When should you buy a car?
Before buying a car, you need to consider and calculate carefully from income to family expenses, monthly car maintenance costs.
The benefits that cars bring to your family
Buying a car also has many other benefits, not just traffic safety. In Vietnam as well as abroad, owning a car is one of the dreams of every person. When having it, many things become more comfortable, work is also solved faster, more convenient, especially people are more confident and more willing to work because having a car is convenient to go on the road, unlike having to hire a taxi or go to the bus station or ride a motorbike.
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| Owning a car will bring convenience to you and your family's health. |
What are the conditions for buying a car?
Before buying a car, you must balance your income with installment payments, family expenses and monthly car maintenance fees. From there, you will know what kind of car you need to buy so that the maintenance fee is not too high, still ensuring monthly expenses, installment payments and some savings.
You should buy a car when your financial situation is relatively stable (not counting the case of buying a car for business). That means you should buy it when you don't have to worry or think but just to enjoy it. If you are still thinking and calculating how much the car will lose value in a year (depreciation), to save money, to buy real estate... then you should not buy it. Because during the process of use, there will be relative expenses such as tire replacement or damage, incidents, collisions... If you do not plan in advance, the cost of the car will be a burden.
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| Before buying a car, you must balance your income with installment payments, family expenses and monthly car maintenance fees. |
Before buying a car, you should answer the following three important questions: What type of car is suitable for your economy (purchase price, maintenance cost, most importantly fuel consumption); What is the main purpose of using the car, and where to park it. If you can answer these three questions satisfactorily, buying a car is no longer a problem; otherwise, it will lead to bankruptcy because of the car.
Regarding which car to buy, this is a matter of each person's perception and perspective, it cannot be imposed. Some people like big cars, some like small cars, some like hatchbacks, some like sedans... Which car to buy, whether or not to buy a car is also related to the three questions given above (ask yourself, answer and decide).
