Salary increase, contribution rate and benefits of health insurance will be like?
From July 1, 2018, the basic salary of employees will be adjusted up. This adjustment has a big impact on the contribution and benefit regulations in the field of social insurance and health insurance.
The increase in the basic salary from VND 1,300,000 to VND 1,390,000 from July 1, 2018 also leads to the adjustment of the contribution-benefit ratio of tens of millions of health insurance cardholders in the direction of increasing benefits.
Specifically, the health insurance premium for some subjects will increase from VND 58,500/month to VND 62,550/month (VND 1,390,000 x 4.5% (base salary)), including: People receiving monthly social security benefits, people with meritorious services to the revolution, veterans, children under 6 years old, poor people, households...
According to Vietnam Social Security, the increase in the basic salary helps health insurance cardholders enjoy more benefits, such as: The amount of co-payment for medical examination and treatment costs in the fiscal year as the basis for issuing the Certificate of non-co-payment in the year (6 months of basic salary) is adjusted to increase from 7.8 million VND to 8.34 million VND; The cost for one medical examination and treatment is lower than 15% of the basic salary: Adjusted to increase from 195,000 VND to 208,500 VND.
In addition, the total payment for medical supplies for one use of technical services not exceeding 45 months of basic salary will be adjusted to increase from VND 58.5 million to VND 62.55 million.
Also according to the adjustment of basic salary, from July 1, 2018, the one-time allowance when giving birth or adopting a child (hereinafter referred to as maternity allowance) will also increase compared to the current level.
According to Article 38 of the 2014 Law on Social Insurance, the one-time allowance for childbirth or adoption is stipulated as follows: Female employees giving birth or employees adopting children under 6 months old are entitled to a one-time allowance for each child equal to 2 times the basic salary in the month the female employee gives birth or the month the employee adopts the child.
In case of giving birth but only the father participates in social insurance, the father will receive a one-time allowance equal to 2 times the basic salary in the month of birth for each child.
