Techcombank's counter and online deposit interest rates in May 2025

Counter deposit interest rates for individual customers of Techcombank in May 2025

Techcombank has slightly increased the savings interest rate for individual customers who regularly deposit at the counter, effective from April 29, 2025. Accordingly, the new interest rate range ranges from 3.05% to 4.55%/year, depending on the term and form of interest receipt.

Specifically, customers depositing money for a term of 1-2 months will enjoy an interest rate of 3.05%/year, with interest paid at the end of the term. From a term of 3-5 months, the interest rate will be raised to 3.35%/year, an increase of 0.1 percentage points compared to the previous month.

From 6 to 11 months, the interest rate is stable at 4.35%/year. For terms from 12 months to 36 months, Techcombank is maintaining the highest rate of 4.55%/year, with interest paid at the end of the term.

Deposit interest rates by Priority and Private segments

Techcombank is currently implementing preferential interest rates for high-end customer segments. Specifically, Priority customers enjoy interest rates ranging from 3.2% to 4.7%/year.

For Private customers (special individuals), the interest rate is higher, ranging from 3.25% to 4.75%/year, depending on the deposit term. All are applied in the form of receiving interest at the end of the term.

Interest rates on deposits for corporate customers

Techcombank adjusted the interest rate range for corporate customers. The increase was recorded from 0.2 - 0.4 percentage points compared to the previous announcement.

Specifically, if depositing less than 5 billion VND, businesses will enjoy interest rates from 2.8% to 4.6%/year, depending on the term and form of interest payment (prepayment, periodic or end-of-term payment).

In case of depositing over 5 billion VND, the interest rate is more preferential, ranging from 2.9% to 4.7%/year. In particular, the 36-month term is applied the highest rate of 4.7%/year, with interest paid at the end of the term.

Quick comparison of interest payment methods

At Techcombank, customers can flexibly choose between the following forms: prepayment, monthly payment or quarterly payment. With the same term, the interest rate paid at the end of the term is always the highest, followed by quarterly interest and the lowest is prepayment.

For example, at 12-month term:

Prepaid interest: about 4.28%/year

Monthly interest: 4.40%/year

Final interest: 4.55%/year

This difference helps customers easily choose the optimal option according to their cash flow needs.