VTV MC reveals secret to saving at least 9 million VND/month to buy a house

MC Mai Trang shared the latest clip with the title: "Save at least 9 million VND per month by changing these habits".

At the beginning of the clip, Mai Trang said: "Earning a lot of money is meaningless if you don't know how to save and invest money."

Mai Trang's 8 ways to save and change habits to be able to spend at least 9 million/month without increasing her income are as follows:

Mai Trang was able to buy a car early thanks to proper financial management.

1. Forget about eating out, instead prepare yourself a portable lunch box. Limit eating at fancy places, emerging culinary locations and switch to eating home-cooked food.

Mai Trang said that cooking at home costs her about 80,000 VND a day. If she cooks for herself, she only spends about 2.4 million VND/month, saving about 1.2 million VND compared to eating out and getting clean food, to her liking.

2. Instead of using ride-hailing apps on smartphones, people should choose to travel by motorbike.

Mai Trang calculated that if you use outside means of transport, it will cost at least 1.8 million VND/month, while driving your own motorbike will only cost about 400,000 - 500,000 VND/month for gas. You will save about 1.3-1.4 million VND/month.

3. Give up fast fashion. Don’t spend a lot of money on cheap clothes or chasing after brands, but buy necessary, quality items. She affirmed that buying clothes without thinking was also a “mistake” she made many years ago and this change helped her save 2-5 million VND/month.

4. Sharing living space with others can save at least 3 million VND per month. How to live peacefully with your roommate? Mai Trang suggests setting up scientific rules to follow together.

5. Don't buy too many things at home. Stop the habit of buying everything you see online, it's a waste. This also makes you tired because you have to clean up. Doing this can save at least 1-1.5 million VND/month.

6. Take advantage of your own home space to work out at the gym. Don't buy a fancy gym membership and then waste it. You can take advantage of spaces like parks to jog and exercise every day. This can help you save about 500,000 - 1,000,000 VND/month.

7. Don't waste money on unnecessary fines such as: Being late for work and having your salary deducted, being fined for breaking the law or not taking care of your health causing you to get sick... Build a proactive lifestyle to avoid fines, exercise daily, eat scientifically to take care of your health, stay physically healthy...

8. Limit gatherings, meeting and chatting with friends day after day. Reduce the amount of money spent on tea, coffee, and snacks for each meeting, spend time reading books, and improve your knowledge to help you change yourself and save about 2.4 million VND per month.

In addition, there are 2 things Trang wants to share:

1. You will never save 9 million VND/month if you do not change your thinking that a salary of 3-5 million VND is only temporary, that you will quickly earn more money, become richer, and certainly the amount of money you save each month will be more than the amount you are currently earning.

How you speak affects how you think; how you think affects what you do; and what you do is who you are.

2. If your income has not reached 9 million/month, what you should do is invest in yourself to increase your income, not save.

A poor man will remain poor if he tries to save on the little he has. To escape poverty, one must change one's own destiny.

What Mai Trang is doing makes her happy because it is “The journey of transformation from me telling myself to me telling everyone and finally us telling each other has begun to bathe in positivity every day”.

Mai Trang has an attractive figure and healthy physique thanks to hard work.

Mai Trang (born 1992), is a familiar face of the Morning Coffee program with VTV3, in addition, she has hosted Muon mau showbiz, Gap hoi Dong Tay, Dieu uoc thu 7, Duong len dinh Olympia final...

Mai Trang was once famous for her academic achievements as a former student of Hanoi - Amsterdam High School for the Gifted and a former student of Hanoi Foreign Trade University. She also inspired and encouraged many people about organ donation. What is special here is that the beauty not only donated her corneas but she registered to donate all her body parts that could be donated such as: kidneys, pancreas, heart, liver, bones, lungs, skin, cartilage, tendons, blood vessels, corneas...