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Short Video
lending interest rate
News updates regarding lending interest rates.
Lending interest rates at more than 20 banks have increased sharply, with GPBank leading the way with an adjustment of 2.13%.
Lending interest rates in December 2025 showed an upward trend at most banks, reflecting pressure from rising deposit interest rates in the final months of the year.
Market
Interest rates in 2026 are projected to be highly differentiated, with deposit rates potentially increasing by another 1%.
Vietcombank Securities (VCBS) forecasts that deposit interest rates in 2026 will face upward pressure of 0.7-1 percentage point, while lending interest rates will remain low.
Lending interest rates rose in November, with 3/4 of the Big4 banks joining the trend.
Average lending interest rates in November showed a widespread upward trend, with 15 out of 23 banks adjusting their rates upwards, including 3 members of the Big4 group.
Lending interest rates reduced by 2% for 3 million customers.
The government has issued a decision to reduce lending interest rates by 2% for 3 million customers affected by storms and floods, with the expected support amount exceeding 1.1 trillion VND.
Lowering interest rates on loans under some policy credit programs.
Deputy Prime Minister Ho Duc Phoc has just signed Decision No. 2553/QD-TTg dated November 21, 2025, on reducing lending interest rates for a number of policy credit programs implemented by the Bank...
Lowering interest rates on loans under some policy credit programs.
Deputy Prime Minister Ho Duc Phoc has just signed a Decision on adjusting and reducing lending interest rates for some policy credit programs at the Social Policy Bank.
Adjusting preferential loan interest rates for the Social Housing Loan Program.
According to Decree No. 261/2025, effective from October 10th, the preferential loan interest rate for purchasing or lease-purchasing social housing at the Social Policy Bank is 5.4% per year, a decrease compared to the previous rate of 6.6% per year...
Home loan interest rates at BIDV bank in October 2025
October 2, 2025 11:26
BIDV announced home loan interest rates for October 2025, offering a preferential rate of 5.5%/year for young customers under 35 years old and a standard loan package starting from 6.0%/year.
Home loan interest rates at MB Bank in October 2025
October 2, 2025 11:25
MB Bank's home loan interest rates for October 2025 are diverse, ranging from packages under 5 billion VND upwards, helping customers optimize costs and proactively plan their finances.
Home loan interest rates at Agribank in October 2025
October 2, 2025 11:25
Agribank's home loan interest rates in October 2025 start from only 5.5%/year, with loan limits up to 100% of capital needs and a maximum term of up to 40 years.
Home loan interest rates at Agribank in August 2025: Starting from only 5.5%/year for individual customers.
August 17, 2025 15:50
In August 2025, Agribank offered preferential interest rates for home loans starting from only 5.5% per year, with loan limits up to 100% of capital needs and a maximum term of 40 years.
Social housing prices in Hanoi have increased 3-4 times, and profiteering schemes are becoming increasingly sophisticated.
July 4, 2025 15:03
The price of social housing in Hanoi has increased three to four times in just a few years, while diplomatic quotas, fake documents, and other fraudulent schemes are becoming increasingly sophisticated.
VNREA proposes an unprecedented low-interest home loan package.
July 4, 2025 12:34
The Vietnam Real Estate Association (VNREA) has just proposed an unprecedented financial incentive package to address the pressure on social housing.
Young people buying homes will benefit from extremely low interest rates on social housing loans until the end of 2025.
July 3, 2025 10:50
The State Bank of Vietnam announced the application of an interest rate of 5.9% per year for loans to purchase social housing from July 1, 2025 to December 31, 2025, supporting young people under 35 years old and social housing projects...
Opportunity to own a home for under 2 billion VND in Dong Anh, Hanoi.
March 3, 2025 11:22
With the increasing demand for housing under 2 billion VND, Hanoi has launched the CT3 social housing project in the Kim Chung urban area, Dong Anh district. It is expected to provide 1,104 apartments with a selling price of approximately...
The interest rate for housing loans in 2025 is 4.7% per annum.
December 24, 2024 21:39
The interest rate for housing loans in 2025 is set at 4.7% per annum, applicable to outstanding loan balances under current regulations.
The Prime Minister directed that lending interest rates be further reduced to remove difficulties for businesses.
July 16, 2023 11:55
The Prime Minister requested the banking sector to continue reducing interest rates, especially lending rates, creating favorable conditions for businesses to focus on overcoming difficulties, recovering, and developing plans...
Lowering the policy interest rate: The basis for banks to lower deposit and lending interest rates.
June 18, 2023 10:25
For the fourth time since the beginning of the year, the State Bank of Vietnam (SBV) has lowered its policy interest rate, which is expected to stimulate the currently weak capital absorption capacity of businesses and the economy.
How will interest rates for real estate loans under the VND 120 trillion package be adjusted?
April 2, 2023 06:45
It is expected that by June 30th, the lending interest rate during the support period will be 8.2%/year for homebuyers and 8.7%/year for developers, and will be adjusted periodically every 6 months.
Voters in Ky Son district have proposed reducing preferential loan interest rates for disadvantaged households.
July 20, 2022 14:24
(Baonghean.vn) - Voters in Ky Son district have petitioned the Provincial People's Committee to request the Social Policy Bank to reduce preferential interest rates. They argue that the current loan rate for poor households is 0.55% per year, and for near-poor households it is...
BAC A BANK launches 'Super preferential loan interest rate package' with a limit of 3,000 billion VND.
May 20, 2021 09:14
(Baonghean.vn) - With a total credit limit of up to 3,000 billion VND and many attractive terms, BAC A BANK's "Super preferential loan interest rate package for corporate customers" is expected to...
Home loan interest rates are at their lowest levels in years.
March 26, 2021 06:54
While many banks have reduced interest rates, some have increased them for home loans. Currently, the lowest preferential interest rate for home loans is 5.99% per year and the highest is 9.5% per year.
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