Techcombank's over-the-counter and online deposit interest rates for May 2025.

Interest rates for over-the-counter deposits for individual customers at Techcombank in May 2025.

Techcombank has slightly increased savings interest rates for individual customers who regularly deposit at the counter, effective from April 29, 2025. Accordingly, the new interest rate range is from 3.05% to 4.55% per year, depending on the term and method of receiving interest.

Specifically, customers depositing money for a term of 1-2 months will receive an interest rate of 3.05% per year, with interest paid at the end of the term. For terms of 3-5 months, the interest rate is raised to 3.35% per year, an increase of 0.1 percentage point compared to the previous month.

For terms of 6-11 months, the applicable interest rate remains stable at 4.35% per year. For terms from 12 months to 36 months, Techcombank maintains the highest rate at 4.55% per year, with interest paid at the end of the term.

Interest rates for Priority and Private deposits

Techcombank currently offers preferential interest rates for high-end customer segments. Specifically, Priority customers enjoy interest rates ranging from 3.2% to 4.7% per year.

For Private clients (special individuals), the interest rate is higher, ranging from 3.25% to 4.75% per year, depending on the deposit term. All rates apply with interest paid at the end of the term.

Deposit interest rates for corporate customers

Techcombank has adjusted its deposit interest rate framework upwards for corporate customers. The increase ranges from 0.2 to 0.4 percentage points compared to the previous announcement.

Specifically, if the deposit is less than 5 billion VND, businesses will receive interest rates ranging from 2.8% to 4.6% per year, depending on the term and method of interest payment (paid in advance, periodically, or at the end of the term).

For deposits exceeding 5 billion VND, the interest rate is more favorable, ranging from 2.9% to 4.7% per year. Notably, the 36-month term offers the highest rate of 4.7% per year, with interest paid at the end of the term.

A quick comparison of different interest payment methods.

At Techcombank, customers can flexibly choose between the following options: paying interest upfront, paying interest monthly, or paying interest quarterly. For the same term, the interest rate paid at maturity is always the highest, followed by quarterly interest, and the lowest is the interest paid upfront.

For example, for a 12-month term:

Interest paid upfront: approximately 4.28% per year

Monthly interest rate: 4.40%/year

Final interest rate: 4.55%/year

This difference makes it easier for customers to choose the optimal option based on their cash flow needs.