Agribank interest rates in October 2025
Agribank's deposit interest rates in October 2025 remained stable, ranging from 2.1% to 4.8% per year, with the highest rate for 24-month terms for individual customers.
Savings interest rates applicable to individual customers as of October 2025.
In October 2025, the Vietnam Agricultural and Rural Development Bank (Agribank) maintained a savings deposit interest rate range of 2.1% – 4.8% per year for individual customers depositing directly at the counter. This is a stable interest rate, consistent with market trends, helping depositors optimize their savings.
For terms of 1-2 months, Agribank is applying an interest rate of 2.1%/year, while terms of 3-5 months enjoy a rate of 2.4%/year. Deposits with terms of 6-11 months are listed at 3.5%/year, offering a balanced option between flexibility and profitability.
For term deposits of 12-18 months, customers enjoy an interest rate of 4.7%/year, while the 24-month term currently offers the highest rate at 4.8%/year. For non-term accounts, Agribank applies an interest rate of 0.2%/year.
Agribank's deposit interest rate table for individual customers in October 2025.
| Term | VND |
| No term | 0.2% |
| 1 month | 2.1% |
| 2 Months | 2.1% |
| 3 Months | 2.4% |
| 4 Months | 2.4% |
| 5 Months | 2.4% |
| 6 Months | 3.5% |
| 7 Months | 3.5% |
| 8 Months | 3.5% |
| 9 Months | 3.5% |
| 10 Months | 3.5% |
| 11 Months | 3.5% |
| 12 Months | 4.7% |
| 13 Months | 4.7% |
| 15 Months | 4.7% |
| 18 Months | 4.7% |
| 24 Months | 4.8% |
| Payment deposit | 0.2% |
Source: Agribank.
Agribank's deposit interest rates for businesses in October 2025 remain stable.
In October 2025, Agribank maintained its deposit interest rates for corporate customers, ranging from 2.1% to 4.5% per year. This is the same interest rate level that the bank has kept unchanged since the adjustment at the end of 2024.
Agribank's deposit interest rate table for corporate customers, updated October 2025:
| Term | VND |
| No term | 0.2% |
| 1 month | 2.1% |
| 2 Months | 2.1% |
| 3 Months | 2.4% |
| 4 Months | 2.4% |
| 5 Months | 2.4% |
| 6 Months | 3.4% |
| 7 Months | 3.4% |
| 8 Months | 3.4% |
| 9 Months | 3.4% |
| 10 Months | 3.4% |
| 11 Months | 3.4% |
| 12 Months | 4.5% |
| 13 Months | 4.5% |
| 15 Months | 4.5% |
| 18 Months | 4.5% |
| 24 Months | 4.5% |
| Payment deposit | 0.2% |
Source: Agribank
