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home loan

Fixed interest rates for 5 years and a 3 trillion VND infrastructure investment are providing impetus for the real estate market.

Long-term fixed-interest loan packages are becoming a tool to protect investors' profits against the wave of 3 trillion VND disbursed into transportation infrastructure during the 2026-2030 period.

Market

Mortgage interest rates in the US and Europe surged, reaching 6.36% due to the Gulf conflict.

Geopolitical tensions pushed mortgage costs up to 6.36% in the US and 5.1% in the UK. Experts warned of the risk of global inflationary stagnation due to disruptions in oil supply.
Interest rates on home loans in the US rose to 6.46% due to the impact of the war in Iran.

The 30-year fixed-rate mortgage rate in the US rose for the fifth consecutive week to 6.46%, putting pressure on the real estate market as oil prices and bond yields climb.

Home loan interest rates in 2026: Many banks will apply rates above 13% per year.

Real estate loan interest rates in 2026 are expected to increase in line with deposit interest rates, commonly ranging from 8% to over 13%, accompanied by stringent disbursement and valuation conditions.
Interest rates on loans for young people to buy social housing will increase to 5.6% per year from 2026.

Agribank has adjusted its preferential interest rate for customers under 35 years old borrowing to buy social housing, increasing it by 0.7% per year, reflecting fluctuations in medium and long-term interest rates within the Big4 banking system.
Home loan interest rates at BIDV bank in October 2025

BIDV announced home loan interest rates for October 2025, offering a preferential rate of 5.5%/year for young customers under 35 years old and a standard loan package starting from 6.0%/year.
Home loan interest rates at MB Bank in October 2025

MB Bank's home loan interest rates for October 2025 are diverse, ranging from packages under 5 billion VND upwards, helping customers optimize costs and proactively plan their finances.

Home loan interest rates at Agribank in October 2025
October 2, 2025 11:25

Agribank's home loan interest rates in October 2025 start from only 5.5%/year, with loan limits up to 100% of capital needs and a maximum term of up to 40 years.
Home loan interest rates at Agribank in August 2025: Starting from only 5.5%/year for individual customers.
August 17, 2025 15:50

In August 2025, Agribank offered preferential interest rates for home loans starting from only 5.5% per year, with loan limits up to 100% of capital needs and a maximum term of 40 years.
Social housing prices in Hanoi have increased 3-4 times, and profiteering schemes are becoming increasingly sophisticated.
July 4, 2025 15:03

The price of social housing in Hanoi has increased three to four times in just a few years, while diplomatic quotas, fake documents, and other fraudulent schemes are becoming increasingly sophisticated.
VNREA proposes an unprecedented low-interest home loan package.
July 4, 2025 12:34

The Vietnam Real Estate Association (VNREA) has just proposed an unprecedented financial incentive package to address the pressure on social housing.
Young people buying homes will benefit from extremely low interest rates on social housing loans until the end of 2025.
July 3, 2025 10:50

The State Bank of Vietnam announced the application of an interest rate of 5.9% per year for loans to purchase social housing from July 1, 2025 to December 31, 2025, supporting young people under 35 years old and social housing projects...
Many banks are launching preferential loan programs, helping young people have the opportunity to own a home.
July 1, 2025 15:31

Supporting people in securing stable housing has always been a priority for the Party and the Government. Following the Government's directives, the banking sector has implemented numerous housing support policies for the people,...
Home loan interest rates from banks in March 2025
March 10, 2025 11:51

The latest mortgage interest rates for March 2025 help borrowers choose a loan product that suits their needs and create a repayment plan that ensures it doesn't affect their financial situation.
Opportunity to own a home for under 2 billion VND in Dong Anh, Hanoi.
March 3, 2025 11:22

With the increasing demand for housing under 2 billion VND, Hanoi has launched the CT3 social housing project in the Kim Chung urban area, Dong Anh district. It is expected to provide 1,104 apartments with a selling price of approximately...
Home loan interest rates in February 2025
February 24, 2025 15:33

Each bank has different interest rate policies. Below is an updated table of the latest home loan interest rates for February 2025 from some major banks in Vietnam.
The interest rate for housing loans in 2025 is 4.7% per annum.
December 24, 2024 21:39

The interest rate for housing loans in 2025 is set at 4.7% per annum, applicable to outstanding loan balances under current regulations.

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