Pretending to be a bank employee inviting people to open a card to scam money
There is a phenomenon of some people impersonating bank employees, creating websites or using social networks to approach customers who want to open a card or need money, then charging a fee of 5% to 10% of the credit card limit.
Maritime Bank has just issued the above warning. According to this Bank, recently there have been a number of individuals impersonating employees of several banks, including Maritime Bank.
These subjects create websites or use social networks such as Facebook, Viber, Zalo to reach customers.
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| Banks warn against impersonating bank employees to trick people into making credit cards. |
To create trust, they show (fake) employee cards and instruct customers to follow the steps according to the bank's card application process such as: filling out the application form and then sending documents such as: ID card, household registration, labor contract and some other documents via social networks.
They then proactively called customers using different mobile phone numbers and pretended to be other departments of the bank re-verifying customer information.
Then the card issuance result information with photo of fake card and pin code issuance form will be sent to the customer to create absolute trust.
During the card making process, the subjects also agreed with customers that the card issuance fee was 5% to 10% of the total credit card limit.
When it comes time to notify the customer that the card has been issued, they ask the cardholder to transfer a fee before sending the card home. The fee is usually required to be transferred to some personal account at another bank.
After receiving the money, the phone numbers that were contacted lost signal and customers could not connect with them on social networks.
This is not the first time banks have warned about fraud. Previously, many banks have spoken out about other scams by criminals such as asking customers to open accounts/cards, register for e-banking services and then buy them back at high prices; in order to use them for fraud, withdraw cash abroad or transfer money.
There are cases where people pretend to be acquaintances abroad, ask to receive money transfers and instruct customers to log in to fake links and websites or ask customers to download malicious applications, thereby stealing usernames, passwords, and OTP authentication codes.
In many cases, they even impersonate police officers, prosecutors or bank security officers to call and inform customers that their accounts have been hacked by criminals and ask for account numbers, transaction passwords, etc.
