BIDV bank interest rates March 2025

Savings interest rates for individual customers

In March 2025, BIDV maintained savings interest rates in the range of 1.7% - 4.8%/year, applied to terms from 1 month to 36 months, in the form of receiving interest at the end of the term. Specifically:

1 month and 2 month terms: 1.7%/year (unchanged from last month).

3-month and 5-month terms: 2%/year.

6-month and 9-month terms: 3%/year.

Term 12 months to 18 months: 4.7%/year.

24-month and 36-month terms: 4.8%/year (up 0.1 percentage point compared to the previous month).

Non-term deposits: 0.1%/year.

Interest rates for corporate customers

Similar to individual customers, BIDV also maintained stable interest rates for corporate customers in March 2025, ranging from 1.6% - 4.2%/year, applied for terms from 1 month to 60 months in the form of receiving interest at the end of the term. Interest rate details:

1 month and 2 month terms: 1.6%/year.

Term 3 months to 5 months: 1.9%/year.

Term 6 months to 11 months: 2.9%/year.

Term from 12 months to 60 months: 4.2%/year.

Non-term deposits: 0.2%/year.

Compare BIDV interest rates with other banks

At the same time, some other banks also have similar or lower interest rates:

VietinBank:Apply interest rate of 4.8%/year for terms of 24 months or more.

Vietcombank:The highest interest rate is 4.7%/year for terms from 24 months to 60 months.

Agribank:The highest interest rate is 4.8%/year for a 24-month term.

Compared to the general level, BIDV's interest rates remain stable and competitive for long terms. In particular, the 4.8%/year rate applied for 24-month and 36-month terms is BIDV's highest rate this month, helping to increase attractiveness for customers with long-term deposit needs.

However, BIDV's short-term interest rates do not have many advantages compared to other banks such as VietinBank, Agribank or MB Bank. Therefore, customers should consider choosing the right bank based on their financial goals and savings deposit period.