SeABank's over-the-counter and online deposit interest rates for May 2025.

SeABank's over-the-counter deposit interest rates in May 2025.

In May 2025, SeABank applied a savings interest rate schedule for individual customers with terms from 1 to 36 months, ranging from 2.95% to 5.45% per year, calculated with interest paid at the end of the term. This interest rate schedule applies to both over-the-counter and online deposits.

For short-term deposits of 1 to 2 months, the bank maintains a stable interest rate of 2.95% per year. Meanwhile, savings accounts with terms of 3 to 5 months earn an interest rate of 3.45% per year.

Interest rates for terms of 6 to 11 months increase progressively over the deposit period:

6 months: 3.75%/year

7 months: 3.85%/year

8 months: 3.90%/year

9 months: 3.95%/year

10 months: 4.00%/year

11 months: 4.05%/year

12-month term deposits currently offer an interest rate of 4.5% per year. For 15-month terms, the interest rate increases to 5.25% per year, a significant difference compared to the average for other terms.

SeABank is currently offering the highest interest rate of 5.45% per year for term deposits of 18 months, 24 months, and 36 months. This is an attractive option for customers who need long-term deposits.

For ultra-short-term deposits such as 7 days, 14 days, and 21 days, SeABank applies the same interest rate of 0.5% per year, which is low but still beneficial for short-term working capital.