, she proactively contacted the person responsible to inquire about the reason for the deductions. She was told that "the system will refund the money after 24 hours." Suspecting fraud, Ms. D called the official hotline of Mcredit Financial Company to inquire about the issue and only then realized she had been scammed.
The case is currently being investigated by the Criminal Investigation Agency of Mo Duc District Police in coordination with the Cyber Security and High-Tech Crime Prevention Department of Quang Ngai Provincial Police.
