VietinBank interest rates in March 2025

Interest rates for individual customers

VietinBank offers savings interest rates for individual customers with interest paid at the end of the term, ranging from 1.7%/year to 4.8%/year, depending on the deposit term. Specifically:

For terms from 1 month to less than 3 months: interest rate 1.7%/year.

For terms from 3 months to less than 6 months: interest rate 2.0%/year.

For terms from 6 months to less than 12 months: interest rate 3.0%/year.

For terms from 12 months to less than 24 months: interest rate 4.7%/year.

For terms of 24 months or more: interest rate is 4.8% per year.

Additionally, demand deposits and deposits with maturities of less than one month are currently offered at interest rates of 0.1% per annum and 0.2% per annum, respectively.

Interest rates for institutional clients

VietinBank also maintains deposit interest rates for institutional customers in the range of 1.6%/year to 4.2%/year, applicable to terms from 1 month to over 36 months, with interest paid at the end of the term. Specifically:

For terms from 1 month to less than 3 months: interest rate 1.6%/year.

For terms from 3 months to less than 6 months: interest rate 1.9%/year.

For terms from 6 months to less than 12 months: interest rate 2.9%/year.

For terms of 12 months or more: interest rate is 4.2% per year.

Notably, demand deposits and term deposits of less than one month for institutional clients in March 2025 will enjoy an unchanged savings interest rate of 0.2% per annum.

Comparison with other banks in March 2025

Agribank:Savings interest rates range from 2.2% to 4.8% per year. Specifically, the rate for 1 and 2-month terms is 2.2% per year, for 3-5 month terms it is 2.5% per year, for 6-11 month terms it is 3.5% per year, for 12-18 month terms it is 4.7% per year, and for 24-month terms it is 4.8% per year.

MB Bank:Savings interest rates for individual customers with deposit limits under 1 billion VND range from 3.1% to 5.5% per year. Specifically, the rate is 3.1% per year for a 1-month term, 3.3% per year for a 3-month term, 4.2% per year for a 6-month term, 5.2% per year for a 12-month term, and 5.5% per year for a 24-month term.

LPBank:Savings interest rates at the counter range from 3.1% to 5.5% per year. Specifically, the rate for a 1-month term is 3.1% per year, for a 3-month term is 3.3% per year, for a 6-month term is 4.2% per year, for a 12-month term is 5.2% per year, and for a 24-month term is 5.5% per year.

Compared to other banks, VietinBank's interest rates in March 2025 were at an average level.

Although interest rates for short-term deposits (1-3 months) are lower than some banks like MB Bank and LPBank, VietinBank's interest rates for long-term deposits (12 months or more) are equivalent to or higher than Agribank's and lower than MB Bank and LPBank's.

Customers should carefully consider their needs and deposit terms to choose the most suitable bank, in order to optimize their financial benefits.