BIDV bank interest rates March 2025

Savings interest rates for individual customers

In March 2025, BIDV maintained savings interest rates in the range of 1.7% - 4.8%/year, applied to terms from 1 month to 36 months, in the form of receiving interest at the end of the term. Specifically:

1 month and 2 month terms: 1.7%/year (unchanged from last month).

3 month and 5 month terms: 2%/year.

6 month and 9 month terms: 3%/year.

Term 12 months to 18 months: 4.7%/year.

24-month and 36-month terms: 4.8%/year (up 0.1 percentage point compared to last month).

Non-term deposits: 0.1%/year.

Interest rates for corporate customers

Similar to individual customers, BIDV also maintained stable interest rates for corporate customers in March 2025, ranging from 1.6% - 4.2%/year, applied for terms from 1 month to 60 months in the form of receiving interest at the end of the term. Interest rate details:

1 month and 2 month terms: 1.6%/year.

Term 3 months to 5 months: 1.9%/year.

Term 6 months to 11 months: 2.9%/year.

Term from 12 months to 60 months: 4.2%/year.

Non-term deposits: 0.2%/year.

Compare BIDV interest rates with other banks

At the same time, some other banks also have similar or lower interest rates:​

VietinBank:Apply interest rate of 4.8%/year for terms of 24 months or more.

Vietcombank:The highest interest rate is 4.7%/year for terms from 24 months to 60 months.

Agribank:The highest interest rate is 4.8%/year for a 24-month term.

Compared to the general level, BIDV's interest rates remain stable and competitive for long terms. In particular, the 4.8%/year rate applied for 24-month and 36-month terms is BIDV's highest rate this month, helping to increase attractiveness for customers with long-term deposit needs.

However, BIDV's short-term interest rates do not have many advantages compared to other banks such as VietinBank, Agribank or MB Bank. Therefore, customers should consider choosing a suitable bank based on their financial goals and savings deposit period.