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loan interest rates
Updated news related to loan interest rates
Home loan interest rate at Agribank in August 2025: Only from 5.5%/year for individual customers
In August 2025, Agribank's preferential home loan interest rate is only from 5.5%/year, loan limit up to 100% of capital needs, maximum term of 40 years.
Market
Social housing prices in Hanoi have increased 3-4 times, profiteering methods are increasingly sophisticated.
Social housing prices in Hanoi have increased 3-4 times in just a few years, while diplomatic quotas, fake documents and profiteering tricks are becoming increasingly sophisticated.
VNREA proposes unprecedented low interest home loan package
The Vietnam Real Estate Association (VNREA) has just proposed an unprecedented financial incentive policy package to address pressure on social housing.
Young home buyers enjoy extremely low interest rates on social housing loans until the end of 2025.
The State Bank of Vietnam announced the application of an interest rate of 5.9%/year for loans to buy social housing from July 1, 2025 to December 31, 2025, supporting young people under 35 years old and social housing projects, workers, and renovation of old apartments.
Opportunity to own a house under 2 billion VND in Dong Anh, Hanoi
The demand for housing under 2 billion VND is increasing, Hanoi has implemented the CT3 social housing project in Kim Chung urban area, Dong Anh. It is expected to provide 1,104 apartments with a selling price of about 18.4 million VND/m².
Housing loan interest rate in 2025 is 4.7%/year
The housing loan interest rate in 2025 is set at 4.7%/year, applied to outstanding loans according to current regulations.
The Prime Minister directed to continue reducing loan interest rates and removing difficulties for businesses.
The Prime Minister requested the banking sector to continue reducing interest rates, especially lending rates, and create conditions for businesses to focus on overcoming difficulties, recovering, and building long-term business plans.
Reducing operating interest rates: Basis for banks to lower deposit and lending interest rates
June 18, 2023 10:25
For the fourth time since the beginning of the year, the State Bank of Vietnam (SBV) has lowered its operating interest rate, which is expected to stimulate the weak capital absorption capacity of businesses and the economy.
How will the real estate loan interest rate of the 120,000 billion VND package be adjusted?
April 2, 2023 06:45
It is expected that by June 30, the loan interest rate during the support period will be 8.2%/year for home buyers, 8.7%/year for investors and will be adjusted periodically every 6 months.
Ky Son voters propose to reduce preferential loan interest rates for households in difficult circumstances
July 20, 2022 14:24
(Baonghean.vn) - Voters of Ky Son district requested the Provincial People's Committee to consult the Social Policy Bank to reduce preferential interest rates. Because the current loan rate for poor households is 0.55%/year, for near-poor households is 0.66%/year, and for households escaping poverty is 0.68%/year, which is still high compared to the payment capacity of households in difficult circumstances.
BAC A BANK launches 'Super preferential loan interest rate package' with a limit of 3,000 billion VND
May 20, 2021 09:14
(Baonghean.vn) - With a total credit limit of up to 3,000 billion VND and many attractive terms, BAC A BANK's "Super preferential loan interest rate package for corporate customers" is expected to help businesses make necessary breakthroughs in the current difficult period.
Home loan interest rates are at their lowest level in years.
March 26, 2021 06:54
While many banks have reduced their interest rates, some banks have increased their home loan interest rates. Currently, the lowest preferential interest rate for home loans is 5.99%/year and the highest is 9.5%/year.
Outstanding real estate credit continues to increase
March 12, 2021 07:46
According to statistics, bank credit for real estate loans is still growing, showing that the market has not seen any sudden shifts in other investment capital flows. Despite the impact of the Covid-19 pandemic, outstanding real estate credit continues to increase.
VietinBank Party Committee, Vinh City Branch: Consider corporate culture as the foundation for development
May 17, 2020 08:18
(Baonghean) - Promoting the achievements of the 2015 - 2020 term, the 7th Party Congress of Vietnam Joint Stock Commercial Bank for Industry and Trade - Vinh City Branch, term 2020 - 2025, identified building corporate culture as one of the top priorities.
Savings interest rate ceiling reduced to 5%
November 19, 2019 10:10
From today (November 19), banks are not allowed to mobilize short-term deposits with interest rates above 5%.
Prime Minister approves interest rate framework for loans to buy social housing
January 31, 2019 06:46
Prime Minister Nguyen Xuan Phuc has just signed and promulgated the preferential loan interest rate framework at the Vietnam Bank for Social Policies for those who buy, lease-purchase social housing; build new houses or renovate and repair houses in the 2019-2020 period.
Additional 3,000 billion VND for social housing projects
June 22, 2018 10:01
The Ministry of Construction has just proposed to the Prime Minister to add an additional 3,000 billion VND to implement social housing projects until 2020 to speed up the progress of 206 projects that are lacking capital.
Detailed information about subjects and social housing loan applications with 4.8% interest rate
April 12, 2018 08:19
The Policy Bank has officially announced details of loan interest rates and some preferential loan procedures for purchasing social housing; building new or renovating and repairing houses for living according to Decree No. 100 of the Government. In 2018, 1,000 billion VND will be disbursed and allocated to provinces and cities...
Truck carrying giant tree shows signs of violating the law; Interest rate for social housing loans is 4.8%/year
April 7, 2018 07:21
(Baonghean.vn) - Clarifying the reflection of the truck carrying 'huge' trees showing signs of violating the law; Interest rate for loans to buy social housing is 4.8%/year; The Prime Minister established a working group on public service inspection; Discussing solutions to promote land concentration;... are the outstanding directions and operations of the Government and the Prime Minister last week.
Interest rate for social housing loans is 4.8%/year
April 5, 2018 06:20
If late in payment, the borrower will have to pay overdue interest of 130%.
Real estate prices are rising rapidly, banks are tightening real estate loans.
March 31, 2018 06:32
Interest rates for loans to buy, build, and repair homes are increasing. Banks are also gradually tightening preferential loan conditions, so borrowers are also afraid of high interest rates.
Interest rate for social housing loans is 5%/year
January 25, 2018 16:19
Deputy Prime Minister Vuong Dinh Hue has just signed Decision 117 deciding on preferential loan interest rates for loans to buy social housing.
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