'Rain of incentives' and unique features from 2 completely new credit card lines of Bac A Bank

With outstanding features such as accumulating points and refunding cash, along with many attractive, unique and classy incentives, BAC A BANK MasterCard Rewards Gold and BAC A BANK MasterCard Cashback Platinum are not only solutions to help customers manage their finances effectively, flexibly and proactively in personal spending; but also bring a series of "huge" incentives when traveling and relaxing at attractive destinations, with global travel insurance and emergency support services always ready to serve.

BAC A BANK Keep a bright mind to reach far and wide. Photo: BAB

The optimal, safe and convenient cashless payment solution

On the morning of March 21, 2023, in Hanoi, Bac A Commercial Joint Stock Bank successfully organized the Launching Ceremony of BAC A BANK MasterCard International Credit Card, with the participation and special attention of hundreds of guests and close partners. Accordingly, the international credit card issued includes 2 card classes: BAC A BANK MasterCard Rewards Gold and BAC A BANK MasterCard Cashback Platinum, capable of meeting the increasingly diverse and flexible spending needs of customers.

BAC A BANK MasterCard international credit cardholders will enjoy many competitive and attractive policies on fees and interest rates such as: Free card issuance, free first-year annual fee, free interest payment for up to 45 days, or 0% interest installment payment with flexible terms of up to 12 months. Exemption of most fees will bring cardholders more useful and practical experiences. Customers can comfortably and confidently use BAC A BANK international credit cards to meet their personal financial needs, while still being able to take advantage of cash flow to optimize costs.

With a high discount rate, BAC A BANK MasterCard Cashback Platinum cardholders benefit from a maximum cashback incentive of up to VND6 million/year. Photo: BAB

In addition to the fee privileges, customers also experience the most modern contactless card payment technology today. Just by placing, touching or waving the card on a POS/mPOS machine with contactless payment feature, the cardholder only takes a few seconds to complete the transaction. Obviously, thanks to owning a credit card, spending and paying without cash becomes simpler, in line with current consumer trends, especially for young people.

In addition, it is impossible not to mention the 3D Secure 2.0 security feature, which helps authenticate and ensure that online transactions made via BAC A BANK MasterCard international credit cards are always safe, effective, and minimize the risks of counterfeiting and information theft... Moreover, customers can completely use the card management feature on BAC A BANK Internet & Mobile Banking such as: Activating cards, locking/unlocking cards, paying outstanding debts, querying transactions... conveniently, saving time and minimizing procedures at the transaction counter.

“With the launch of an international credit card and a potential internal platform, BAC A BANK hopes to work closely with its partner MasterCard, contributing to the creation of a global value chain, promoting the trend of digital payments more strongly and bringing many useful solutions for the benefit of consumers.”– Ms. Vu Thanh Thuy, Deputy Director of Retail Banking Division of BAC A BANK, spoke at the launching ceremony of BAC A BANK MasterCard international credit card.

Sharing about this strategic partnership, Mr. Ken Nguyen - Business Development Director at MasterCard Vietnam emphasized: "MasterCard is committed to cooperating with Bac A Commercial Joint Stock Bank in utilizing the latest payment technologies and comprehensive customer research to provide users with safe, convenient and flexible transaction experiences with more practical benefits.".

BAC A BANK MasterCard Rewards Gold international credit card - Unlimited points to redeem gifts.

In order to maximize customer benefits, the BAC A BANK MasterCard Rewards Gold credit card line brings many benefits to cardholders when spending with the feature of unlimited points accumulation and attractive gift redemption. Specifically, customers paying via BAC A BANK MasterCard Rewards Gold credit card will accumulate reward points corresponding to the spending value and enjoy special mechanisms in each period such as: 3 times reward points on birthday, 2 times reward points on holidays...

More attractively, the bonus points will be multiplied by 5 when customers use the card to pay at TH truemart systems nationwide. From these bonus points, customers can easily choose to convert to TH truemart vouchers or refund the annual fee for the following year.

BAC A BANK MasterCard Cashback Platinum international credit card - Exclusive offers, affirming your own style.

If the Gold card line meets the consumption needs of cardholders with an accumulation policy through frequent transactions, the BAC A BANK MasterCard Cashback Platinum card is designed as a high-class product, while also providing a series of "huge" incentives for customers when traveling to 5-star hotel and resort chains or experiencing culinary quintessence and other high-class services. Typical privileges include: Direct discounts of up to 20% (up to 350,000 VND) at the Golden Gate restaurant chain (famous for its Hutong, iSushi, Cowboy Jack's Saloon, Daruma, Gogi House systems... nationwide); Global travel insurance worth up to 11.5 billion VND so that customers can feel secure on every trip, with emergency support services always ready to serve.

With a discount rate of up to 5% for online payment transactions and 0.3% for other payment transactions, BAC A BANK MasterCard Cashback Platinum cardholders benefit from a maximum cashback incentive of up to 6 million VND/year.

With its outstanding distinction and class, the BAC A BANK MasterCard international credit card promises to create a “fever” for the market right from its launch. In addition to the e-Banking transaction channel, the credit card will contribute to bringing BAC A BANK customers the best experiences, flexibility in personal spending and more scientific spending management, thereby enjoying maximum convenience in life.