HDBank's over-the-counter and online deposit interest rates for May 2025.
What are the interest rates at HDBank in May 2025? Check the latest HDBank savings deposit interest rate table for both in-store and online deposits.
HDBank's over-the-counter deposit interest rates in May 2025.
According to the interest rate schedule updated on May 6th, Ho Chi Minh City Development Commercial Bank (HDBank) maintains the same interest rates for individual customers with interest paid at the end of the term. The interest rate range is from 0.5% to 8.1% per year, depending on the term and deposit amount, effective from March 12th.
Short-term deposits, such as those for 1-2 months, are offered at an interest rate of 3.35% per year, while deposits for 3-5 months are slightly higher at 3.45% per year. These rates remain unchanged from the previous month.
For terms of 6 months, the interest rate has been raised to 5.20% per year. Terms from 7 to 11 months are currently listed at 4.60% per year.
Preferential interest rates for 12 and 13-month terms.
HDBank clearly distinguishes between two types of interest rates applicable to 12-month and 13-month terms, depending on the deposit limit:
With deposits exceeding 500 billion VND, customers can enjoy extremely high interest rates:
7.7% per year (12-month term)
8.1% per year (13-month term)
For deposits under 500 billion VND, the interest rates are as follows:
5.5% per year (12 months)
5.7%/year (13 months)
This is a significant difference, clearly demonstrating HDBank's preferential policy for customers with large capital resources.
Interest rates for longer terms of 15 to 36 months
Customers depositing money for 15-month and 18-month terms will enjoy interest rates of 5.9%/year and 6.0%/year respectively. Meanwhile, the 24-month and 36-month terms are maintained at 5.4%/year, unchanged from the previous announcement.
For ultra-short terms from 1 week to 3 weeks, interest rates remain at the lowest level of 0.5% per year, suitable for flexible deposits.
HDBank online deposit interest rates in May 2025
HDBank is currently offering higher savings interest rates for online deposits, ranging from 3.85% to 6.10% per year, applicable to terms from 1 month to 36 months.
Specifically:
Term 1-2 months: 3.85%/year
Term of 3-5 months: 3.95%/year
6-month term: 5.30%/year
12-month term: 5.60%/year
13-month term: 5.80%/year
15-month term: 6.00%/year
18-month term: 6.10%/year
24 & 36-month terms: 5.50%/year
Depositing money online not only offers better interest rates but is also convenient, easy to track, and eliminates the need to visit a bank branch in person.
