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social housing loans
Updated news related to social housing loans
Home loan interest rate at Agribank in August 2025: Only from 5.5%/year for individual customers
In August 2025, Agribank's preferential home loan interest rate is only from 5.5%/year, loan limit up to 100% of capital needs, maximum term of 40 years.
Market
Social housing prices in Hanoi have increased 3-4 times, profiteering methods are increasingly sophisticated.
Social housing prices in Hanoi have increased 3-4 times in just a few years, while diplomatic quotas, fake documents and profiteering tricks are becoming increasingly sophisticated.
VNREA proposes unprecedented low interest home loan package
The Vietnam Real Estate Association (VNREA) has just proposed an unprecedented financial incentive policy package to address pressure on social housing.
Young home buyers enjoy extremely low interest rates on social housing loans until the end of 2025.
The State Bank of Vietnam announced the application of an interest rate of 5.9%/year for loans to buy social housing from July 1, 2025 to December 31, 2025, supporting young people under 35 years old and social housing projects, workers, and renovation of old apartments.
Opportunity to own a house under 2 billion VND in Dong Anh, Hanoi
The demand for housing under 2 billion VND is increasing, Hanoi has implemented the CT3 social housing project in Kim Chung urban area, Dong Anh. It is expected to provide 1,104 apartments with a selling price of about 18.4 million VND/m².
Housing loan interest rate in 2025 is 4.7%/year
The housing loan interest rate in 2025 is set at 4.7%/year, applied to outstanding loans according to current regulations.
Closing interest rate for social housing loans at 4.8%/year
The preferential interest rate for outstanding loans for purchase, lease, hire-purchase of social housing; construction of new, renovation, or repair of residential housing in 2019 is 4.8%/year.
Interest rates on social housing loans increased to 5%
March 9, 2019 07:35
Eligible borrowers are eligible for a minimum loan term of 15 years from the date of first loan disbursement.
Prime Minister approves interest rate framework for loans to buy social housing
January 31, 2019 06:46
Prime Minister Nguyen Xuan Phuc has just signed and promulgated the preferential loan interest rate framework at the Vietnam Bank for Social Policies for those who buy, lease-purchase social housing; build new houses or renovate and repair houses in the 2019-2020 period.
Loans to buy social housing: Will disburse about 1,000 billion VND
October 2, 2018 16:23
The Vietnam Bank for Social Policies said that up to now, 700 people have borrowed preferential loans to buy social housing in 50 provinces and cities with loans equivalent to 200 billion VND. The Vietnam Bank for Social Policies expects that by the end of 2018, the program's disbursement will reach 1,000 billion VND - equivalent to thousands of households receiving loans.
Nghe An officially offers loans to buy social housing at an interest rate of 4.8%/year
May 23, 2018 09:01
(Baonghean) - Nghe An Province Social Policy Bank has officially launched a social housing loan program across the province with an interest rate of 4.8%/year. This is information that low-income people are looking forward to.
Truck carrying giant tree shows signs of violating the law; Interest rate for social housing loans is 4.8%/year
April 7, 2018 07:21
(Baonghean.vn) - Clarifying the reflection of the truck carrying 'huge' trees showing signs of violating the law; Interest rate for loans to buy social housing is 4.8%/year; The Prime Minister established a working group on public service inspection; Discussing solutions to promote land concentration;... are the outstanding directions and operations of the Government and the Prime Minister last week.
Interest rate for social housing loans is 4.8%/year
April 5, 2018 06:20
If late in payment, the borrower will have to pay overdue interest of 130%.
Interest rate for social housing loans is 5%/year
January 25, 2018 16:19
Deputy Prime Minister Vuong Dinh Hue has just signed Decision 117 deciding on preferential loan interest rates for loans to buy social housing.
Set interest rate for social housing loans at 4.8%/year
May 16, 2017 10:07
Prime Minister Nguyen Xuan Phuc has just issued Decision 630/QD-TTg on preferential interest rates for social housing loans at the Vietnam Bank for Social Policies according to the provisions of Decree 100/2015/ND-CP of the Government.
The government decided that the interest rate for loans to buy social housing is 5%.
January 14, 2017 08:48
The Prime Minister decides on preferential loan interest rates of credit institutions designated by the State according to the provisions of Decree No. 100/2015/ND-CP dated October 20, 2015 of the Government on development and management of social housing.
Only with a savings book can you borrow to buy social housing: Another "sub-license"?
August 10, 2016 14:51
In addition to meeting the same conditions as the 30,000 billion VND package, from August 15, borrowers to buy social housing must have a savings book at the lending bank.
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