Vietcombank interest rates in September 2025
Updated Vietcombank deposit interest rates for September 2025, ranging from 0.2% to 4.7% per year for individual and corporate customers, applicable at the counter and online.
Savings interest rates applicable to individual customers as of September 2025.
According to an update in early September 2025, Vietnam Foreign Trade Commercial Bank (Vietcombank) announced its over-the-counter deposit interest rates for individual customers, ranging from 0.2% to 4.7% per year, with interest paid at the end of the term.
In the short-term group, deposits under 7 to 14 days currently offer an interest rate of 0.2%/year. Deposits with terms of 1 to 2 months enjoy an interest rate of 1.6%/year; 3-month terms are at 1.9%/year. For medium terms of 6 and 9 months, Vietcombank applies a common rate of 2.9%/year. Notably, the 12-month term currently has an interest rate of 4.6%/year, suitable for customers who want to deposit savings safely for a longer period.
The highest interest rate that Vietcombank offers to individual customers depositing at the counter is currently 4.7% per year, applicable to savings accounts with terms from 24 to 60 months.
Vietcombank's deposit interest rate table for individual customers.
| Term | Interest rate |
| No term | 0.10% |
| 7 days | 0.20% |
| 14 days | 0.20% |
| 1 month | 1.60% |
| 2 months | 1.60% |
| 3 months | 1.90% |
| 6 months | 2.90% |
| 9 months | 2.90% |
| 12 months | 4.60% |
| 24 months | 4.70% |
| 36 months | 4.70% |
| 48 months | 4.70% |
| 60 months | 4.70% |
Source: Vietcombank
In addition to depositing savings at the counter, Vietcombank also offers online deposit services through its digital banking application. Individual customers who choose this method enjoy the same interest rates as direct deposits, ranging from 0.2% to 4.7% per year depending on the term.
Vietcombank Online Deposit Interest Rate Table
| Term | Interest rate |
| 14 days | 0.20% |
| 1 month | 1.60% |
| 3 months | 1.90% |
| 6 months | 2.90% |
| 9 months | 2.90% |
| 12 months | 4.60% |
| 24 months | 4.70% |
Source: Vietcombank
Vietcombank's deposit interest rates for businesses in August 2025
Entering August 2025, Vietnam Foreign Trade Commercial Bank (Vietcombank) continues to implement its deposit interest rate schedule for corporate customers, with rates ranging from 0.2% to 4.2% per year. The specific interest rate is adjusted according to the deposit term and type of corporate deposit product, including both time deposits and demand deposits.
| Term | Interest rate |
| No term | 0.2% |
| 1 month | 1.5% |
| 2 months | 1.5% |
| 3 months | 1.8% |
| 6 months | 2.8% |
| 9 months | 2.8% |
| 12 months | 4.1% |
| 24 months | 4.2% |
| 36 months | 4.2% |
| 48 months | 4.2% |
| 60 months | 4.2% |
Source: Vietcombank
