VietinBank interest rates March 2025

Interest rates for individual customers

VietinBank applies savings interest rates for individual customers with the form of receiving interest at the end of the term, ranging from 1.7%/year to 4.8%/year, depending on the deposit term. Specifically:

Term from 1 month to less than 3 months: interest rate 1.7%/year.

Term from 3 months to less than 6 months: interest rate 2.0%/year.

Term from 6 months to less than 12 months: interest rate 3.0%/year.

Term from 12 months to less than 24 months: interest rate 4.7%/year.

Term from 24 months or more: interest rate 4.8%/year.

In addition, demand deposits and term deposits of less than 1 month are currently maintaining interest rates of 0.1%/year and 0.2%/year, respectively.

Interest rates for institutional clients

VietinBank also maintains interest rates for institutional customers ranging from 1.6%/year to 4.2%/year, applied to terms from 1 month to over 36 months, with interest paid at the end of the term. Specifically:

Term from 1 month to less than 3 months: interest rate 1.6%/year.

Term from 3 months to less than 6 months: interest rate 1.9%/year.

Term from 6 months to less than 12 months: interest rate 2.9%/year.

Term from 12 months or more: interest rate 4.2%/year.

Notably, demand deposits and term deposits of less than 1 month for institutional customers in March 2025 will enjoy an unchanged savings interest rate of 0.2%/year.

Comparison with other banks in March 2025

Agribank:Savings interest rates range from 2.2% to 4.8% per year. Specifically, 1 and 2 month terms are 2.2% per year, 3-5 month terms are 2.5% per year, 6-11 month terms are 3.5% per year, 12-18 month terms are 4.7% per year, and 24 month terms are 4.8% per year.

MB Bank:Savings interest rates for individual customers with deposits of less than VND1 billion range from 3.1% to 5.5% per year. Specifically, the 1-month term is 3.1% per year, the 3-month term is 3.3% per year, the 6-month term is 4.2% per year, the 12-month term is 5.2% per year, and the 24-month term is 5.5% per year.

LPBank:The interest rate for savings at the counter ranges from 3.1% to 5.5% per year. Specifically, the 1-month term is 3.1% per year, the 3-month term is 3.3% per year, the 6-month term is 4.2% per year, the 12-month term is 5.2% per year, and the 24-month term is 5.5% per year.

Compared to other banks, VietinBank's interest rates in March 2025 are at an average level.

Although the interest rates for short-term terms (1-3 months) are lower than some banks such as MB Bank and LPBank, the interest rates for long-term terms (12 months or more) of VietinBank are equivalent to or higher than Agribank and lower than MB Bank and LPBank.

Customers should carefully consider their needs and savings term to choose a suitable bank to optimize financial benefits.