NCB's over-the-counter and online deposit interest rates for May 2025.

NCB Bank over-the-counter deposit interest rates in May 2025

As of May 2025, National Commercial Bank (NCB) continues to maintain the same deposit interest rates applied from March 5th, for individual customers depositing at the counter and receiving interest at the end of the term. The interest rate range is from 3.8% to 5.4% per year, depending on the term.

Specifically, short-term deposits such as 1 month, 2 months, and 3 months have interest rates of 3.8%, 3.9%, and 4.0% per year, respectively. Meanwhile, 4-month and 5-month deposits are offered at rates of 4.1% and 4.2% per year.

For deposits of 6 to 7 months, NCB maintains an interest rate of 5.05% per year. For deposits with a 9-month term, the interest rate is 5.15% per year, while for 10 and 11-month terms, the rates are 5.3% and 5.43% per year, respectively.

The 12-month term offers an interest rate of 5.3% per year. Notably, for terms of 13 months or more, customers depositing at the counter will receive a rate of 5.4% per year, the highest rate for traditional over-the-counter savings.

NCB Bank's online deposit interest rates for May 2025

For online savings deposits, NCB continues to apply a higher interest rate compared to deposits made at the counter, unchanged from the previous update.

Specifically, online deposit interest rates for terms from 1 month to 5 months range from 3.9% to 4.3% per year. Meanwhile, the group of terms from 6 months to 11 months are subject to interest rates from 5.25% to 5.45% per year – 0.2 to 0.3 percentage points higher than deposits made at the counter.

From the 12-month term onwards, NCB sets the highest interest rate at 5.5%/year for all terms up to 60 months. This is also the highest interest rate that the bank is offering in May 2025.