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News updates related to fundraising.

Deposit interest rates exceed 9%/year: Pressure from system capital imbalance.

Many banks are pushing deposit interest rates above 9% per year to attract capital as credit growth (7.41%) is far outpacing deposit growth (4.3%) in the first six months of 2026.

Market

Bank interest rates on July 3, 2026: Actual rates exceeded 9.2%/year.

The market has seen a surge in real deposit interest rates, reaching up to 9.2% per year for long-term maturities, even though the publicly listed rates at many banks only fluctuate around 6% per year.
The US is considering enlisting automakers Ford and GM to participate in missile production.

President Donald Trump said that American automakers could soon convert excess capacity to produce Patriot and Tomahawk missiles for the military.

Bank interest rates as of June 23, 2026: 18 banks listed a ceiling rate of 4.75%/year for terms under 6 months.

Eighteen banks, including the Big 4, have simultaneously applied the maximum deposit interest rate of 4.75% per annum for short-term deposits, as stipulated by the State Bank of Vietnam.
Van Dien People's Credit Fund announces information

Van Dien People's Credit Fund hereby announces the following changes in accordance with Decision No. 323/QD-KV8 of the State Bank of Vietnam, Region 8 Branch:
Hung Dong People's Credit Fund announces information

Hung Dong People's Credit Fund hereby announces the following changes in accordance with Decision No. 279/QD-KV8 dated May 21, 2026:
Bank interest rates today, June 19, 2026: VPBank reduces long-term deposit interest rates.

In the trading session on June 19, 2026, VPBank adjusted down savings interest rates by 0.2-0.3 percentage points for terms from 12-24 months, bringing the listed rate to 6%/year.

Bank interest rates as of June 18, 2026: Saigonbank increases interest rate to 7.2% per year.
June 18, 2026 15:47

The deposit interest rate market continues to fluctuate sharply as Saigonbank adjusted its rates upwards by another 0.5 percentage points, bringing the 12-month term interest rate to 7.2% per annum.
Nghe An tightens control over informal lending groups and associations.
June 18, 2026 10:36

In response to numerous cases of failed informal lending schemes causing significant losses, the People's Committee of Nghe An province has issued a document requesting departments, agencies, and localities to strengthen prevention, combat, and strictly handle violations...
Dien My People's Credit Fund Announces Information
June 15, 2026 16:49

The Dien My People's Credit Fund hereby announces the following changes in accordance with Decision No. 269/QD-KV8 dated May 19, 2026:
Bank interest rates today, June 15, 2026: VIB and ACB reduce short-term deposit interest rates.
June 15, 2026 12:30

The market saw a cooling trend in maturities under 6 months, with decreases of up to 0.4 percentage points. VIB and ACB were two typical examples of banks that adjusted their rates on June 15th.
ACB's interest rates surged to 2.2% per year, reaching the ceiling for many maturities on June 12, 2026.
June 12, 2026 10:01

On June 12, 2026, ACB Bank significantly increased its online deposit interest rates by up to 2.2% per year. Simultaneously, the State Bank of Vietnam continued to conduct a net withdrawal of over 4,600 billion VND.
Bank interest rates today, June 9th: BIDV unexpectedly reduces deposit interest rates by up to 0.8%.
June 9, 2026 14:24

After a sharp increase yesterday, BIDV suddenly adjusted its online deposit interest rates downwards by 0.4-0.8 percentage points, bringing the listed rates back to their previous levels.
Director defrauds fundraising scheme, embezzling nearly 18 billion VND.
June 9, 2026 07:16

Claiming to be acquainted with the project developer and having access to dozens of land plots at preferential prices, a young female director defrauded and misappropriated large sums of money from numerous victims.
Bank interest rates on June 4, 2026: TPBank increases rates to the ceiling of 4.75% per year.
June 4, 2026 10:03

TPBank has just adjusted its short-term deposit interest rates upwards to a maximum of 4.75% per year. This move comes amidst technical fluctuations in the system's liquidity...
Xuan Hoa People's Credit Fund announces information
June 3, 2026 17:22

Xuan Hoa People's Credit Fund hereby announces the following changes in accordance with Decision No. 125/QD-KV8 dated March 18, 2026 and Decision No. 297/QD-KV8 dated May 26, 2026:
Thanh Linh People's Credit Fund announces information
June 3, 2026 10:28

Thanh Linh People's Credit Fund hereby announces the following changes in accordance with Decision No. 318/QD-KV8 dated May 28, 2026:
Bank interest rates as of May 30, 2026: The downward trend has slowed, with only 7 banks making adjustments.
May 30, 2026 08:02

In May 2026, only 7 commercial banks reduced deposit interest rates, contrary to the previous widespread reduction. Liquidity pressure and the credit-deposit ratio are...
Nam Trung People's Credit Fund announces information
May 27, 2026 16:34

The Nam Trung People's Credit Fund hereby announces the following changes in accordance with Decision No. 281/QD-KV8 dated May 21, 2026:
Nghi Xuan People's Credit Fund announces information
May 27, 2026 16:19

Nghi Xuan People's Credit Fund hereby announces the following changes in accordance with Decision No. 279/QD-KV8 dated May 21, 2026:
Bank interest rates today, May 27, 2026: LPBank reduces short-term deposit interest rates.
May 27, 2026 11:30

Interest rates in the market recorded a downward trend across maturities of 1-5 months on May 27, 2026. LPBank was the latest institution to adjust its interest rates downwards, following a series of other major banks in May.
Nghia Thuan People's Credit Fund announces information
May 27, 2026 08:47

Nghia Thuan People's Credit Fund respectfully announces the amendment and supplementation of its License regarding the name, charter capital, and scope of operations as follows:

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