Difficulty in managing pawn services in Nghe An

(Baonghean.vn) - Continuing the series of articles about the current situation of university and college students in Vinh City pawning and pledging their student cards at pawnshops to borrow money with exorbitant interest rates, Nghe An Newspaper reporters learned about student management in Vinh City.some universities and colleges

Through discussion, Mr. Hoang Ngoc Diep - Deputy Head of the Department of Political Affairs and Student Management, Vinh University admitted: The situation of students using cards and ID cards to borrow money is real, but in specific cases, the school has not received any feedback from the authorities.

Mr. Hoang Ngoc Diep - Deputy Head of Political Affairs and Student Management Department, Vinh University.

Mr. Diep also said that Vinh University has more than 20,000 students, so management is a problem. The solution to student management mainly focuses on propaganda work in many forms to help students stay away from social evils. In addition to organizing a civic week for all students at the beginning of the school year, every week the school sends its lecturers to the areas where students rent accommodation to summarize the situation of non-resident students.

Regarding support for disadvantaged students, Mr. Hoang Ngoc Diep said that last school year, Vinh University granted full scholarships to 30 students with difficult circumstances, each worth 28 million VND; established the Vinh School Shelter Club to support 38 students who are orphans, arranged completely free dormitories and provided 200,000 VND/month, and supported them in finding part-time jobs at the school so they could earn extra income. These activities aim to help students have more motivation to study in a healthy environment, away from social evils.

A corner of Bach Lieu Street (Vinh City), where dozens of shops and pawnshops are concentrated

At the Vietnam - Korea Technical and Industrial College, Mr. Nguyen Dinh Ninh - Head of Student Affairs Department said that with nearly 3,000 students, mostly living outside the dormitory, management work also faces many difficulties.

Mr. Nguyen Ngoc Tung - Deputy Chief of Nghi Phu Commune Police, where the school is located, said that currently there are 10 pawnshops in the area. Every month, the commune police conduct inspections at each location, but only at the level of warnings, and there have been no cases of warning or punishment.

According to the "rules" of many pawnshops, students who want to use their student credit card to borrow money need to have someone else borrow with them to avoid "risk" for the shop owner.

Co-borrower's paper.

According to Lieutenant Colonel Nguyen Thi Thanh Hoa - Captain of the Administrative Management Team for Social Order - Vinh City Police, individuals or organizations, after meeting all the conditions (capital, legal procedures, security and order, fire prevention...), only need to obtain a business registration certificate to be able to open a pawn shop.

However, licensing is easy, but managing this type of business is not simple. To deceive the authorities, pawnshops often arrange the transaction points in one place and leave the assets in another, so it is very difficult to control and detect assets of unknown origin.

Even if discovered, there is not enough evidence because when arriving at the scene, the subjects have promptly destroyed or dispersed the evidence, or if evidence is found, the punishment is only in the form of a warning, so it is not enough of a deterrent.

Furthermore, pawning with high interest rates and loan sharking are often verbal agreements between two parties and are rarely recorded in documents or papers, making them even more difficult to handle...

Thu Thu – Dang Nguyen