BIDV Bank interest rates in March 2025
BIDV Bank's interest rates for March 2025 have been adjusted upwards for longer terms of 24 and 36 months. Otherwise, the BIDV Bank interest rate schedule remains largely unchanged compared to the previous month.
Savings interest rates for individual customers
In March 2025, BIDV maintained savings deposit interest rates in the range of 1.7% - 4.8% per year, applicable to terms from 1 month to 36 months, with interest paid at the end of the term. Specifically:
1-month and 2-month terms: 1.7%/year (unchanged from the previous month).
3-month and 5-month terms: 2% per year.
6-month and 9-month terms: 3% per year.
Interest rate for terms of 12 to 18 months: 4.7% per year.
24-month and 36-month terms: 4.8%/year (up 0.1 percentage point compared to the previous month).
Demand deposits: 0.1% per year.
Deposit interest rates for corporate customers
Similar to individual customers, BIDV also maintained stable interest rates for corporate customers in March 2025, ranging from 1.6% to 4.2% per year, applicable to terms from 1 month to 60 months with interest paid at the end of the term. Details of interest rates:
Interest rate for 1-month and 2-month terms: 1.6% per year.
Interest rate for terms of 3 to 5 months: 1.9% per year.
Interest rate for terms of 6 to 11 months: 2.9% per year.
Interest rate for terms from 12 months to 60 months: 4.2% per year.
Demand deposits: 0.2% per year.
Compare BIDV's interest rates with those of other banks.
At the same time, several other banks also offered similar or lower interest rates:
VietinBank:An interest rate of 4.8% per annum applies to terms of 24 months or more.
Vietcombank:The highest interest rate is 4.7% per year for terms ranging from 24 months to 60 months.
Agribank:The highest interest rate reached 4.8% per annum for a 24-month term.
Compared to the general market, BIDV's interest rates remain stable and competitive for long-term deposits. In particular, the 4.8%/year rate applied to 24-month and 36-month terms is the highest offered by BIDV this month, increasing its attractiveness for customers needing long-term deposits.
However, BIDV's interest rates for short-term deposits are not as advantageous compared to other banks such as VietinBank, Agribank, or MB Bank. Therefore, customers should consider choosing a suitable bank based on their financial goals and deposit term.
