Nghe An exceeds the target of the rate of people receiving pensions, social insurance benefits, and unemployment insurance through non-cash methods in urban areas.

As a modern and convenient payment method, suitable for social development, receiving pensions, social insurance and unemployment insurance benefits through non-cash methods is agreed upon and welcomed by people.

Mr. Thai Ba Linh (retired officer of Ha Huy Tap ward, Vinh city) said: Thanks to the propaganda of the Social Insurance sector, I found that receiving pension through personal account is very suitable for me. With the support of the Bank, I opened a card and found it very convenient.

As for Ms. Nguyen Thi Sam (retired officer of Nghi Phu commune, Vinh city), she said that receiving pension through personal account helps people save time and effort because they do not need to go to pension distribution point to receive it, but at the beginning of the month the money will be transferred to the account, people feel very secure.

Sharing more about this activity, the representative of Dien Chau District Social Insurance said that, in order to improve the efficiency of paying pensions and monthly allowances through personal accounts (ATM cards), the District Social Insurance has coordinated with banks located in the district to open free ATM cards for beneficiaries of monthly Social Insurance regimes, creating favorable conditions for people who want to change the method of receiving monthly pensions through personal accounts. In addition, at the payment points, District Social Insurance staff together with payment staff have promoted the benefits of receiving pensions and Social Insurance allowances and encouraged people to register to receive them through personal accounts.

Talking with Mr. Hoang Van Minh - Director of Nghe An Provincial Social Insurance, it is known that, implementing Plan No. 1823/KH-BHXH dated June 9, 2020 of Vietnam Social Insurance on "Promoting the payment of pensions, social insurance benefits, and unemployment insurance without using cash through the banking system", Plan No. 216/KH-UBND dated March 31, 2022 of the Provincial People's Committee on implementing the project to develop non-cash payments in Nghe An for the period 2021-2025; Nghe An Provincial Social Insurance has synchronously implemented many solutions to increase the rate of people receiving social insurance benefits through personal accounts.

Right from the beginning of the year, the Provincial Social Insurance has assigned targets to mobilize and encourage recipients of Social Insurance and unemployment benefits through non-cash payment methods in urban areas in 2023. Accordingly, the Social Insurance sector from the province to localities has strengthened coordination with relevant units, promoted propaganda and mobilized beneficiaries to switch the form of receiving pensions, Social Insurance and Unemployment Insurance benefits from receiving cash to personal accounts.

The propaganda work on the benefits of receiving pensions, social insurance benefits, and unemployment benefits through personal accounts is carried out by localities in many diverse and flexible forms such as: Direct propaganda at payment points; propaganda through media, neighborhood radio, social networks; issuing Open Letters at pension payment points, social insurance benefits and at agencies.Social insurancewhen beneficiaries submit documents to resolve Social Insurance regimes. Guide and support beneficiaries to install and change the form of receiving pensions from cash via ATM on the VssID-BHXH digital application right at the payment points.

Coordinate with local banks and credit funds to conduct propaganda, mobilize and support account opening, immediately provide account numbers for beneficiaries to register as soon as they submit their application for benefits (for beneficiaries who do not have a personal account). Coordinate with the Job Introduction Center - Department of Labor, War Invalids and Social Affairs and banks to guide beneficiaries to register to receive unemployment benefits through their personal accounts as soon as they submit their application for benefits.

In addition, the Provincial Social Insurance has coordinated with banks to support and have preferential policies for pensioners and social insurance beneficiaries such as: opening free accounts, providing account numbers immediately to beneficiaries... At the same time, coordinating and guiding the handling of arising problems related to receiving pensions and social insurance benefits.

With the attention and direction of the Provincial People's Committee, departments, branches, local authorities and the efforts of civil servants, public employees and employees of Nghe An Social Insurance, the rate of people receiving pensions, social insurance benefits, and unemployment benefits through non-cash payment methods in Nghe An province has increased compared to the previous year. Specifically, the rate of people receiving pensions, social insurance benefits, and unemployment benefits paid through personal accounts reached 46.6%, of which 54.7% in cities and towns; 42.1% in districts.

Nghe An Provincial Social Insurance continues to implement solutions to strive that by 2025, the rate of people receiving Social Insurance pensions and unemployment benefits through non-cash means in urban areas will reach 60% of the total number of beneficiaries according to Plan No. 216/KH-UBND dated March 31, 2022 of Nghe An Provincial People's Committee.

Paying pensions, social insurance benefits, and unemployment benefits through personal accounts is a step in administrative reform in line with the trend of the times and in accordance with the direction of the Government. With appropriate solutions and steps, the payment of social insurance and unemployment benefits through personal accounts will bring practical benefits to beneficiaries, improve the satisfaction of people and businesses, and contribute to the good implementation of social security policies in Nghe An province.

Receiving pensions, social insurance benefits, and unemployment insurance benefits through personal accounts helps people save time, reduce costs, and ensure safety in the epidemic situation. When receiving monthly pensions and social insurance benefits through personal accounts, pensioners, social insurance benefits, and unemployment insurance beneficiaries do not need to go to a centralized location to receive money and sign a payment list. For employees receiving sick leave, maternity leave, health recovery benefits, one-time social insurance, and unemployment benefits, the non-cash payment method will help employees receive the above benefits in a timely, accurate, safe, and timely manner. At the same time, it avoids errors in payment organization.