OCB's over-the-counter and online deposit interest rates for May 2025.
What are the interest rates at OCB Bank in May 2025? Check the latest updated interest rate table for savings deposits at branches and online at OCB.
OCB Bank's over-the-counter deposit interest rates in May 2025
In May 2025, Orient Commercial Bank (OCB) continued to adjust and reduce deposit interest rates across most maturities for individual customers. The current interest rate schedule, effective from April 25th, ranges from 3.8% to 5.6% per year, with interest paid at the end of the term.
Specifically, the interest rate for the 1-month term is set at 3.8%/year, a slight decrease compared to the previous period. The 2-month term increased slightly to 3.9%/year, but is still down 0.1 percentage point compared to the previous adjustment.
For deposit terms of 3-4 months, OCB currently applies an interest rate of 4.0%/year, also down 0.1 percentage point. The 5-month term has an interest rate of 4.4%/year.
For terms of 6 to 11 months, the bank reduced interest rates to 4.9% per year, compared to the previous rate of 5.0%. Meanwhile, for medium-term deposits of 12 to 15 months, the rate is set at 5.0% per year, after a 0.1% reduction.
For longer-term deposits such as 18, 21, and 24 months, OCB applies interest rates of 5.2%, 5.3%, and 5.4% per year, respectively. This represents a decrease of 0.2 percentage points compared to the previous period.
The highest interest rate at OCB currently is 5.6%/year, applicable to savings accounts with a term of 36 months or more, which has also been adjusted down by 0.2 percentage points.
OCB Bank's online deposit interest rates for May 2025
Online savings accounts at OCB in May 2025 also saw slight adjustments, with interest rates ranging from 4.2% to 5.6% per year. Generally, online deposits at OCB offer higher interest rates than deposits made at the counter, depending on the term and deposit amount.
Online interest rates are categorized into three types of deposits:
Under 100 million VND
From 100 million to under 500 million VND
Over 500 million VND
Depending on the specific credit limit and term, OCB will apply a more suitable interest rate to customers, but it will not exceed the ceiling set by the State Bank of Vietnam.
