8 tips to help save money when buying a car
(Baonghean.vn) - Buying a car is an important decision. Just spend a little time researching, you can choose a suitable car and save more money.
1. Check the real price of the car
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One important thing to do is to check the price of the car before entering a car showroom or dealership. The price listed on the website of the car manufacturer is just the reference retail price without the delivery fee. The price of a new car will be the sum of those two costs. And that is also the base price before you add any other options or upgrades.
Research the invoice price to see how much dealers are paying for cars online before negotiating a price to get the upper hand.
2. Always give a figure lower than what you can actually afford
When you start talking “numbers” with a marketer, the first thing they will ask you is: “How much money do you have?” or “How much do you plan to pay each month?”...
This is how they easily get you to reveal your financial capacity, and from there they will try to introduce you to the highest priced cars possible.
Some of the best answers to help you gain an advantage in this matter are: “Which car model is your store offering the biggest discount?”; “Show me the price list to see what I can afford?”; “I’m looking for the lowest priced car model”...
3. Don't focus too much on options and additional features
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Options are where the dealerships and automakers make the most money; options like air-conditioned seats and heated steering wheels are often expensive and rarely useful.
Whenever you deal with a store, be careful not to let them convince you to pay for these extras.
4. Understand the discount programs from the manufacturer
Many dealers may not provide full information about promotional programs to customers. Therefore, do not forget to check the official website to know the promotional programs that are being applied. This also helps you save a lot of costs.
5. Warranty policy
Some dealers may take advantage of the psychology of new, inexperienced buyers to be vague about the warranty policy. Therefore, you should have a firm grasp of the information about the warranty period, details, warranty conditions and accompanying contents... to avoid losing your legitimate rights.
Manufacturers typically offer warranties ranging from 3 years/60,000 km to 10 years/160,000 km. A good warranty will cover the entire vehicle; check with the seller to make sure all parts and components are covered by the warranty, with clear repair conditions…
6. Compare insurance premiums
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Many car buyers are surprised when they ask different insurance agents and receive very different prices for the same car. The reason for this is because there are differences in insurance coverage, garage options, free towing services, time and procedures for settling compensation, etc.
The cheapest package is not necessarily the most economical solution. Therefore, you need to understand clearly before deciding to choose car insurance.Shopping around can save you a pretty penny in the long run.
7. Talk directly to the store manager
The marketing staff is often just a bridge between the customer and the car dealership management. If possible, ask to speak directly to the manager.
Any salesperson wants you to walk out of the dealership with a new car, so they’ll be happy to accommodate you. Talking to the highest decision maker in the dealership will save you time and give you a better chance of getting a better price.
8. Do your research before you go to the store.
You have done your research on the car you want to buy before you go to the dealership, you know all the options, all the prices, all the colors, the fuel consumption, the engine specifications… You know more than some of the sales people who may be working part-time and may not know every aspect of every car they sell. Then you have credibility and the upper hand in the car buying negotiation.
Ngoc Anh
(Synthetic)
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