MB bank interest rates March 2025

Interest rates for individual customers

MB applies two deposit limits for individual customers: under 1 billion VND and from 1 billion VND or more.

With a limit of less than 1 billion VND,Savings interest rates range from 3.2%/year to 5.7%/year, applicable for terms from 1 month to 60 months, with interest paid at the end of the term. Specifically:

1 month and 2 month terms: interest rates are 3.2%/year and 3.3%/year respectively.

Term 3 - 5 months: interest rate 3.6%/year.

Term 6 - 11 months: interest rate 4.2%/year.

Term 12 - 18 months: interest rate 4.95%/year.

Term 24 - 60 months: interest rate 5.7%/year.

In addition, MB offers other flexible interest payment methods such as prepayment with interest rates from 3.19%/year to 5.11%/year, and monthly interest payment with interest rates from 3.57%/year to 5.41%/year.

For limits of 1 billion VND or more,Interest rates range from 3.3%/year to 5.7%/year, specifically:

1 month term: interest rate 3.3%/year.

2-month term: interest rate 3.4%/year.

Term 3 - 5 months: interest rate 3.7%/year.

Term 6 - 11 months: interest rate 4.3%/year.

Term 12 - 18 months: interest rate 5.0%/year.

Term 24 - 60 months: interest rate 5.7%/year.

Other interest payment options for this facility include prepayment with interest rates ranging from 3.29%/year to 5.11%/year, and monthly interest payments with interest rates ranging from 3.67%/year to 5.41%/year.​

In particular, at branches in the Central and Southern regions, MB increased by 0.1 percentage points for terms of 24 months or more, helping customers in this region enjoy interest rates of up to 5.8%/year.

Interest rates for economic organizations

MB maintains deposit interest rates for economic organizations in the range of 3.0%/year to 5.5%/year, applied for terms from 1 month to 60 months, with interest paid in arrears. The highest interest rate of 5.5%/year is applied for term deposits from 36 months to 60 months.

MB applies interest rates of 0.1%/year and 0.5%/year for demand deposits and short-term deposits from 1 week to 3 weeks, respectively.

Note: Interest rate information may change over time. Customers should contact MB Bank directly or visit the official website for the latest information.