Vietcombank interest rates September 2025
Updated Vietcombank deposit interest rates for September 2025, ranging from 0.2% to 4.7%/year for individual and corporate customers, applicable at counters and online.
Savings interest rates applied to new individual customers in September 2025
According to the update in early September 2025, Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank) announced the interest rate table for deposits at the counter for individual customers, ranging from 0.2% to 4.7%/year with the form of receiving interest at the end of the term.
In the short-term group, deposits under 7 to 14 days currently apply the interest rate of 0.2%/year. Deposits with terms from 1 to 2 months enjoy an interest rate of 1.6%/year; 3-month terms are at 1.9%/year. For average terms of 6 and 9 months, Vietcombank applies a common rate of 2.9%/year. Notably, the 12-month term currently has an interest rate of 4.6%/year, suitable for customers who want to save safely for a longer period.
The highest interest rate that Vietcombank lists for individual customers depositing at the counter is currently 4.7%/year, applied to savings with terms from 24 to 60 months.
Vietcombank deposit interest rates for individual customers
| Term | Interest rate |
| No term | 0.10% |
| 7 days | 0.20% |
| 14 days | 0.20% |
| 1 month | 1.60% |
| 2 months | 1.60% |
| 3 months | 1.90% |
| 6 months | 2.90% |
| 9 months | 2.90% |
| 12 months | 4.60% |
| 24 months | 4.70% |
| 36 months | 4.70% |
| 48 months | 4.70% |
| 60 months | 4.70% |
Source: Vietcombank
In addition to saving at the counter, Vietcombank also offers online money deposit services via digital banking applications. Individual customers who choose this form enjoy the same interest rate as direct deposits, ranging from 0.2% to 4.7%/year depending on the term.
Vietcombank online deposit interest rate table
| Term | Interest rate |
| 14 days | 0.20% |
| 1 month | 1.60% |
| 3 months | 1.90% |
| 6 months | 2.90% |
| 9 months | 2.90% |
| 12 months | 4.60% |
| 24 months | 4.70% |
Source: Vietcombank
Vietcombank's interest rates for businesses in August 2025
Entering August 2025, Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank) continues to implement the mobilization interest rate schedule for corporate customers, with the rate ranging from 0.2% to 4.2%/year. The specific interest rate is adjusted according to the deposit term and type of corporate deposit product, including both term and non-term deposits.
| Term | Interest rate |
| No term | 0.2% |
| 1 month | 1.5% |
| 2 months | 1.5% |
| 3 months | 1.8% |
| 6 months | 2.8% |
| 9 months | 2.8% |
| 12 months | 4.1% |
| 24 months | 4.2% |
| 36 months | 4.2% |
| 48 months | 4.2% |
| 60 months | 4.2% |
Source: Vietcombank
