SHB's over-the-counter and online deposit interest rates for May 2025.

SHB Bank's over-the-counter deposit interest rates in May 2025

In May 2025, SHB continued to apply savings interest rates for individual customers in two clearly defined categories: under 2 billion VND and 2 billion VND or more. Interest rates are calculated at the end of the term and remain unchanged from the adjustment on March 5th.

For deposits under 2 billion VND, savings interest rates range from 3.3% to 5.5% per year. Specifically, the interest rate for 1-2 month terms is 3.3% per year, increasing to 3.6% per year for 3-5 month terms. The rate for 6-11 month terms is currently listed at 4.6% per year, while the 12-month term is 5.0% per year.

Customers depositing for a term of 13-18 months receive an interest rate of 5.1%/year, increasing to 5.2%/year for a 24-month term. The highest interest rate for over-the-counter depositors with amounts under 2 billion VND is 5.5%/year, applicable to terms of 36 months or more.

For deposits of 2 billion VND or more, SHB applies more preferential interest rates, ranging from 3.4% to 5.6% per year, depending on the term. This policy encourages customers with large capital to choose long-term savings at the bank.

For very short-term deposits of less than 1 month, SHB maintains interest rates at a low level of 0.5%/year, suitable for flexible, short-term capital needs.

SHB Bank online deposit interest rates in May 2025

SHB has not made any changes to its online savings deposit service this month. Interest rates range from 3.5% to 5.8% per year for terms from 1 to 36 months or more, slightly higher than deposits made at the counter for the same term.

In addition to regular savings products, SHB also offers many flexible product packages such as: Dai Loi Savings, Phat Loc Deposit Certificates, Smart Savings, and Love Savings for Children, to meet the diverse financial goals of customers.